Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 586–600 results
- United Financial Credit UnionMMA for Guided InvestmentsMMA for Guided Investments · $0 min
Credit union · Add a location to see nearby branches
3.00%APY$300 a year on $10,000Requirements
Product: Available via the personal Investment Portal located within Digital Banking. Dividends compounded daily and credited monthly. Average daily balance method. Dividend rate and APY may change at any time as determined by the Board of Directors. Minimum balance to earn APY listed as N/A.
Offer: Dividend rate 2.96% and APY 3.00%. Opening minimum $0. Dividends compounded daily and credited monthly.
2.96% interest rate · Compounded daily · Effective Aug 19, 2026
Rate checked
More details - West Shore BankShoreline Companion SavingsSavings · $50 min · 0.50%–3.00% by balance
Bank · Add a location to see nearby branches
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Must be linked to a Shoreline High Yield Checking or Shoreline Cash Back Checking account in the name of the same customer. Limit of 1 account per social security number.
Offer: Earned when Monthly Qualification Cycle requirements are met in linked Shoreline High Yield or Cash Back Checking (at least 12 debit card purchases, at least 1 ACH credit or payment transaction, and enrolled in eStatements).
Qualified rate · No monthly fee · Effective Feb 24, 2026
Rate by balance
Rate by balance for Shoreline Companion Savings Balance APY Up to $100,000Your amount 3.00% $100,000 and up 0.50% Rate checked
More details - Fortifi BankSuper Money MarketSuper Money Market · $1,500 min
Bank · Add a location to see nearby branches
3.00%APY$300 a year on $10,000intro rateRequirements
Product: Requires $1,500 minimum opening deposit. Must maintain a balance of $1,500 or more each day of the month to obtain the advertised APY.
Offer: To obtain advertised APY, maintain balance of $1,500 or more each day of month. Promotional rate effective from open date until 12/31/2026; offer available from 11/17/25 to 12/31/25. Standard rates/tiers apply after.
Promotional rate
Rate checked
More details - WCF Financial BankKasasa SaverSavings · $50 min · 0.05%–3.00% by balance
Bank · Add a location to see nearby branches
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Requires a Kasasa Cash or Kasasa Cash Back checking account. Limit of 1 account per Social Security Number. No recurring monthly maintenance fees.
Offer: Base rate applied to entire daily balance when linked Kasasa Cash or Kasasa Cash Back qualifications are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Sep 19, 2025
Rate by balance
Rate by balance for Kasasa Saver Balance APY Any balance 0.05% Up to $100,000Your amountWhen linked Kasasa Cash or Kasasa Cash Back qualifications are met (at least 1 Direct Deposit, ACH credit or ACH payment transaction, at least 12 debit card purchases, and enrolled in eStatements during monthly qualification cycle). 3.00% Over $100,000 0.25%* Rate checked
More details - Citizens Independent BankSignature SaverSavings · $25 min · 0.25%–3.00% by balance
Bank · Add a location to see nearby branches
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Requires a linked Signature High Yield Checking or Signature Cash Back Checking account. Early closing fee of $10 if within 90 days.
Offer: Qualifications met: at least 15 debit card purchases, at least 1 direct deposit, ACH payment, or ACH credit transaction, and enrollment in eStatements during Monthly Qualification Cycle.
Qualified rate · 2.96% interest rate · No monthly fee · Effective Apr 1, 2026
Rate by balance
Rate by balance for Signature Saver Balance APY Up to $100,000Your amount 3.00% $100,000 and upRate is 0.25%. 0.25% Rate checked
More details - Buckeye State BankBuckeye Money Market CheckingBuckeye Money Market Checking · $50 min
Bank · Add a location to see nearby branches
3.00%APY$300 a year on $10,000Requirements
Product: Monthly service fee waived for the first month for funding; after that, $50 monthly service fee if balance falls below $25,000. Compounded and credited monthly.
Offer: 3.00% APY on all balances. $50 monthly fee waived for the first month and when maintaining a balance of $25,000 or more.
$50 monthly fee · Effective Jun 1, 2026
Rate checked
More details - Sunmark Credit UnionKasasa SaverSavings · $1 min · 0.05%–3.00% by balance
Credit union · Add a location to see nearby branches
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Requires a linked Kasasa Cash or Kasasa Cash Back checking account. No monthly maintenance fees.
Offer: Base rate earned on entire daily balance when monthly qualifications on linked Kasasa checking account are not met.
Qualified rate · No monthly fee
Rate by balance
Rate by balance for Kasasa Saver Balance APY Any balance 0.05% Up to $75,000Your amountTier 1 rate when linked to Kasasa Cash Checking and monthly qualifications are met. 3.00% Over $75,000 0.25% Over $150,000 0.25% Rate checked
More details - Municipal Credit UnionHigh Yield SavingsSavings · $100 min
Credit union · Add a location to see nearby branches
3.00%APY$300 a year on $10,000intro rateRequirements
Product: To earn the advertised 3.00% APY, member must deposit a minimum of $5,000 in New Money into the account. Until the New Money requirement is met, dividends accrue at the Hero Savings rate.
Offer: Requires a total deposit of $5,000 in New Money. Once met, no minimum balance is required to earn the posted APY.
Promotional rate · 2.96% interest rate · No monthly fee · Effective May 1, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000intro rate
Requirements
Product: All funds used to open, and subsequently fund, the savings account must be new funds, not currently on deposit with EECU. Interest is accrued and credited quarterly. Limited-time offer subject to change.
Offer: New money required to fund. No minimum opening deposit and no monthly or maintenance account fees. Interest accrued and credited quarterly.
Promotional rate · 2.96% interest rate · No monthly fee · Effective Jan 6, 2026
Rate checked
More details - United Consumers Credit UnionPreferred Money MarketPreferred Money Market · $10,000 min · 2.80%–3.25% by balance
Credit union · Add a location to see nearby branches
3.00%APY$300 a year on $10,000Requirements
Product: $5 monthly fee applies for balances below $2,500. Includes 3 free withdrawals in-person, by mail, or pre-authorized/drafts/debit card transactions per month; $3 per transaction for the next 3 transactions, and $30 per transaction for 7 or more transactions.
2.76% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Preferred Money Market Balance APY $2,500 – $10,000 2.80% $10,000 – $50,000Your amount 3.00% $50,000 – $75,000 3.20% $75,000 and up 3.25% Rate checked
More details - Horizons North Credit UnionKasasa SaverSavings · $10 min · 0.25%–3.00% by balance
Credit union · Add a location to see nearby branches
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Links to a FREE Kasasa Cash, Kasasa Cash Back, Kasasa Eats or Kasasa Play checking account. To earn qualifying rates, enrollments must be in place and the following transactions/activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle: at least one (1) ACH Debit payment or Bill Pay transaction, at least 15 debit card purchases, and be enrolled in and agree to receive eStatements.
Offer: When monthly qualification requirements are met.
Qualified rate · 2.96% interest rate · No monthly fee · Effective Jan 2, 2026
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $25,000Your amount 3.00% $25,000 and up 0.25% Rate checked
More details - First Financial Credit UnionKasasa SaverSavings · $0 min
Credit union · Add a location to see nearby branches
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Pairs with Kasasa Cash or Kasasa Cash Back checking account to auto-transfer rewards. No monthly maintenance fee. Requires qualifying monthly activities (at least 12 debit card purchases of $5.01 or more, e-statements, online/mobile banking login).
Offer: When monthly qualifications are met on linked Kasasa Cash or Kasasa Cash Back checking account.
Qualified rate · 2.96% interest rate · Balance cap $50,000 · No monthly fee · Effective Jun 8, 2026
Rate checked
More details - Montana Educators' Credit UnionKasasa SaverSavings · $0 min
Credit union · Add a location to see nearby branches
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Links to Kasasa Cash or Kasasa Cash Back checking account. No monthly maintenance fees. No minimum deposit to open.
Offer: Requires meeting linked Kasasa Cash or Kasasa Cash Back qualifications (at least 12 debit card purchases, enrolled in e-statements, log into online or mobile banking each Monthly Qualification Cycle).
Qualified rate · 2.96% interest rate · Balance cap $100,000 · No monthly fee · Effective Jan 22, 2026
Rate checked
More details - Sky Federal Credit UnionFree Kasasa SaverSavings · $0 min
Credit union · Add a location to see nearby branches
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Requires linking to a Free Kasasa Cash or Kasasa Cash Back checking account. Limit 1 account per SSN.
Offer: When qualifications in linked Kasasa Cash or Kasasa Cash Back account are met during the Monthly Qualification Cycle (at least 1 direct deposit, ACH payment, or bill pay transaction; at least 15 debit card purchases; enrolled in and log into online banking).
Qualified rate · 2.96% interest rate · Balance cap $50,000 · No monthly fee · Effective Apr 1, 2026
Rate checked
More details - Montana Credit UnionPeak Rewards SavingsSavings · $0 min · up to $10,000
Credit union · Add a location to see nearby branches
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Requires a Peak Rewards Checking account. To earn the higher rate, during each Monthly Qualification Cycle enrollments must be in place and must have at least 1 bill pay or ACH payment transaction, at least 12 debit card purchases, and be enrolled in and review eStatements. No monthly service fees.
Offer: Applies to balances up to $10,000 when Peak Rewards Checking qualifications are met.
Qualified rate · 2.96% interest rate · No monthly fee
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay nationwide
12,198 accounts at 4,869 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Top Carrot institutions
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- Synchrony BankBank