Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Greenfield, MA metro
- 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Must be paired/opened with an Advantage High Interest or Advantage Cash Back checking account. Workers Federal Credit Union membership required ($5 minimum balance). No recurring monthly maintenance charges or fees to open or close account. Limit of one Advantage checking account per social security number.
Offer: Qualifying rate earned when linked Advantage Checking qualifications are met during Monthly Qualification Cycle (at least 1 Direct Deposit/ACH credit or debit, at least 15 debit card purchases, and eStatements enrollment). Applies to daily balances up to $100,000.
Qualified rate · 2.96% interest rate · Balance cap $100,000 · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - Greenfield Savings BankHigh-Yield SavingsSavings · $10 min · 2.32%–3.14% by balance
Bank · 5 branches
2.53%APY$253 a year on $10,000Requirements
Product: A monthly fee of $10.00 is imposed if the daily balance on any day of the month falls below $2,500.00. Rate may change after opening. Fees could reduce earnings.
Offer: Tier 1 rate. A monthly fee of $10.00 applies if the daily balance on any day of the month falls below $2,500.00.
2.30% interest rate · $10 monthly fee
Rate by balance
Rate by balance for High-Yield Savings Balance APY $10 and up 2.32% $10,000 and upYour amountTier 2 rate. Monthly fee of $10.00 if daily balance falls below $2,500.00. 2.53% $50,000 and upTier 3 rate. Monthly fee of $10.00 if daily balance falls below $2,500.00. 3.04% $100,000 and upTier 4 rate. Monthly fee of $10.00 if daily balance falls below $2,500.00. 3.14% Rate checked
More details - Workers Credit UnionPlanIt+ Savings AccountSavings · $0 min · 2.10%–3.50% by balance
Credit union · 1 branch
2.10%APY$210 a year on $10,000with conditionsRequirements
Product: For members with a minimum of $100,000 aggregate in qualifying deposit accounts. Must have an active PlanIt+ Checking account as tax reported owner. Workers Federal Credit Union membership required ($5 minimum balance). Higher APYs are earned monthly based on the balance in the account disclosed for each dividend tier.
Offer: Must have a PlanIt+ Checking account. Tier 1 rate applies to daily balances $0.00-$49,999.99.
Qualified rate · 2.08% interest rate
Rate by balance
Rate by balance for PlanIt+ Savings Account Balance APY Up to $50,000Your amount 2.10% $50,000 – $100,000 2.10% $100,000 – $250,000 3.15% $250,000 and up 3.50% Rate checked
More details - 2.10%APY$210 a year on $10,000
Requirements
Product: Workers Federal Credit Union membership required; minimum balance to open membership account is $5. No monthly service charge.
Offer: Must maintain a minimum daily balance of $5 each day to obtain the disclosed APY.
2.08% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - Freedom Credit UnionPremium Money Market AccountPremium Money Market Account · $5,000 min · 0.00%–3.15% by balance
Credit union · 2 branches
1.45%APY$145 a year on $10,000Requirements
Product: Minimum balance of $5,000 required to open and to earn advertised APY. No monthly maintenance fee.
Offer: Balance tier $0–$4,999.99
0.00% interest rate · No monthly fee · Effective Sep 16, 2026
Rate by balance
Rate by balance for Premium Money Market Account Balance APY Up to $5,000 0.00% $5,000 – $25,000Your amount 1.45% $25,000 – $50,000 1.75% $50,000 – $100,000 2.00% $100,000 – $500,000 2.65% $500,000 – $1,000,000 3.15% $1,000,000 – $1,000,000,000 3.15% Rate checked
More details - Franklin First Federal Credit UnionMoney Market AccountsMoney Market Accounts · $15 min · 0.25%–0.95% by balance
Credit union · 1 branch
0.45%APY$45 a year on $10,000Requirements
Product: Variable rate account. Dividends are calculated using the average daily balance method, posted, and compounded monthly. Rates may change at any time.
