Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 241–255 results in North Carolina
- 0.05%APY$5 a year on $10,000
Requirements
Product: No stated min balance to avoid fee or earn APY. Same dividends as Prime Share. Dividends calculated by average daily balance method, compounded and credited monthly.
Offer: Minimum balance to avoid fee null. Minimum balance to earn APY null.
0.05% interest rate · Effective Sep 30, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Foundation of CTFCU membership. Par value of one share is $5.00. Dividends calculated by average daily balance method, compounded and credited monthly.
Offer: $5.00/month fee if minimum daily balance of $5.00 is not met. Minimum balance of $5.00 to earn stated APY.
0.05% interest rate · $5 monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $5 of $10 opening cost is deposited into share account, $5 covers membership fee. A Regular Share Account is required to maintain membership.
Offer: Rates set quarterly; term daily. $10 monthly service charge applies if combined minimum balance of $250 is not maintained after first six months of membership.
0.05% interest rate · $10 monthly fee
Rate checked
More details - First Citizens BankMoney Market AccountMoney Market Account · $500 min · 0.05%–0.15% by balance
Bank · 195 branches
0.05%APY$5 a year on $10,000Requirements
Product: Interest rates for money market savings accounts may vary depending on your area.
Offer: Maintain a $1,000 daily balance to avoid a $10 maintenance fee.
$10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $999 0.05% $1,000 – $9,999 0.05% $10,000 – $24,999Your amount 0.05% $25,000 – $49,999 0.07% $50,000 – $99,999 0.07% $100,000 – $499,999 0.10% $500,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Links to free Kasasa checking accounts. Automatic transfers of Kasasa checking earnings. No minimum balance to earn rewards. Eligibility requires meeting monthly qualification cycle criteria (at least 12 debit card purchases post and settle, enroll in and receive eStatements, enroll and log into online banking).
Offer: Earned if monthly qualification cycle requirements are not met in linked Kasasa checking account.
Qualified rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No monthly fee when you meet the following requirement: Maintain a $100 average daily balance; otherwise $2 monthly fee. A minimum balance of $0.01 must be maintained to obtain the disclosed APY.
Offer: Monthly fee waived with $100 average daily balance; otherwise $2 monthly fee.
0.05% interest rate · $2 monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must have Revity High Yield Checking or Revity Cash Back Checking to open. Limit one account type per member. No monthly maintenance fee.
Offer: Base rate applied to all balances if monthly qualifications are not met in linked checking account.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 31, 2025
Rate checked
More details - Civic Federal Credit UnionChoice Money Market AccountChoice Money Market Account · $250 min · 0.00%–3.05% by balance
Credit union · 11 branches
0.05%APY$5 a year on $10,000Requirements
Product: Open with $250 or more. Accounts with balances under $50,000 are charged a $10 monthly fee. Dividends compounded daily and paid monthly.
Offer: Balances below $250 earn 0.00% APY with a $10 monthly fee.
Compounded daily · $10 monthly fee
Rate by balance
Rate by balance for Choice Money Market Account Balance APY Up to $250 0.00% $250 – $49,999Your amount 0.05% $50,000 and up 3.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Allows breaking out savings into multiple named accounts tailored to specific financial goals.
Offer: Minimum balance of $100 required to earn stated APY.
0.05% interest rate · Effective Sep 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Primary share account required for credit union membership. Minimum opening deposit of $5.
Offer: Minimum balance of $100 required to earn dividends. Dividends compounded daily and credited monthly.
0.05% interest rate · Compounded daily · Effective Sep 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $5.00 deposit required to establish membership. Minimum average daily balance of $200 required to earn dividends. Dividends are earned and paid quarterly.
Offer: Minimum average daily balance of $200 required before dividends can be earned. Dividends earned quarterly.
Effective Aug 1, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Free when linked to an ABNB checking account. Earn dividends on balances of $200 or more.
Offer: Minimum balance to earn dividends is $200. Fees could reduce earnings. Dividend rate may change after opening.
Qualified rate · 0.05% interest rate · Effective Feb 20, 2024
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Minimum balance to earn dividends is $200. Fees could reduce earnings. Dividend rate may change after opening.
0.05% interest rate · Effective Feb 20, 2024
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires linking to a Kasasa Cash or Kasasa Cash Back checking account. Limit of one Kasasa Saver account per Social Security Number.
Offer: Base rate when linked Kasasa Cash or Kasasa Cash Back account qualifications are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Sep 14, 2021
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: To qualify for American Rewards rates and receive reimbursements on your ATM fees, you must perform the following during the monthly qualification cycle: 1) Have at least seven ACH debits and/or direct deposits post and settle and be enrolled and receive eStatement notice OR have at least 12 debit card purchases post and settle, have at least 1 direct deposit or automatic payment (ACH) post and settle, and be enrolled and receive eStatement notice
Offer: Qualifications not met
Qualified rate · Effective Nov 12, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in North Carolina
285 accounts at 102 banks and credit unions · checked Oct 16–23
- Typical
- 0.22%
- Top 10% from
- 2.23%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
North Carolina
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 17 branches
- Langley Credit UnionCredit union · 1 branch
- ElecTel Cooperative Federal Credit UnionCredit union · 5 branches