Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in New Mexico
- Mountain Star Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.15%–0.30% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Dividends paid monthly. No monthly or transaction fees as long as a minimum balance of $2,500.00 is maintained. Below minimum balance fee is $5.00 monthly. 6 withdrawals per month limit; $2.00 fee for exceeding withdrawal limitation. No ATM or Check Card access allowed. Non-sufficient funds fee is $30.00 per check.
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $9,999 0.15% $10,000 – $24,999Your amount 0.20% $25,000 and up 0.30% Rate checked
More details - First National BankMoney Market Personal CheckingMoney Market Personal Checking · $2,500 min · 0.15%–0.30% by balance
Bank · 6 branches
0.20%APY$20 a year on $10,000Requirements
Product: Tiered interest rate based on daily balance. $2,500.00 minimum opening deposit. $9.00 monthly service charge applies to balances $0 to $2,499.99 (earns no interest); monthly service charge waived for balances $2,500.00 and over. Interest rate and APY may change after account opening. Limit of 6 preauthorized withdrawals/transfers per statement cycle ($6.00 per excessive debit).
Offer: Rate applies to daily balance of $2,500 to $9,999.99. $2,500.00 minimum balance to obtain APY. Monthly fee of $9.00 is waived for balances of $2,500.00 and over. Variable rate.
0.15% interest rate · $9 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Personal Checking Balance APY $2,500 – $10,000 0.15% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.25% $50,000 and up 0.30% Rate checked
More details - Bank of ColoradoMoney Market AccountMoney Market Account · $1,000 min · 0.20%–1.76% by balance
Bank · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: $15.00 monthly service charge applies if account balance falls below $1,000 minimum at any time during monthly cycle. Up to 6 withdrawals per month allowed. Rates listed are available for accounts opened online only.
Offer: Opened online only. $15.00 monthly service charge waived if balance stays at or above $1,000.
0.20% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $25,000Your amount 0.20% $25,000 – $100,000 0.45% $100,000 – $500,000 0.70% $500,000 – $1,000,000 0.75% $1,000,000 – $3,000,000 1.26% $3,000,000 and up 1.76% Rate checked
More details - 0.20%APY$20 a year on $10,000with conditions
Requirements
Product: Three qualifiers required for premium rate: at least 1 automatic ACH payment or ACH direct deposit post and clear per qualification cycle, at least 12 debit card transactions post and clear per qualification cycle, and enroll and receive electronic statements. Earns base rate of 0.20% APY on all balances if qualifications are not met.
Offer: Base rate on all balances if qualification requirements are not met.
Qualified rate · No monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $10 one-time, non-refundable membership fee applies. Provides membership to First American Credit Union. Dividends calculated daily, paid quarterly.
Offer: Minimum $25 to open, minimum $250 to earn dividends.
0.15% interest rate · Effective Apr 1, 2026
Rate by balance
Rate by balance for Savings Account Balance APY $250 – $9,999 0.15% $10,000 and upYour amount 0.20% Rate checked
More details - U-1st Community Federal Credit UnionRegular Share Savings AccountSavings · $25 min · 0.00%–0.15% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Dividends paid quarterly on entire balance, provided balance is over $1,000.01.
0.00% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Regular Share Savings Account Balance APY Up to $1,000 0.00% $1,000 – $250,000Your amount 0.15% Over $250,000 0.00% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Establishes membership; 6 free withdrawals per month; dividends paid quarterly.
Offer: Earns dividends on balances of $300 or more; $5 balance required / minimum deposit to open and maintain membership.
0.15% interest rate · No monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: 6 free withdrawals per month; 65¢ per transaction thereafter; dividends paid quarterly.
Offer: Earns dividends on balances of $300 or more; $0 balance required / no minimum deposit to open.
0.15% interest rate · No monthly fee
Rate checked
More details - State Employees Credit UnionMoney ManagerMoney Manager · $1,000 min · 0.10%–0.30% by balance
Credit union · 8 branches
0.15%APY$15 a year on $10,0000.10% interest rate
Rate by balance
Rate by balance for Money Manager Balance APY $1,000 – $9,999 0.10% $10,000 – $24,999Your amount 0.15% $25,000 – $49,999 0.20% $50,000 and up 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Interest is compounded daily and credited on the last day of the statement cycle for Money Market accounts. Variable-rate account.
Offer: $1,000 minimum balance to earn interest and avoid $10 monthly service charge.
0.15% interest rate · Compounded daily · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $14,999Your amount 0.15% $15,000 and up$1,000 minimum balance to avoid $10 monthly service charge. 0.20% Rate checked
More details - Rio Grande Credit UnionPrimary SavingsSavings · $25 min · 0.10%–0.15% by balance
Credit union · 7 branches
0.15%APY$15 a year on $10,000Requirements
Product: Requires an average daily balance of $5. No monthly service fees.
Offer: Balance refers to Daily Average Balance. All rates and APY are subject to change without notice. Certain restrictions apply. Unless paid otherwise, all dividends are compounded monthly.
0.10% interest rate · Compounded monthly · No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Primary Savings Balance APY Up to $1,000 0.10% $1,000 and upYour amount 0.15% Rate checked
More details - Rio Grande Credit UnionSecondary SavingsSavings · $25 min · 0.10%–0.15% by balance
Credit union · 7 branches
0.15%APY$15 a year on $10,000Requirements
Product: No minimum daily balance requirement No monthly service fees Dividends accrue on any balance Insured by NCUA
Offer: APY is an abbreviation of Annual Percentage Yield. Balance refers to Daily Average Balance. All rates and APY are subject to change without notice. Certain restrictions apply. Unless paid otherwise, all dividends are compounded monthly.
0.10% interest rate · Compounded monthly · No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Secondary Savings Balance APY Up to $1,000 0.10% $1,000 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Membership eligibility is required. Requires opening and maintaining a minimum of $10 to establish GECU membership.
Offer: Minimum average daily balance of $100 to earn dividends. Dividends are compounded and credited quarterly on the last day of March, June, September, and December. Dividends are paid from current earnings available after transfers to reserves and only after formal declaration by the board of directors.
0.15% interest rate · No monthly fee · Effective Oct 6, 2026
Rate checked
More details - FirstLight Federal Credit UnionIndividual Development AccountSavings · $100 min
Credit union · 3 branches
0.15%APY$15 a year on $10,000Requirements
Product: Membership eligibility applies.
Offer: Minimum Average Daily Balance of $100 or more.
0.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Membership eligibility applies. Minimum opening deposit is $5. Dividends earned with average daily balance of $100 or more.
Offer: Minimum Average Daily Balance of $100 or more.
0.15% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New Mexico
150 accounts at 62 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 1.79%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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New Mexico
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Sandia Area Federal Credit UnionCredit union · 7 branches
- State Employees Credit UnionCredit union · 8 branches