Bank · FDIC insured
Mercer Savings Bank Savings Rates
Mercer Savings Bank’s best savings rate is 0.07% APY on $10,000, with its Money Market Account. Rates checked October 9, 2026.
How Mercer Savings Bank’s savings rates compare
Compared with banks and credit unions near Celina, OH, where Mercer Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Mercer Savings Bank
0.07%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $7
Money Market Account
Top rate
Superior Credit Union
3.95%APY
- Minimum
- $100
- Earns on $10,000 a year
- $395
2nd-highest rate
Dynamic Federal Credit Union
2.53%APY
- Minimum
- —
- Earns on $10,000 a year
- $253
Mercer Savings Bank savings score
66
Savings score
Higher than 15% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.07%
- $100,000 balance$100,0003.10%
- QualifiedQualified0.07%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Mercer Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
High-Yield Money Market Account
3.10%APY
The interest rate may change at any time. No monthly service charge if minimum daily balance of $25,000 is maintained. Fees may reduce earnings on the account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25,000 and up$25,000 minimum balance to earn stated APY. The interest rate may change at any time. No monthly service charge if minimum daily balance of $25,000 is maintained. Free eStatements. $7.50 paper statement. Free debit card. Free mobile deposit. Fees may reduce earnings on the account.$25,000 and up | 3.10% | — | $25,000 minimum balance to earn stated APY. The interest rate may change at any time. No monthly service charge if minimum daily balance of $25,000 is maintained. Free eStatements. $7.50 paper statement. Free debit card. Free mobile deposit. Fees may reduce earnings on the account. |
Sources (1)
- mercersavings.com/rates · captured Oct 9, 2026
Money Market Account
0.07%APY
The interest rates and Annual Percentage Yields (APYs) for the accounts below are variable and may change after the account is opened. Daily Balance Range indicates the balance required to earn the stated Annual Percentage Yield (APY). Annual Percentage Yield (APY) is accurate as of the effective date shown. Fees may reduce earnings on the account.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns |
|---|---|---|---|
| Up to $3,000$1,000 to open | 0.05% | $1,000 | — |
| $3,000 – $50,000Unknown to open | 0.07% | Unknown | $7 |
| $50,000 – $250,000Unknown to open | 0.15% | Unknown | — |
| $250,000 and upUnknown to open | 0.20% | Unknown | — |
Sources (1)
- mercersavings.com/rates · captured Oct 6, 2026
Statement Savings
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.05% | $5 |
Sources (1)
- mercersavings.com/rates · captured Oct 6, 2026
Special-purpose accounts
Christmas Club
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.05% | $5 |
Sources (1)
- mercersavings.com/rates · captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.