Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Hawaii
- Gather Federal Credit UnionCUMMSA (Credit Union Money Market Share Account)CUMMSA (Credit Union Money Market Share Account) · 0.05%–0.25% by balance
Credit union · 7 branches
0.25%APY$25 a year on $10,000Requirements
Product: Dividends are credited to account and compounded monthly. Minimum balance requirements apply to average daily balance. Variable rate account.
Offer: Tier applies to average daily balance less than $2,000.
Compounded monthly · Effective Jan 2, 2024
Rate by balance
Rate by balance for CUMMSA (Credit Union Money Market Share Account) Balance APY Up to $2,000 0.05% $2,000 and upYour amount 0.25% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Tiered rate account; once a particular balance range is met, the rate applies to the full balance. Membership required ($5.00 share). Zero monthly service fees. Account transfer and withdrawal limitations apply (max 6 transfers/withdrawals per month). Max balance $250,000.
Offer: Rate applies to the full balance. Dividends compounded and credited monthly based on daily balance.
0.10% interest rate · No monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Jumbo Savings Balance APY Up to $2,500 0.10% $2,500 and upYour amount 0.20% Rate checked
More details - Kaua'i Federal Credit UnionMoney MarketMoney Market · 0.20%–0.40% by balance
Credit union · 3 branches
0.20%APY$20 a year on $10,0000.20% interest rate · Effective Jun 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.20% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.25% $50,000 – $100,000 0.25% $100,000 – $200,000 0.30% $200,000 and up 0.40% Rate checked
More details - Honolulu Federal Credit Union (HOCU)Shares PlusSavings · $2,000 min · 0.08%–0.37% by balance
Credit union · 5 branches
0.17%APY$17 a year on $10,000Requirements
Product: $2,000 minimum opening balance. Step up your savings with higher dividends on higher balances with a bonus rate for account holders over the age of 55.
Offer: 0.08% APY for below $2,000.
Rate by balance
Rate by balance for Shares Plus Balance APY Up to $2,000 0.08% $2,000 – $5,000 0.12% $5,000 – $50,000Your amount 0.17% $50,000 – $500,000 0.22% $500,000 and up 0.37% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Dividends are credited and compounded monthly. Minimum balance requirements apply to daily balance. Rates are determined by the Board of Directors and subject to change without prior notice.
Offer: Minimum daily balance to earn dividends is $0 - $9,999. Dividends credited and compounded monthly.
Compounded monthly · Effective Sep 1, 2022
Rate by balance
Rate by balance for Money Market Balance APY Up to $9,999 0.10% $10,000 – $24,999Your amount 0.15% $25,000 – $99,999 0.30% $100,000 – $199,999 0.50% $200,000 and up 0.50% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Membership with the Credit Union is required and open to all who live, work, worship, attend school, volunteer or participate in associations headquartered on the island of Hawaii. Minimum balance of $50.00 to avoid $1.00 monthly service fee.
Offer: $1.00 monthly account service fee if $50 minimum average daily balance for the period is not maintained. Dividends calculated via average daily balance method, compounded and credited monthly.
0.15% interest rate · $1 monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Separate savings account for specific goals. No monthly or annual maintenance fees. Membership required.
Offer: No minimum balance requirement. Dividends calculated via average daily balance method, compounded and credited monthly.
0.15% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum to open account is $50; minimum to earn dividends is $50. Dividends are compounded and credited monthly.
Offer: Minimum to open account is $50; minimum to earn dividends is $50. Dividends are compounded and credited monthly.
0.15% interest rate · Effective Oct 14, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Open with $50.00, plus a one-time $1.00 membership fee. Minimum to earn dividends is $50. Dividends are calculated on the average daily balance, compounded and credited monthly. No monthly service fee.
Offer: Minimum to open account is $50; minimum to earn dividends is $50. Dividends are compounded and credited monthly.
0.15% interest rate · No monthly fee · Effective Oct 14, 2026
Rate checked
More details - Hawaii FCUPMA Money MarketPMA Money Market · $500 min · 0.15%–0.20% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Dividend Paid Monthly. Minimum balance requirement to open and earn advertised APY is $500.
Offer: Dividend Paid Monthly. Minimum balance requirement to open and earn advertised APY is $500.
0.15% interest rate · Effective Oct 1, 2022
Rate by balance
Rate by balance for PMA Money Market Balance APY $500 – $10,000 0.15% $10,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.15% $50,000 – $75,000 0.20% $75,000 and up 0.20% Rate checked
More details - Hawaii Central Federal Credit UnionMoney Market InvestmentMoney Market Investment · $500 min
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Minimum deposit or withdrawal is $100. No electronic, telephonic, or other pre-authorized or automatic transactions are permitted. Tiered Rate Account: dividend rate for a tier applies to entire balance if balance is within that range. Minimum balance to avoid charge is $500.
Offer: Minimum balance to avoid charge is $500. Minimum deposit or withdrawal is $100. Dividends compounded and credited monthly.
0.15% interest rate · Effective Aug 1, 2026
Rate checked
More details - Honolulu Fire Department Federal Credit UnionSuper SavingsSavings · $2,500 min · 0.15%–0.20% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: A tiered savings account for even more earnings. Minimum to open and earn is $2,500. Level Qualifications: All accounts qualified at month end. Standard Level: All members, unless qualified for other levels. Lifeline Level: Membership uninterrupted for 10 years or more or $15,000 in any combination of share balances and loan balances (excluding Visa Platinum credit card). Fire Level: Primary member is an active firefighter.
Offer: Fire Level: Primary member is an active firefighter.
Effective Feb 17, 2026
Rate by balance
Rate by balance for Super Savings Balance APY $2,500 – $25,000Your amount 0.15% $25,000 – $50,000 0.15% $50,000 – $100,000 0.17% $100,000 and up 0.20% Rate checked
More details - Honolulu Fire Department Federal Credit UnionThe Zone SavingsSavings · $25 min
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Must meet age requirement to earn; minimum to open and earn is $25. Level Qualifications: All accounts qualified at month end. Standard Level: All members, unless qualified for other levels. Lifeline Level: Membership uninterrupted for 10 years or more or $15,000 in any combination of share balances and loan balances (excluding Visa Platinum credit card). Fire Level: Primary member is an active firefighter.
Offer: Standard Level: All members, unless qualified for other levels. Must meet age requirement to earn.
Effective Feb 17, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A jumbo savings account with a little extra earnings. Level Qualifications: All accounts qualified at month end. Standard Level: All members, unless qualified for other levels. Lifeline Level: Membership uninterrupted for 10 years or more or $15,000 in any combination of share balances and loan balances (excluding Visa Platinum credit card). Fire Level: Primary member is an active firefighter.
Offer: Fire Level: Primary member is an active firefighter.
Effective Feb 17, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum balance $50.00. Membership fee $1.00. Below minimum balance fee $5.00 per month for balances below $50. Dividends compounded & credited quarterly.
Offer: Minimum balance to earn dividends is $50.00. Dividends compounded and credited quarterly.
0.15% interest rate · Effective May 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Hawaii
129 accounts at 50 banks and credit unions · checked Oct 22
- Typical
- 0.10%
- Top 10% from
- 1.12%
- Banks, typical
- 0.03%
- Credit unions, typical
- 0.10%
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Hawaii
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- PenFed Credit UnionCredit union · 2 branches
- Maui County Federal Credit UnionCredit union · 2 branches
- Hawaii Community Federal Credit UnionCredit union · 9 branches