Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Celina, OH metro
- 3.95%APY$395 a year on $10,000
Requirements
Product: Minimum balance to open $100.00. Requires direct deposit, payroll deduction, or automatic transfer of at least $10.00/week.
Offer: Term account allowing continuous deposits. APY based on CD rate schedule.
3.89% interest rate · Effective Oct 1, 2026
Rate checked
More details - Dynamic Federal Credit UnionMoney Market Savings AccountMoney Market Savings Account · $0 min · 0.00%–3.20% by balance
Credit union · 1 branch
2.53%APY$253 a year on $10,000Requirements
Product: Rates are subject to change weekly and dividends are earned monthly. $10.00 monthly maintenance fee applies if balance goes below $2,000 for the month.
Offer: Monthly maintenance fee of $10.00 applies if balance falls below $2,000.
0.00% interest rate · $10 monthly fee · Effective Aug 1, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY Up to $2,000 0.00% $2,000 – $20,000Your amount 2.53% $20,000 – $75,000Monthly maintenance fee of $10.00 waived with balance of $2,000 or more. 2.79% $75,000 and upMonthly maintenance fee of $10.00 waived with balance of $2,000 or more. 3.20% Rate checked
More details - Superior Credit UnionMoneyMax Money Market AccountsMoneyMax Money Market Accounts · $2,500 min · 0.00%–2.75% by balance
Credit union · 1 branch
2.25%APY$225 a year on $10,000Requirements
Product: Minimum balance to open MoneyMax account is $2,500.00. Dividends compounded and credited monthly. Balance method based on average daily balance.
0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for MoneyMax Money Market Accounts Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 2.25% $25,000 – $100,000 2.50% $100,000 and up 2.75% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: No minimum balance or opening deposit required. Dividends compounded and credited quarterly.
Offer: Non-tiered account with quarterly dividends.
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Rates are variable, may change weekly, and consumers may be charged fees if certain minimum balances are not met.
Offer: Rates are variable, may change weekly, and consumers may be charged fees if certain minimum balances are not met. The rate may change after the account is opened. Fees could reduce the earnings on the account.
0.15% interest rate
Rate checked
More details - Mercer Savings BankMoney Market AccountMoney Market Account · $1,000 min · 0.05%–0.20% by balance
Bank · 3 branches
0.07%APY$7 a year on $10,000Requirements
Product: The interest rates and Annual Percentage Yields (APYs) for the accounts below are variable and may change after the account is opened. Daily Balance Range indicates the balance required to earn the stated Annual Percentage Yield (APY). Annual Percentage Yield (APY) is accurate as of the effective date shown. Fees may reduce earnings on the account.
0.05% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $3,000 0.05% $3,000 – $50,000Your amount 0.07% $50,000 – $250,000 0.15% $250,000 and up 0.20% Rate checked
More details - Dynamic Federal Credit UnionSubsidiary ShareSavings · $100 min · 0.03%–0.13% by balance
Credit union · 1 branch
0.07%APY$7 a year on $10,000Requirements
Product: Budget savings accounts (such as Vacation, Escrow, etc.) to help achieve financial goals.
0.03% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Subsidiary Share Balance APY $100 – $5,000 0.03% $5,000 – $20,000Your amount 0.07% $20,000 and up 0.13% Rate checked
More details - Dynamic Federal Credit UnionPrincipal ShareSavings · $100 min · 0.03%–0.13% by balance
Credit union · 1 branch
0.07%APY$7 a year on $10,000Requirements
Product: Primary savings account establishing credit union membership and ownership.
0.03% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Principal Share Balance APY $100 – $5,000 0.03% $5,000 – $20,000Your amount 0.07% $20,000 and up 0.13% Rate checked
More details - Superior Credit UnionShare/Savings AccountSavings · $5 min · 0.00%–0.05% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Requires purchase of a $5.00 par value share in the credit union. Dividends paid quarterly on balances of $300.00 or greater. Minimum balance to earn dividends waived for minors' accounts.
0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share/Savings Account Balance APY Up to $300 0.00% $300 and upYour amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Sep 29, 2026
Rate checked
More details - Osgood BankPersonal Money MarketPersonal Money Market · $1,000 min · 0.03%–0.20% by balance
Bank · 1 branch
0.03%APY$3 a year on $10,000Requirements
Product: Check-writing or debit card access. Tiered by account balance.
0.03% interest rate
Rate by balance
Rate by balance for Personal Money Market Balance APY $1,000 – $50,000Your amount 0.03% $50,000 – $500,000 0.05% $500,000 – $1,000,000 0.10% $1,000,000 and up 0.20% Rate checked
More details - 0.03%APY$3 a year on $10,000
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Celina, OH metro
20 accounts at 7 banks and credit unions · checked Sep 17–Oct 16
- Typical
- 0.07%
- Top 10% from
- 2.28%
- Banks, typical
- 0.03%
- Credit unions, typical
- 0.25%
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Celina, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Superior Credit UnionCredit union · 1 branch
- Dynamic Federal Credit UnionCredit union · 1 branch