Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 391–405 results in Texas
- 0.40%APY$40 a year on $10,000
Requirements
Product: Quarterly service charge of $1.00 if balance falls below minimum daily balance of $10. Maintenance fee of $1.00 for each withdrawal in excess of 6 during a quarterly statement cycle.
Offer: To obtain the annual percentage yield disclosed, you must maintain a minimum balance of $100.00. Rates may change after the account is opened. Fees could reduce earnings on these interest-bearing accounts.
0.40% interest rate · Effective Sep 18, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Earn competitive interest on the entire balance. $3 account maintenance fee waived with a $300 minimum daily balance.
Offer: $3 account maintenance fee waived with a $300 minimum daily balance.
0.40% interest rate · $3 monthly fee
Rate checked
More details - Light Commerce Credit UnionSpecial ShareSavings · $100 min · 0.28%–0.40% by balance
Credit union · 2 branches
0.40%APY$40 a year on $10,000Requirements
Product: Minimum opening deposit of $25.00. Minimum daily balance of $100.00 required to avoid a service fee and to earn the stated APY. Tiered rate account where the dividend rate and APY for the met balance range apply to the full balance. Account transfer and withdrawal limitations apply.
Offer: Tier 1: Daily balance of $100.00 to $9,999.99 earns 0.28% dividend rate and 0.28% APY. Whole balance applies once tier is met. Minimum daily balance of $100.00 to avoid a service fee.
0.28% interest rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for Special Share Balance APY $100 – $10,000 0.28% $10,000 and upYour amount 0.40% Rate checked
More details - Pinnacle BankPinnCheck Market AccountPinnCheck Market Account · $100 min · 0.40%–1.66% by balance
Bank · 27 branches
0.40%APY$40 a year on $10,000Requirements
Product: $15 service charge per statement cycle if balance falls below $1,000 minimum daily balance. Rates apply to accounts opened online only; rates for accounts opened at a branch may vary.
Offer: Variable interest rate changes weekly; interest credited monthly based on average daily collected balance method. $15 service charge per statement cycle waived with $1,000 minimum daily balance. Online accounts only.
0.40% interest rate · $15 monthly fee
Rate by balance
Rate by balance for PinnCheck Market Account Balance APY Up to $25,000Your amount 0.40% $25,000 – $50,000 0.65% $50,000 – $100,000 0.90% $100,000 – $1,000,000 1.41% $1,000,000 and up 1.66% Rate checked
More details - Texan Sky Credit UnionRegular Share Savings AccountSavings · $25 min · 0.40%–0.55% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Dividends paid monthly on balances over $25. Minimum opening balance $5.
Offer: Balance tier $25 to $10,000.
0.40% interest rate
Rate by balance
Rate by balance for Regular Share Savings Account Balance APY Up to $10,000Your amount 0.40% $10,001 and up 0.55% Rate checked
More details - 5Point Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.20%–1.25% by balance
Credit union · 8 branches
0.40%APY$40 a year on $10,000Requirements
Product: Enjoy a higher rate of return on your balance while keeping the flexibility to make unlimited in-person withdrawals and/or six other transactions monthly. Fees could reduce earnings on this account.
Offer: Fees could reduce earnings on this account.
0.20% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,000 0.20% $2,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.50% $50,000 – $500,000 0.60% $500,000 and up 1.25% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Fees may reduce earning on the account. Interest Rate may change after opening without notice.
Offer: Fees may reduce earning on the account. Interest Rate may change after opening without notice.
0.40% interest rate · Effective Sep 24, 2026
Rate checked
More details - Education Credit UnionMoney Market AccountMoney Market Account · $500 min · 0.00%–0.70% by balance
Credit union · 11 branches
0.40%APY$40 a year on $10,000Requirements
Product: Minimum balance to earn dividends: $500. Dividend accrual: calculated daily, paid monthly. Up to six preauthorized or telephone transfers/withdrawals per month; exceeding limits may incur a fee.
Offer: Pay Frequency: Monthly.
Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25 0.00% $500 – $25,000Your amount 0.40% $25,000 – $50,000 0.50% $50,000 – $100,000 0.60% $100,000 and up 0.70% Rate checked
More details - Estacado Federal Credit UnionRegular Share AccountSavings · $26 min · 0.25%–0.60% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Share accounts are insured up to $250,000 per account. All rates subject to change daily.
0.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Share Account Balance APY Up to $9,999 0.25% $10,000 – $24,999Your amount 0.40% $25,000 and up 0.60% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Opening a savings account is the first step to becoming a member of Educators Credit Union. Open this account with a $25 deposit. Minimum balance = $25. Interest paid quarterly. No monthly service fee.
Offer: Interest paid quarterly. Term in Days: 365.
0.40% interest rate · No monthly fee · Effective Sep 25, 2023
Rate checked
More details - The City National Bank of TaylorMoney Market CheckingMoney Market Checking · $100 min
Bank · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Available to all personal, non-profit, and business accounts. Interest is compounded monthly and credited monthly. Daily balance computation method uses collected balance. Up to 6 preauthorized, automatic, or telephonic transfers/withdrawals per 4-week or similar period.
Offer: Variable rate subject to change at any time at the bank's discretion. No monthly minimum balance to maintain.
0.40% interest rate · Compounded monthly · No monthly fee
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Earn competitive interest on your entire balance when you enroll in eStatements. No monthly service fee, no minimum balance requirements.
Offer: Earn 0.40% APY when you enroll in eStatements. No minimum balance requirements.
No monthly fee
Rate checked
More details - Chemcel FCUMoney Market AccountMoney Market Account · $2,000 min · 0.40%–0.60% by balance
Credit union · 5 branches
0.40%APY$40 a year on $10,000Requirements
Product: Avoid the $10 monthly maintenance fee by maintaining a $2,000 minimum balance. 6 free transactions per month by pre-authorized automatic, telephone, checks, drafts, debit cards, or other similar order; $5 per transaction in excess thereafter. $2,000 minimum deposit to open.
Offer: Monthly maintenance fee waived by maintaining a $2,000 minimum balance.
0.39% interest rate · $10 monthly fee · Effective Nov 3, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $24,999Your amount 0.40% $25,000 – $74,999 0.50% $75,000 and up 0.60% Rate checked
More details - Anderson County Federal Credit UnionMoney Market SavingsMoney Market Savings · $500 min · 0.30%–0.40% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,0000.30% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY $500 – $3,000 0.30%* $3,000 and upYour amount 0.40%* Rate checked
More details - 0.40%APY$40 a year on $10,000
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Texas
965 accounts at 411 banks and credit unions · checked Oct 22–24
- Typical
- 0.25%
- Top 10% from
- 2.02%
- Banks, typical
- 0.35%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches