Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Midland, TX metro
- UMB BankUMB Retail Money MarketUMB Retail Money Market · $0 min · 0.10%–3.71% by balance
Bank · 1 branch
3.71%APY$371 a year on $10,000Requirements
Product: Interest rates and annual percentage yields (APYs) listed are for accounts opened online. Interest paid on tiered balances; debit card access; monthly service fee waiver option.
Offer: Tier I
0.10% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for UMB Retail Money Market Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier II 3.71% $25,000 – $50,000Tier III 3.71% $50,000 – $75,000Tier IV 3.71% $75,000 – $100,000Tier V 3.71% $100,000 – $1,000,000Tier VI 3.71% $1,000,000 and upTier VII 3.71% Rate checked
More details - Chevron Federal Credit UnionMarketEdge Money Market SavingsMarketEdge Money Market Savings · $0 min · 0.75%–3.25% by balance
Credit union · 1 branch
3.15%APY$315 a year on $10,000Requirements
Product: High-yield savings account with checks and debit card convenience. No term restrictions. Balances below $2,500 earn regular Primary Share Savings rate. Requires maintaining $25 minimum balance in Primary Share Savings account.
Offer: Balances below $2,500 earn regular Primary Share Savings dividend rate.
0.75% interest rate · No monthly fee
Rate by balance
Rate by balance for MarketEdge Money Market Savings Balance APY Up to $2,500 0.75% $2,500 – $10,000 3.15% $10,000 – $25,000Your amount 3.15% $25,000 – $50,000 3.25% $50,000 – $100,000 3.25% $100,000 – $250,000 3.25% $250,000 and up 3.25% Rate checked
More details - First National Bank TexasMoney Market AccountMoney Market Account · $0 min · 0.02%–3.25% by balance
Bank · 2 branches
2.00%APY$200 a year on $10,000Requirements
Offer: The interest rate and APY on this account are subject to change at any time, without notice, after the account is opened. Interest compounded/credited daily/monthly.
0.02% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.02% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.50% $50,000 – $100,000 3.00% $100,000 – $250,000 3.25% $250,000 and up 3.25% Rate checked
More details - Members Financial Federal Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 1.00%–1.25% by balance
Credit union · 1 branch
1.15%APY$115 a year on $10,000Requirements
Product: Minimum opening balance of $1,000.00. Average daily balance of $2,000.00 required each day of the dividend period to earn APY. Maximum 3 withdrawals/transfers per month without fee.
Offer: Average daily balance of $2,000.00 required each day of the dividend period to earn APY.
1.00% interest rate · Effective Dec 3, 2024
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $5,000 1.00% $5,000 – $30,000Your amount 1.15% $30,000 and up 1.25% Rate checked
More details - Frost BankFrost Money Market AccountFrost Money Market Account · $50 min · 0.90%–2.85% by balance
Bank · 4 branches
0.90%APY$90 a year on $10,000Requirements
Product: $0 Monthly Service Charge if you maintain a $15,000 minimum daily balance or if you own a Frost Premium Account; otherwise $15 monthly service charge.
Offer: $0 Monthly Service Charge if you maintain a $15,000 minimum daily balance or own a Frost Premium Account.
0.90% interest rate · $15 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Frost Money Market Account Balance APY Up to $25,000Your amount 0.90% $25,000 – $50,000 1.00% $50,000 – $100,000 1.15% $100,000 – $250,000 2.15% $250,000 – $1,000,000 2.30% $1,000,000 – $2,500,000 2.35% $2,500,000 – $10,000,000 2.50% $10,000,000 – $20,000,000 2.65% $20,000,000 and up 2.85% Rate checked
More details - 0.90%APY$90 a year on $10,000
Requirements
Product: Limited transactions. Minimum withdrawals/deposits of $100. Dividends accrue daily and are paid monthly.
Offer: Interest paid monthly.
0.90% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and upYour amount 0.90% $25,000 and up 1.15% Rate checked
More details - My Community Credit UnionKasasa SaverSavings · $5 min · 0.75%–0.85% by balance
Credit union · 4 branches
0.85%APY$85 a year on $10,000with conditionsRequirements
Product: Must be linked to a free Kasasa checking account (Kasasa Cash, Kasasa Cash Back, Kasasa Eats, Kasasa Eats (Teen), Kasasa Play, or Kasasa Play (Teen)). Automatic transfers of Kasasa checking earnings to Kasasa Saver. No recurring monthly service charges or fees. Limit 1 account per individual taxpayer identification number.
