Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Barnstable Town, MA metro
- 5.00%APY$500 a year on $10,000with conditions
Requirements
Product: Promotional APYs apply to accounts opened between 9/21/26and 11/30/26 and are guaranteed through 12/31/26; thereafter, APYs may change. To open a new Zeugma Plus relationship, no owner can own or have owned a Leader Bank deposit account within the past 12 months and must deposit at least $1,000 in new funds from outside Leader Bank. Each Zeugma Plus account requires a $10 initial minimum balance, but the minimum aggregate initial balance across both accounts must be at least $1,000. Limit one Zeugma Plus Checking and one Zeugma Plus Savings account per household. Additional terms and conditions may apply.
Offer: Qualifying balances of $250,000 or less only. Accounts meeting the Qualifying Criteria will earn 5.00% APY on savings balances up to $250,000 the following month. To earn promotional APY, fulfill 3 requirements for Zeugma Plus Checking each month: (a) receive at least $1,000 in direct deposits, (b) enroll in eStatements, and (c) complete at least three posted and cleared electronic debit transactions (excluding exempt transactions).
Qualified rate · 4.89% interest rate · Balance cap $250,000 · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - 2.75%APY$275 a year on $10,000
Requirements
Product: This account must be opened with a minimum of $5,000 in new funds not already on deposit with Cape Cod 5.
Offer: Minimum daily balance of $5,000 to avoid monthly maintenance fees. Must be opened with a minimum of $5,000 in new funds not already on deposit with Cape Cod 5. Rate may change after opening.
Effective Sep 29, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $10,000 0.02% $10,000 – $50,000Your amount 2.75% $50,000 – $100,000 2.75% $100,000 – $250,000 2.75% $250,000 – $500,000 2.75% $500,000 – $1,000,000 2.75% $1,000,000 and up 2.75% Rate checked
More details - 2.50%APY$250 a year on $10,000with conditions
Requirements
Product: Promotional APYs apply to accounts opened between 9/21/26and 11/30/26 and are guaranteed through 12/31/26; thereafter, APYs may change. To open a new Zeugma Plus relationship, no owner can own or have owned a Leader Bank deposit account within the past 12 months and must deposit at least $1,000 in new funds from outside Leader Bank. Each Zeugma Plus account requires a $10 initial minimum balance, but the minimum aggregate initial balance across both accounts must be at least $1,000. Limit one Zeugma Plus Checking and one Zeugma Plus Savings account per household. Additional terms and conditions may apply.
Offer: Non-qualifying balances only, or qualifying balance amounts over $250,000 (earning 2.50% APY, resulting in a blended APY between 2.50% and 5.00%). If Qualifying Criteria are not met, the entire balance will earn 2.50% APY the following month.
Qualified rate · 2.50% interest rate · No monthly fee · Effective Oct 15, 2026
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More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Client must agree to receive eStatements as a condition of the Account. Up to six (6) pre-authorized, automatic or telephone transfers allowed from your savings account during a statement month. Leader Bank reserves the right to discontinue without notice.
Offer: $10 minimum account balance to open accounts and earn APY. Client must agree to receive eStatements as a condition of the Account.
0.75% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - Cape Cod 5Premier5 Money MarketPremier5 Money Market · $2,500 min · 0.70%–1.45% by balance
Bank · 16 branches
0.70%APY$70 a year on $10,000with conditionsRequirements
Product: Available exclusively to Premier5 relationship customers. Tiered variable interest rates compounded monthly. Minimum daily balance of $2,500 will waive monthly maintenance fee.
Offer: Available exclusively to Premier5 relationship customers. Minimum daily balance to avoid monthly maintenance fees is $2,500.
Qualified rate · Compounded monthly · Effective Oct 13, 2026
Rate by balance
Rate by balance for Premier5 Money Market Balance APY Up to $25,000Your amount 0.70% $25,000 – $100,000 0.70% $100,000 – $250,000 0.95% $250,000 – $500,000 1.45% $500,000 – $1,000,000 1.45% $1,000,000 and up 1.45% Rate checked
More details - Cape Cod 5PrimaryPlus Money MarketPrimaryPlus Money Market · $2,500 min · 0.65%–1.20% by balance
Bank · 16 branches
0.65%APY$65 a year on $10,000with conditionsRequirements
Product: Available exclusively to PrimaryPlus relationship customers. Tiered variable interest rates compounded monthly. Minimum daily balance of $2,500 will waive monthly maintenance fee.
Offer: Available exclusively to PrimaryPlus relationship customers. Minimum daily balance to avoid monthly maintenance fees is $2,500.
Qualified rate · Compounded monthly · Effective Oct 13, 2026
Rate by balance
Rate by balance for PrimaryPlus Money Market Balance APY Up to $25,000Your amount 0.65% $25,000 – $100,000 0.65% $100,000 – $250,000 0.70% $250,000 – $500,000 1.20% $500,000 – $1,000,000 1.20% $1,000,000 and up 1.20% Rate checked
More details - Service Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.55%–2.50% by balance
Credit union · 1 branch
0.55%APY$55 a year on $10,000Requirements
Product: Must be a member of Service CU or establish membership with $5 in a Primary Savings Account. If at any time during the month the money market daily balance drops below $2,500.00, a fee of $5 will be assessed. Fees could reduce the earnings on the account. Variable rates subject to change without notice.
Offer: Tier 1. Minimum balance to earn dividends is $2,500.00. Variable APY. A $5 fee is assessed if daily balance drops below $2,500.00.
0.55% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $25,000Your amount 0.55% $25,000 – $100,000Tier 2. 0.70% $100,000 and upTier 3. 2.50% Rate checked
More details - Cape & Coast BankPremier Money MarketPremier Money Market · $25 min · 0.53%–2.85% by balance
Bank · 10 branches
0.53%APY$53 a year on $10,000with conditionsRequirements
Product: Requires an accompanying checking account with at least two (2) deposits and three (3) withdrawals posting and clearing within the first ninety (90) calendar days of account opening; otherwise, converted to standard Money Market account.
Offer: Requires accompanying checking account with at least 2 deposits and 3 withdrawals post and clear within 90 days.
Qualified rate · 0.53% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $25,000Your amount 0.53% $25,000 – $100,000 2.24% $100,000 – $249,999 2.34% $250,000 – $500,000 2.59% $500,000 – $1,000,000 2.85% $1,000,000 and up 2.85% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Maintain an average daily balance of $2,500 to waive the $5.00 monthly service charge. Minimum balance to open is $1.00.
Offer: Maintain an average daily balance of $2,500 to waive the $5.00 monthly maintenance fee.
0.50% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $25,000Your amount 0.50% $25,000 – $50,000 1.01% $50,000 and up 2.00% Rate checked
More details - Rockland TrustRockland Complete Money MarketRockland Complete Money Market · $250 min · 0.10%–1.00% by balance
Bank · 12 branches
0.30%APY$30 a year on $10,000Requirements
Product: Variable interest rates; may change after the account is opened. Fees may reduce your earnings. The APY for each balance tier in your Rockland Trust Complete Money Market Savings Account will apply to the entire balance.
Offer: Compounded monthly. Variable interest rate. APY applies to entire balance.
0.10% interest rate · Compounded monthly · Effective Oct 6, 2026
Rate by balance
Rate by balance for Rockland Complete Money Market Balance APY Up to $5,000 0.10% $5,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.55% $50,000 – $1,000,000 1.00% $1,000,000 and up 1.00% Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Only one Service+ Savings account may be established under a primary member social security number. Must maintain qualifying direct deposit (electronic transfer of funds from outside sources, online/mobile check deposits, or P2P payments like Zelle totaling at least $500 in a calendar month) into a checking account under the same membership profile, maintain par value share in primary savings, and have no charged-off share or loan accounts. Without qualifying direct deposit, the entire balance receives 0.25% APY / 0.250% dividend rate.
Offer: Standard rate applied to entire balance without qualifying direct deposit into checking.
Qualified rate · 0.25% interest rate · Effective Oct 1, 2026
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More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Rockland TrustMoney Market SavingsMoney Market Savings · $25 min · 0.05%–0.55% by balance
Bank · 12 branches
0.20%APY$20 a year on $10,000Requirements
Product: Variable interest rates; may change after the account is opened. $8 monthly maintenance fee waived if you maintain a $2,500 daily balance. The APY for each balance tier applies to the entire balance.
Offer: Compounded monthly. Variable interest rate. $8 monthly fee waived with $2,500 daily balance. APY applies to entire balance.
0.05% interest rate · Compounded monthly · $8 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.50% $50,000 – $1,000,000 0.55% $1,000,000 and up 0.55% Rate checked
More details - 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: Must be linked to a Personal NOW Account. Other Restrictions may Apply.
Offer: Must be linked to a Personal NOW Account Other Restrictions may Apply.
Qualified rate · 0.15% interest rate · Effective Oct 2, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Barnstable Town, MA metro
39 accounts at 13 banks and credit unions · checked Oct 5–22
- Typical
- 0.08%
- Top 10% from
- 0.71%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.18%
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Barnstable Town, MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Service Credit UnionCredit union · 1 branch
- Leader BankBank · 1 branch
- Cape Cod 5Bank · 16 branches