Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 121–135 results in Utah
- 0.15%APY$15 a year on $10,000
Requirements
Product: Basic membership account required to remain a member in good standing and enjoy credit union products/services.
Offer: Compounded and paid quarterly. Interest calculated daily.
0.15% interest rate
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: Interest calculated daily, paid quarterly. $10 minimum daily balance to earn interest. $3 per quarter charge if balance drops below $1.
0.15% interest rate
Rate checked
More details - 0.13%APY$12 a year on $10,000
Requirements
Product: Additional requirements apply for GoldStar® membership. No monthly fees if requirements are met.
Offer: GoldStar® membership required. Balance of $50+ to earn monthly dividends; $5 minimum balance.
0.13% interest rate · No monthly fee · Effective Jul 28, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Requires membership in Ridgeline Credit Union ($25.00 share deposit). Minimum balance on the account is $25.00. No monthly fee. Unlimited withdrawals. Dividends paid on balances of $100 or more. Variable rate.
Offer: Minimum balance required to earn is $50.00 (dividends paid on balances of $100 or more). Minimum balance on account is $25.00.
0.10% interest rate · No monthly fee · Effective Aug 31, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: A $3.00 monthly service charge applies if balance falls below $50.00 during the month. The account must maintain that minimum balance to receive disclosed APY for that month. No minimum balance required for custodial savings accounts for minors. Daily balance method used to calculate interest, credited monthly.
Offer: Must maintain minimum balance of $50.00 to receive disclosed APY and avoid $3.00 monthly service charge; no minimum balance required for custodial savings accounts for minors.
0.10% interest rate · $3 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate · Effective Feb 19, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends are paid on the last day of the month to account holders who have maintained an average daily balance of $25 or more.
Offer: Dividends paid on the last day of the month to account holders maintaining an average daily balance of $25 or more.
Effective Sep 17, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Minimum balance to earn APY is $25.00. Dividends compounded and credited monthly.
0.10% interest rate · Effective Feb 19, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Second Chance Accounts are not eligible for Courtesy Pay and may not be eligible for Bill Pay or Mobile Deposits. Monthly service charge of $10.00 applies.
Offer: Dividends compounded and credited monthly. Second Chance Accounts are not eligible for Courtesy Pay and may not be eligible for Bill Pay or Mobile Deposits. Monthly service charge is $10.00.
0.10% interest rate · $10 monthly fee · Effective Feb 19, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable-rate savings account. Monthly fee is $3 (waived with $100 minimum balance; free for minors up to age 18).
Offer: Minimum balance to earn interest is $100. Monthly fee of $3 is waived on balances of $100 or more.
0.10% interest rate · $3 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Requires an active WaFd checking account to open. Maximum of three Start Savings accounts per Taxpayer Identification Number (TIN). Variable blended rate.
Offer: Tier 1 blended rate for balances $0 to $500. Requires an active checking account to open.
Qualified rate · 4.88% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Start Savings Balance APY Up to $500 5.00% $500 – $1,000 2.50% $1,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Required for membership in Firefighters Credit Union. Members must maintain a minimum balance of $25 in their savings account to maintain membership. Low primary shares fee of $10.00/month applies if primary savings balance is less than $25.
0.10% interest rate · Effective Sep 21, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000intro rate
Requirements
Product: Dividends credited quarterly. Dividend rate and APY may change quarterly. Fees could reduce earnings. Must live, worship, volunteer, work, or attend school in Davis, Morgan, Salt Lake, Tooele, Utah, or Weber Counties, UT to join.
Offer: Dividend rate paid as of October 1, 2026 was 0.10% and prospective dividend rate / APY of 0.10% for October 1 through December 31, 2026. Dividends credited quarterly.
Promotional rate · 0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - Canyon View Credit UnionPrimary SavingsSavings · $10 min · 0.05%–0.10% by balance
Credit union · 21 branches
0.10%APY$10 a year on $10,000Requirements
Product: Must maintain $10 minimum balance in primary savings to maintain membership. Inactive account fee of $5/month applies if inactive 12+ months with balance < $100.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Primary Savings Balance APY Up to $999 0.05% $1,000 and upYour amount 0.10% Rate checked
More details - Canyon View Credit UnionSecondary SavingsSavings · $0 min · 0.05%–0.10% by balance
Credit union · 21 branches
0.10%APY$10 a year on $10,000Requirements
Product: No minimum balance requirement. Earns dividends on entire balance.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Secondary Savings Balance APY Up to $999 0.05% $1,000 and upYour amount 0.10% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Utah
198 accounts at 79 banks and credit unions · checked Oct 15–22
- Typical
- 0.35%
- Top 10% from
- 3.52%
- Banks, typical
- 0.50%
- Credit unions, typical
- 0.25%
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Find your bank or credit union to see all its rates and how they compare near you.
Utah
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 87 branches
- Deseret First Credit UnionCredit union · 12 branches
- Cyprus Credit UnionCredit union · 23 branches