Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Jamestown, NY metro
- 4.00%APY$400 a year on $10,000
Requirements
Product: Available in Ohio / eligible markets only. For new accounts. Product and feature availability may vary by location.
Offer: For new accounts. Available in eligible markets (Ohio only). Rate subject to change after account opening. Fees may reduce earnings.
No monthly fee · Effective Mar 30, 2026
Rate checked
More details - Greater Chautauqua Federal Credit UnionLucky Savers AccountSavings · $25 min
Credit union · 4 branches
3.39%APY$339 a year on $10,000Requirements
Product: Must be 18 years of age or older. Business and Trust accounts are not eligible. $25 must be kept in the account to keep it open. 1 withdrawal in a 12-month period with a $25 withdrawal fee; a 2nd withdrawal closes the account and cannot be reopened for 6 months. Maximum opening deposit is $10,000, subsequent deposits allowed up to $500 per month.
Offer: Every $25 saved earns a chance to win cash prizes (up to 10 chances per month).
3.35% interest rate · No monthly fee · Effective Jun 25, 2026
Rate checked
More details - Greater Chautauqua Federal Credit UnionMoney Market AccountMoney Market Account · $25 min · 0.00%–2.12% by balance
Credit union · 4 branches
1.76%APY$176 a year on $10,000Requirements
Product: Dividends are calculated and paid monthly on average daily balance. Variable rate subject to change after opening. $25 minimum opening deposit.
0.00% interest rate · Effective Jun 25, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $10,000Your amount 1.76% $10,000 – $25,000 1.92% Over $25,000 2.12% Rate checked
More details - Inner Lakes Federal Credit UnionMoney MarketMoney Market · $2,500 min · 1.26%–2.12% by balance
Credit union · 3 branches
1.51%APY$151 a year on $10,0001.25% interest rate · Effective Aug 19, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $5,000 1.26% $5,000 – $25,000Your amount 1.51% $25,000 – $50,000 1.92% $50,000 and up 2.12% Rate checked
More details - Centra Credit UnionHigh Interest Money Market SavingsHigh Interest Money Market Savings · $0 min · 1.35%–3.35% by balance
Credit union · 1 branch
1.35%APY$135 a year on $10,000Requirements
Product: Deposits in excess of $1,000,000 will require a special rate quote which may differ from posted rates. Unlimited withdrawals.
1.34% interest rate · No monthly fee · Effective Aug 11, 2026
Rate by balance
Rate by balance for High Interest Money Market Savings Balance APY Up to $24,999Your amount 1.35% $25,000 – $49,999 1.40% $50,000 – $249,999 1.45% $250,000 – $499,999 1.60% $500,000 – $999,999 2.10% $1,000,000 – $2,999,999 3.20% $3,000,000 and up 3.35% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Includes all the same benefits and rates as Share Savings Accounts. Dividends paid monthly.
1.00% interest rate
Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Establishes membership in the Credit Union. Dividends paid monthly.
1.00% interest rate
Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Western Division Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.00%–1.51% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Available to members within Western Division's field of membership. Dividends are compounded daily and credited quarterly. Rate and APY may change monthly. Three withdrawals/transfers per month at no charge.
0.00% interest rate · Compounded daily · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $999 0.00% $1,000 – $50,000Your amount 0.75% $50,001 – $100,000 1.00% $100,001 – $200,000 1.25% $200,001 and up 1.51% Rate checked
More details - Greater Chautauqua Federal Credit UnionFree Kasasa SaverSavings · $25 min · 0.25%–0.65% by balance
Credit union · 4 branches
0.65%APY$65 a year on $10,000with conditionsRequirements
Product: Available only with Kasasa Cash or Kasasa Cash Back checking. Limit of 1 account per social security number.
Offer: When qualifications are met in linked Kasasa Cash or Kasasa Cash Back checking account (at least 12 debit card purchases post/settle, at least 1 direct deposit/ACH/mobile deposit, enrolled in eStatements).
Qualified rate · No monthly fee · Effective Dec 3, 2020
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Up to $10,000Your amount 0.65% Over $10,000 0.25%* Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Dividends are calculated on average daily balance and paid/compounded quarterly. Variable rate.
Offer: Compounded quarterly; dividends calculated based on average daily balance.
0.50% interest rate · Compounded quarterly · Effective Jun 30, 2026
Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Membership eligibility required. $5 minimum deposit plus a $5 membership fee/new account fee required to join and open account.
Offer: Minimum Balance of $1,000 required to earn dividends. Fees could reduce account dividend earnings.
0.35% interest rate · No monthly fee
Rate checked
More details - Northwest BankAffinity Premier Money MarketAffinity Premier Money Market · $25 min · 0.25%–0.85% by balance
Bank · 5 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: Must have Affinity Premier Checking account to qualify. Monthly service charge of $10 can be avoided with an Affinity Premier Checking or $2,500 average daily balance. Variable rate account; rates valid only for accounts opened online.
Offer: Must have Affinity Premier Checking account to qualify. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Monthly fee of $10 can be avoided with an Affinity Premier Checking or $2,500 average daily balance.
Qualified rate · $10 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Affinity Premier Money Market Balance APY Up to $5,000 0.25% $5,000 – $50,000Your amount 0.30% $50,000 – $100,000 0.35% $100,000 – $250,000 0.85% $250,000 – $5,000,000 0.85% $5,000,000 and up 0.85% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - Western Division Federal Credit UnionSub Savings AccountsSavings · $5 min · 0.00%–0.25% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Sub Savings include all the same benefits and rates as Regular Savings (with exception of debit card). Minimum $5 to open. Earn dividends on balances of $100 or greater. No monthly service charge.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Sub Savings Accounts Balance APY Up to $99 0.00% $100 – $5,000 0.25% $5,001 – $20,000Your amount 0.25% $20,001 – $50,000 0.25% $50,001 and up 0.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Jamestown, NY metro
35 accounts at 15 banks and credit unions · checked Sep 30–Oct 16
- Typical
- 0.25%
- Top 10% from
- 1.45%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Jamestown, NY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Greater Woodlawn FCUCredit union · 2 branches
- Greater Chautauqua Federal Credit UnionCredit union · 4 branches
- Inner Lakes Federal Credit UnionCredit union · 3 branches