Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Bloomington, IN metro
- 4.00%APY$400 a year on $10,000
Requirements
Product: Available in Ohio / eligible markets only. For new accounts. Product and feature availability may vary by location.
Offer: For new accounts. Available in eligible markets (Ohio only). Rate subject to change after account opening. Fees may reduce earnings.
No monthly fee · Effective Mar 30, 2026
Rate checked
More details - 3.75%APY$375 a year on $10,000
Requirements
Product: No minimum balance requirements; no hidden fees; limited to 6 preauthorized transfers or withdrawals per monthly statement cycle.
Offer: No minimum balance to earn APY. APY may change after account opening.
Effective Sep 17, 2026
Rate checked
More details - Crane Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.05%–2.78% by balance
Credit union · 2 branches
1.51%APY$151 a year on $10,000Requirements
Product: Minimum balance to open is $2,500. Dividends are compounded and paid monthly using the daily balance method.
Offer: Balance below $2,500.00.
0.05% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.05% $2,500 – $10,000 1.26% $10,000 – $25,000Your amount 1.51% $25,000 – $50,000 1.76% $50,000 – $100,000 2.02% $100,000 and up 2.27% $250,000 and up 2.78% Rate checked
More details - IU Credit UnionMoney Market SavingsMoney Market Savings · $0 min · 0.60%–3.50% by balance
Credit union · 5 branches
1.50%APY$150 a year on $10,000Requirements
Product: Requires a minimum balance of $1,000 to avoid a $10 monthly service charge. Requires a minimum balance of $0.01 to earn APY.
Offer: $1,000 minimum balance required to avoid paying a $10 monthly service charge. $0.01 minimum balance is required to earn APY.
0.60% interest rate · $10 monthly fee · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $1,000 0.60% $1,000 – $10,000 0.60% $10,000 – $25,000Your amount 1.50% $25,000 – $50,000 2.00% $50,000 – $75,000 2.50% $75,000 – $250,000 3.00% $250,000 and up 3.50% Rate checked
More details - 1.25%APY$125 a year on $10,000with conditions
Requirements
Product: Best for Kasasa Cash checking account holders. Requires a linked Kasasa Cash checking account. Direct deposit/ACH credit and e-statement enrollment required. Limit of 1 account per customer/Tax ID.
Offer: Earned on daily balances up to $50,000 when linked Kasasa Cash qualifications are met during the Monthly Qualification Cycle (at least 1 direct deposit/ACH credit, at least 12 debit card purchases, and enrolled in e-statements).
Qualified rate · No monthly fee · Effective Jun 20, 2024
Rate checked
More details - 1.25%APY$125 a year on $10,000with conditions
Requirements
Product: Best for Kasasa Cash Back checking account holders. Requires a linked Kasasa Cash Back checking account. Direct deposit/ACH credit and e-statement enrollment required. Limit of 1 account per customer/Tax ID.
Offer: Earned on daily balances up to $50,000 when linked Kasasa Cash Back qualifications are met during the Monthly Qualification Cycle (at least 1 direct deposit/ACH credit, at least 12 debit card purchases, and enrolled in e-statements).
Qualified rate · No monthly fee · Effective Jun 20, 2024
Rate checked
More details - Indiana Members Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.21%–2.43% by balance
Credit union · 2 branches
1.21%APY$121 a year on $10,000Requirements
Product: Membership savings account required. No monthly fee with a minimum balance of $2,500; accounts below $2,500 may incur a fee.
Offer: Membership savings account required. Minimum balance of $2,500 required to earn dividends.
1.20% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $19,999Your amount 1.21% $20,000 – $49,999 1.51% $50,000 – $99,999 1.81% $100,000 – $249,999 2.22% $250,000 and up 2.43% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Hoosier Hills Credit UnionMoney MarketMoney Market · $0 min · 0.00%–2.17% by balance
Credit union · 1 branch
0.85%APY$85 a year on $10,000Requirements
Product: No minimum balance to open. Dividends are earned with a balance of $2,500 or higher. A $2.00 monthly service fee applies if average daily balance / month end balance falls below $1,000.
Offer: Dividends calculated and paid monthly. $2,500 minimum balance required to earn dividends. $2.00 monthly service fee applies if average daily balance / month end balance falls below $1,000.
0.00% interest rate · $2 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,499 0.00% $2,500 – $9,999 0.65% $10,000 – $24,999Your amount 0.85% $25,000 – $49,999 1.06% $50,000 – $99,999 1.51% $100,000 – $249,999 1.81% $250,000 and up 2.17% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Additional savings accounts to set aside money for special purposes (e.g., vacation, Christmas). No minimum balance required to open and maintain; $0.01 minimum balance required to earn APY.
Offer: No minimum balance required to open and maintain other types of savings accounts; $0.01 minimum balance required to earn APY.
0.40% interest rate · Effective Sep 16, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Requires $5 minimum balance to open and maintain. $0.01 minimum balance required to earn APY. Dividends compounded monthly and paid monthly.
Offer: $5 minimum balance required to open and maintain a membership savings account; $0.01 minimum balance required to earn APY.
0.40% interest rate · Compounded monthly · Effective Oct 7, 2026
Rate checked
More details - Northwest BankAffinity Premier Money MarketAffinity Premier Money Market · $25 min · 0.25%–0.85% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: Must have Affinity Premier Checking account to qualify. Monthly service charge of $10 can be avoided with an Affinity Premier Checking or $2,500 average daily balance. Variable rate account; rates valid only for accounts opened online.
Offer: Must have Affinity Premier Checking account to qualify. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Monthly fee of $10 can be avoided with an Affinity Premier Checking or $2,500 average daily balance.
Qualified rate · $10 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Affinity Premier Money Market Balance APY Up to $5,000 0.25% $5,000 – $50,000Your amount 0.30% $50,000 – $100,000 0.35% $100,000 – $250,000 0.85% $250,000 – $5,000,000 0.85% $5,000,000 and up 0.85% Rate checked
More details - Indiana Members Credit UnionMembership SavingsSavings · $5 min · 0.05%–0.30% by balance
Credit union · 2 branches
0.30%APY$30 a year on $10,000Requirements
Product: Membership savings account required. Dividend rate is variable and may change after account is opened. Free eStatements.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Membership Savings Balance APY Up to $999 0.05% $1,000 – $9,999 0.15% $10,000 and upYour amount 0.30% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: $1,000 minimum balance required to avoid paying a $10 monthly service charge. $0.01 minimum balance is required to earn the APY.
Offer: $1,000 minimum balance required to avoid paying a $10 monthly service charge. $0.01 minimum balance is required to earn the APY.
0.25% interest rate · $10 monthly fee · Effective Oct 7, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Bloomington, IN metro
34 accounts at 12 banks and credit unions · checked Oct 6–17
- Typical
- 0.15%
- Top 10% from
- 1.43%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.30%
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Bloomington, IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Indiana Members Credit UnionCredit union · 2 branches
- IU Credit UnionCredit union · 5 branches
- Merchants BankBank · 1 branch