Offer: Applies when qualifying transactions are met in the linked Kasasa checking account during each Monthly Qualification Cycle (such as direct deposit/ACH, 12 debit card purchases, eStatements, and online banking log-in).
Qualified rate · 0.85% interest rate · No monthly fee · Effective Nov 21, 2024
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $25,000Your amount 0.85% Over $25,000 0.75%* Rate checked
More details - City BankMMDA Investment PersonalMMDA Investment Personal · $1,500 min · 0.00%–1.31% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000Requirements
Product: Variable rate account where interest rate and APY may change at discretion. $12.00 service charge imposed every statement cycle if balance falls below $1,500 any day of the statement cycle. $5.00 service charge per statement cycle for paper statements (avoidable by signing up for free e-statements through online banking).
Offer: A service charge of $12.00 will be imposed every statement cycle if the balance in the account falls below $1,500 any day of the statement cycle.
0.00% interest rate · $12 monthly fee
Rate by balance
Rate by balance for MMDA Investment Personal Balance APY Up to $1,500 0.00% $1,500 – $25,000Your amount 0.80% $25,000 – $50,000Avoid $12.00 fee by maintaining minimum daily balance of $1,500. 1.06% $50,000 – $100,000Avoid $12.00 fee by maintaining minimum daily balance of $1,500. 1.16% $100,000 and upAvoid $12.00 fee by maintaining minimum daily balance of $1,500. 1.31% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: $300 minimum opening deposit. $10 service charge per statement cycle if balance falls below $300 on any day of the statement cycle. $5 service charge per statement cycle for paper statements (free e-statements).
Offer: A $10 service charge is imposed each statement cycle if the balance falls below $300 on any day.
0.00% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Personal Savings Account Balance APY Up to $300 0.00% $300 and upYour amount 0.75% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Requires maintaining a minimum balance of $25.00 in Primary Share Savings to keep membership active and maintain other accounts. Accounts may be designated as Individual, Joint, Uniform Transfer to Minors Act (UTMA), and Trust.
Offer: Dividends are compounded daily and credited monthly. Minimum balance of $25 required to maintain account and earn dividends.
0.75% interest rate · Compounded daily
Rate checked
More details - MTCUMoney Market SharesMoney Market Shares · $2,500 min · 0.73%–1.16% by balance
Credit union · 3 branches
0.73%APY$73 a year on $10,000Requirements
Product: Dividends credited monthly. Dividend rates and Annual Percentage Yield may change monthly as determined by the Credit Union's Board of Directors. $2,500 minimum balance to open.
Offer: Credited Frequency: Monthly
0.73% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Shares Balance APY $2,500 – $25,000Your amount 0.73% $25,000 – $50,000 0.84% $50,000 – $99,000 0.94% Over $99,000 1.16% Rate checked
More details - First Basin Credit UnionPlatinum Money Market AccountPlatinum Money Market Account · $2,500 min · 0.50%–1.00% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,0000.50% interest rate · No monthly fee · Effective Mar 3, 2025
Rate by balance
Rate by balance for Platinum Money Market Account Balance APY $2,500 – $24,999Your amount 0.50% $25,000 – $49,999 0.60% $50,000 – $99,999 0.75% $100,000 and up 1.00% Rate checked
More details - 0.40%APY$40 a year on $10,000
- 0.25%APY$25 a year on $10,000
Requirements
Product: Limited to 6 withdrawals per month. Dividends/interest paid quarterly. Not eligible for a debit card. Identification required at opening (Driver's license, Social Security card) and funds for initial opening fee.
Offer: Interest paid quarterly.
0.10% interest rate · No monthly fee
Rate by balance
Rate by balance for Savings Balance APY $5 and up 0.10% $5,000 and upYour amount 0.25% Rate checked
More details - 1st Community Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Minimum $2,500 balance required to open and maintain each day to avoid a $15 monthly service fee charged the next month. Includes 6 free withdrawals per month ($5 each thereafter) and first 40 checks free. Dividends are calculated by the simple daily accrual method and compounded and credited monthly. Rates are prospective and subject to change at any time.
Offer: Minimum $2,500 daily balance required to avoid $15 monthly service fee charged the next month. 6 free withdrawals per month ($5 each thereafter).
0.25% interest rate · $15 monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Midland, TX metro
41 accounts at 17 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 0.90%
- Banks, typical
- 0.02%
- Credit unions, typical
- 0.20%
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Midland, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Complex Community Federal Credit UnionCredit union · 2 branches
- Heritage USA Federal Credit UnionCredit union · 2 branches
- UMB BankBank · 1 branch