Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Abilene, TX metro
- 3.75%APY$375 a year on $10,000
Requirements
Product: Up to $100,000 / Restrictions Apply. Dividends calculated using Daily Balance Method, declared and paid monthly.
Offer: Restrictions Apply. Declared and paid monthly.
3.75% interest rate · Balance cap $100,000 · Effective Oct 1, 2025
Rate checked
More details - UMB BankUMB Retail Money MarketUMB Retail Money Market · $0 min · 0.10%–3.71% by balance
Bank · 1 branch
3.71%APY$371 a year on $10,000Requirements
Product: Interest rates and annual percentage yields (APYs) listed are for accounts opened online. Interest paid on tiered balances; debit card access; monthly service fee waiver option.
Offer: Tier I
0.10% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for UMB Retail Money Market Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier II 3.71% $25,000 – $50,000Tier III 3.71% $50,000 – $75,000Tier IV 3.71% $75,000 – $100,000Tier V 3.71% $100,000 – $1,000,000Tier VI 3.71% $1,000,000 and upTier VII 3.71% Rate checked
More details - University Credit UnionHigh Yield SavingsSavings · $5 min · 0.00%–2.75% by balance
Credit union · 1 branch
2.75%APY$275 a year on $10,000Requirements
Product: Only available for new money deposited to UCU (money not currently or previously held in a UCU account). A $5 minimum balance is required to maintain membership.
Offer: 0% APY for balance less than $2,500.00.
Effective Jan 1, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $2,500 0.00% $2,500 and upYour amountTiered rate account; Variable rate subject to change after opening. 2.75% Rate checked
More details - Texas Tech Credit UnionMoney Market SavingsMoney Market Savings · $1,000 min · 2.25%–3.50% by balance
Credit union · 1 branch
2.25%APY$225 a year on $10,000Requirements
Product: Rates subject to change based on account balance criteria. Fees may reduce earnings.
2.23% interest rate · Effective Aug 17, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $1,000 – $50,000Your amount 2.25% $50,000 – $100,000 2.50% $100,000 – $250,000 2.75% $250,000 – $500,000 3.00% $500,000 – $1,000,000 3.25% $1,000,000 and up 3.50% Rate checked
More details - Abilene Teachers Federal Credit UnionMoney Market Savings AccountMoney Market Savings Account · $0 min · 0.00%–2.63% by balance
Credit union · 4 branches
1.97%APY$197 a year on $10,000Requirements
Product: Minimum balance to earn interest is $2,500.
Offer: Minimum to earn interest is $2,500.
0.00% interest rate
Rate by balance
Rate by balance for Money Market Savings Account Balance APY Up to $2,500 0.00% $2,500 – $10,000 1.87% $10,000 – $25,000Your amount 1.97% $25,000 – $50,000 2.07% $50,000 – $75,000 2.27% $75,000 – $100,000 2.38% $100,000 and up 2.63% Rate checked
More details - University Credit UnionMoney Market AdvantageMoney Market Advantage · $25 min · 0.15%–2.25% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Uses a reverse-tier rate structure paying highest rates on lower balances. Does not require a checking account or direct deposit. Minimum balance of $25. Minimum opening deposit is $25 (per p89 footnote 2; p49 mentions $100). Variable-rate account; once the account balance qualifies for a tier, the corresponding dividend rate and APY apply to the entire account balance. Dividends calculated daily, compounded and paid monthly.
Offer: Rate applies to entire account balance once qualified.
2.23% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Advantage Balance APY Up to $2,000 2.25% $2,000 – $5,000 1.75% $5,000 – $10,000Your amount 1.25% $10,000 – $50,000 0.50% $50,000 – $100,000 0.45% Over $100,000 0.15% Rate checked
More details - University Credit UnionMoney MarketMoney Market · $2,500 min · 1.15%–1.35% by balance
Credit union · 1 branch
1.15%APY$115 a year on $10,000Requirements
Product: Low minimum balance requirements to start earning dividends; minimum balance to earn dividends is $2,500. Unlimited in-person withdrawals and up to 6 electronic withdrawals per cycle. Minimum balance to open an account is $5 per Truth in Savings disclosures.