0.25% interest rate · Compounded monthly · Effective Sep 17, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $2,500 0.25% $2,500 – $25,000Your amount 0.45% $25,000 – $50,000 0.75% $50,000 – $100,000 0.95% $100,000 and up 0.95% Rate checked
More details - 0.40%APY$40 a year on $10,000with conditions
Requirements
Product: Vibe Checking Account required. Required to receive eStatements. Enrolling in GCB Online Banking is required for this account to access your electronic statement. If you receive a paper statement mailed to you each statement cycle instead an eStatement; there will be a fee of $5.00 for each statement mailed (If you receive separate Vibe checking and Vibe savings statements, there will be a $5.00 fee for each). $10 minimum balance required to earn interest.
Offer: Requires linked Vibe Checking account and eStatements via GCB Online Banking ($5.00 fee per paper statement mailed). $10 minimum balance required to earn interest.
Qualified rate · 0.40% interest rate · Effective Oct 15, 2026
Rate checked
More details - Freedom Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 0.20%–0.35% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Requires a $2,000 minimum opening deposit. A $2,000 minimum daily balance must be maintained to avoid a minimum balance fee. A minimum balance of $5 must be maintained to earn the advertised APY.
Offer: Minimum balance of $5 to earn APY; minimum daily balance of $2,000 required to avoid fee.
0.19% interest rate · Effective Sep 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.20% $25,000 – $50,000Minimum daily balance of $2,000 required to avoid fee. 0.25% $50,000 – $75,000Minimum daily balance of $2,000 required to avoid fee. 0.30% $75,000 and upMinimum daily balance of $2,000 required to avoid fee. 0.35% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Monthly service fee of $3 is waived for 18/65 Accounts. Rate may change after opening. Fees could reduce earnings. In-branch opening required.
Offer: $3 monthly service fee if balance falls below $300 (waived for 18/65 Accounts). Minimum daily balance of $10 to obtain APY.
0.15% interest rate · $3 monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Rate may change after opening. Fees could reduce earnings. Student Checking preferred rate with linked savings account offers 1.00% APY on balances up to $2,500. Rewards Checking account holders receive a 0.05% APY bump, and Emerald Checking holders receive a 0.10% APY bump on a single savings product of choice.
Offer: Daily balance of $10 required to obtain APY. Rate may change after opening.
0.15% interest rate · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - Greenfield Cooperative BankMoney Market SavingsMoney Market Savings · $1,000 min · 0.10%–0.15% by balance
Bank · 6 branches
0.10%APY$10 a year on $10,000Requirements
Product: Accounts that do not maintain an average daily balance of $1,000.00 or more will be charged a flat monthly maintenance fee of $5.00.
Offer: Monthly maintenance fee waived if average daily balance of $1,000.00 or more is maintained. $1,000.00 minimum to open and earn interest.
0.10% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $1,000 – $10,000 0.10% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 and up 0.15% Rate checked
More details - Greenfield Cooperative BankLocally Grown Money MarketLocally Grown Money Market · $1,000 min · 0.10%–1.61% by balance
Bank · 6 branches
0.10%APY$10 a year on $10,000Requirements
Product: This product is subject to end or change without notice.
Offer: $1,000.00 minimum to open and earn interest.
0.10% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Locally Grown Money Market Balance APY $1,000 – $25,000Your amount 0.10% $25,000 – $100,000 0.25% $100,000 and up 1.61% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Basic savings program required to maintain credit union membership. Variable rate account; dividends calculated using the average daily balance method, compounded and posted monthly.
Offer: Requires a minimum balance of $25.00 (one share) to maintain membership.
0.10% interest rate · Effective Sep 17, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Greenfield, MA metro
24 accounts at 7 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.10%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
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Greenfield, MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Greenfield Savings BankBank · 5 branches
- Workers Credit UnionCredit union · 1 branch