Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Clearlake, CA metro
- Redwood Credit UnionPremier MMPremier MM · $2,500 min · 4.00%–4.15% by balance
Credit union · 1 branch
4.00%APY$400 a year on $10,000with conditionsRequirements
Product: Minimum balance of $2,500 to earn dividends and: an active checking account at RCU (minimum 3 transactions per month excluding 24-hour telephone teller, fee or dividend posting transactions), an active credit card at RCU (in good standing with minimum 10 transactions or $500 or more in advances per month), and one of the following: minimum monthly digital deposit of $500 or more, open loan at RCU in good standing, investment account through Redwood Wealth Management with minimum balance of $5,000, or active property and casualty insurance policy through RCU Insurance Services.
Qualified rate · 3.93% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Premier MM Balance APY $2,500 and up 4.00% $10,000 and upYour amount 4.00% $25,000 and up 4.00% $50,000 and up 4.00% $100,000 and up 4.00% $150,000 and up 4.05% $250,000 and up 4.05% $500,000 and up 4.15% $1,000,000 and up 4.15% Rate checked
More details - Redwood Credit UnionPerformance MMPerformance MM · $100 min · 2.00%–3.15% by balance
Credit union · 1 branch
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Minimum balance of $100 to earn dividends, an active checking account at RCU (minimum 3 transactions per month excluding telephone teller, fee or dividend posting transactions), and one of the following: minimum monthly digital deposit of $500.00 or more into account, an active credit card at RCU (in good standing with minimum 10 transactions or $500 or more in advances), an open loan at RCU in good standing, an investment account through Redwood Wealth Management with minimum balance of $5,000 or more, or active insurance policy.
Qualified rate · 1.98% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Performance MM Balance APY $100 and up 2.00% $10,000 and upYour amount 2.00% $25,000 and up 2.25% $50,000 and up 2.50% $100,000 and up 2.75% $150,000 and up 3.00% $250,000 and up 3.00% $500,000 and up 3.15% $1,000,000 and up 3.15% Rate checked
More details - Columbia BankThrive Money Market SpecialThrive Money Market Special · $10,000 min · 0.05%–2.60% by balance
Bank · 2 branches
2.00%APY$200 a year on $10,000intro rateRequirements
Product: You must make a minimum deposit of $10,000 of qualifying new money or deposit your maturing CD balance into your new account. To qualify for the promotional rate, new money must not have been previously deposited at the bank (with the exception of maturing CD balances). Contact your local branch to open. Interest rate and APY may change after account opening.
Offer: You must make a minimum deposit of $10,000 of qualifying new money or deposit your maturing CD balance into your new account. To qualify for the promotional rate, new money must not have been previously deposited at the bank (with the exception of maturing CD balances). Contact your local branch to open. The interest rate and annual percentage yield may change after account opening.
Promotional rate · 0.05% interest rate
Rate by balance
Rate by balance for Thrive Money Market Special Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.00% $50,000 – $100,000 2.00% $100,000 – $250,000 2.60% $250,000 and up 2.60% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Minimum balance of $100 to earn dividends.
1.00% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for MM Growth Balance APY $100 and up 1.00% $10,000 and upYour amount 1.00% $25,000 and up 1.00% $50,000 and up 1.00% $100,000 and up 1.25% $150,000 and up 1.25% $250,000 and up 1.25% $500,000 and up 1.40% $1,000,000 and up 1.40% Rate checked
More details - Community First Credit UnionAdvantage Money MarketAdvantage Money Market · $10,000 min · 1.00%–1.50% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Qualify for higher rates with an Auto or Real Estate Loan, Community First Credit Card, OR Local Advantage PLUS Checking Account.
Offer: Qualify for higher rates with an Auto or Real Estate Loan, Community First Credit Card, OR Local Advantage PLUS Checking Account.
Qualified rate · 1.00% interest rate
Rate by balance
Rate by balance for Advantage Money Market Balance APY $10,000 and upYour amount 1.00% $50,000 and up 1.25% $100,000 and up 1.25% $150,000 and up 1.30% $250,000 and up 1.40% $500,000 and up 1.50% $1,000,000 and up 1.50% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - Community First Credit UnionMoney MarketMoney Market · $100 min · 0.75%–1.15% by balance
Credit union · 2 branches
0.75%APY$75 a year on $10,0000.75% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $100 and up 0.75% $1,000 and up 0.75% $10,000 and upYour amount 0.75% $50,000 and up 0.80% $100,000 and up 1.00% $150,000 and up 1.00% $250,000 and up 1.00% $500,000 and up 1.00% $1,000,000 and up 1.15% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - Redwood Credit UnionRegular Share SavingsSavings · $100 min · 0.05%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Minimum balance of $100.00 required to earn dividends. A $3 monthly minimum balance fee is charged if balance is less than $75.00. Requires $5.00 deposit per member to open.
Offer: Minimum balance to avoid a $3 monthly fee is $75.00.
0.05% interest rate · $3 monthly fee · Effective Sep 16, 2026
Rate by balance
Rate by balance for Regular Share Savings Balance APY $100 – $500 0.05% $500 – $1,000 0.05% $1,000 – $2,500 0.05% $2,500 – $5,000 0.05% $5,000 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $100,000 0.10% $100,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $5 maintenance fee assessed each statement cycle; fee waived with minimum $100 daily balance. Variable rate may change daily.
Offer: $5 maintenance fee waived with minimum $100 daily balance. Variable rate.
0.05% interest rate · $5 monthly fee · Effective Oct 6, 2026
Rate checked
More details - Columbia BankThrive Money MarketThrive Money Market · $100 min · 0.05%–0.15% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: $10 monthly maintenance fee, waived with a $1,000 minimum daily balance or link to a checking account (up to 3 complimentary accounts linked to Access Checking, or up to 5 complimentary accounts linked to Pinnacle Checking). Available for online account origination. Interest rate and APY may change after opening.
Offer: The interest rate and annual percentage yield may change after account opening. Available for online account origination.
0.05% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Thrive Money Market Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.05% $100,000 – $250,000 0.10% $250,000 and up 0.15% Rate checked
More details - Columbia BankProsper Money MarketProsper Money Market · $100 min · 0.05%–1.00% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: $15 Monthly maintenance fee; or $0 with a $10,000 minimum daily balance; or $25,000 combined balance. $100 minimum to open. Available for online account origination. Interest rate and APY may change after account opening.
Offer: The interest rate and annual percentage yield may change after account opening. Available for online account origination.
0.05% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Prosper Money Market Balance APY Up to $2,500 0.05% $2,500 – $5,000 0.05% $5,000 – $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $100,000 0.15% $100,000 – $250,000 0.30% $250,000 – $500,000 0.50% $500,000 – $1,000,000 0.75% $1,000,000 and up 1.00% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires a $25 balance to open and maintain membership.
Offer: Start earning interest on balances of $100 and over.
0.05% interest rate · No monthly fee
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Clearlake, CA metro
24 accounts at 7 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 1.70%
- Banks, typical
- 0.02%
- Credit unions, typical
- 1.00%
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Clearlake, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Redwood Credit UnionCredit union · 1 branch