1.14% interest rate · Effective Nov 1, 2025
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $9,999 1.15% $10,000 – $24,999Your amount 1.15% $25,000 – $99,999 1.15% $100,000 and up 1.35% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: No monthly service fees. Requires a $1 minimum balance. Dividends earned based on daily account balance and paid monthly. Federally insured by NCUA to at least $250,000. Mobile and online banking access included.
1.00% interest rate · No monthly fee · Effective Aug 17, 2026
Rate checked
More details - Communities of Abilene Federal Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.70%–0.85% by balance
Credit union · 2 branches
0.70%APY$70 a year on $10,000Requirements
Product: $2,500 minimum balance to earn dividends. No penalty for 3 (or less) transactions monthly. Dividends declared and paid weekly.
Offer: Declared & Paid Weekly (Tuesday). Daily Balance Method to compute dividends.
0.70% interest rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 – $25,000Your amount 0.70% $25,000 – $50,000 0.75% $50,000 – $100,000 0.80% $100,000 and up 0.85% Rate checked
More details - First Watch Credit UnionMoney MarketMoney Market · $1,000 min · 0.65%–1.20% by balance
Credit union · 2 branches
0.65%APY$65 a year on $10,000Requirements
Product: Membership/Regular Savings required. Minimum balance of $1,000.00. Dividends calculated daily and paid monthly. Three check or counter withdrawals per month at no charge.
0.65% interest rate · No monthly fee · Effective Apr 15, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 and upYour amount 0.65% $25,000 and up 0.85% $100,000 and up 1.20% Rate checked
More details - Coleman County State BankPlatinum SavingsSavings · $10,000 min · 0.50%–2.02% by balance
Bank · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Interest is paid on Platinum Savings if average monthly balance is greater than $10,000.
0.50% interest rate · No monthly fee · Effective Dec 18, 2025
Rate by balance
Rate by balance for Platinum Savings Balance APY $10,000 – $25,000Your amount 0.50% $25,000 – $75,000 0.55% Over $75,000 2.02% Rate checked
More details - Coleman County State BankMoney Market SavingsMoney Market Savings · $1,000 min · 0.50%–2.02% by balance
Bank · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Rates effective as of December 18th, 2025.
Offer: Monthly fee $7.50 waived with average monthly balance over $1,000.
0.50% interest rate · $7.50 monthly fee · Effective Dec 18, 2025
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $25,000Your amount 0.50% $25,000 – $75,000 0.55% $75,000 – $100,000 1.25% Over $100,000 2.02% Rate checked
More details - Abilene Teachers Federal Credit UnionTraditional Savings AccountSavings · $5 min · 0.15%–0.35% by balance
Credit union · 4 branches
0.35%APY$35 a year on $10,000Requirements
Product: Establishes membership at ATFCU. Dividends accrue daily and are paid quarterly. No monthly or minimum balance fees. Overdraft transfer available from savings to checking with no fee.
Offer: Dividends accrue daily and are paid quarterly.
0.15% interest rate · No monthly fee
Rate by balance
Rate by balance for Traditional Savings Account Balance APY Up to $100 0.15% $100 – $1,000 0.25% $1,000 and upYour amount 0.35% Rate checked
More details - TxDot Credit UnionShare (Savings) AccountSavings · $25 min · 0.10%–0.30% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000intro rateRequirements
Product: Serves as share ownership in the credit union. Dividends are calculated by the average daily balance method and dividend rate/percentage yield may change quarterly without notice. Must maintain minimum average daily balance of $25.00 to obtain disclosed APY.
Offer: Average Daily Balance tier: $25.00 to $100.00. Rates declared for 1st Quarter of 2026.
Promotional rate · 0.10% interest rate · Effective Mar 31, 2026
Rate by balance
Rate by balance for Share (Savings) Account Balance APY Up to $100 0.10% $100 – $1,000 0.20% $1,000 – $500,000Your amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · No monthly fee · Effective Dec 18, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Abilene, TX metro
30 accounts at 12 banks and credit unions · checked Oct 6–22
- Typical
- 0.20%
- Top 10% from
- 2.30%
- Banks, typical
- 0.03%
- Credit unions, typical
- 0.50%
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Abilene, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Abilene Teachers Federal Credit UnionCredit union · 4 branches
- University Credit UnionCredit union · 1 branch
- First Watch Credit UnionCredit union · 2 branches