Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in West Valley City, UT
- 1.07%APY$107 a year on $10,000with conditions
Requirements
Product: Must have an open and active Money Back, Interest or Full Service checking account at First Utah Bank. May convert to a Personal Savings account if the checking account is closed, inactive (6 months), or dormant. Compounded and credited monthly. Rates effective as of October 20, 2026.
Offer: Interest paid on balances above $0. Monthly compound.
Qualified rate · 1.06% interest rate · No monthly fee · Effective Oct 20, 2026
Rate checked
More details - Mountain America Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.50%–3.60% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,0000.50% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.50% $2,500 – $9,999 0.85% $10,000 – $24,999Your amount 1.00% $25,000 – $49,999 1.50% $50,000 – $99,999 2.00% $100,000 – $249,999 2.45% $250,000 – $999,999 3.25% $1,000,000 and up 3.60% Rate checked
More details - Chartway Credit UnionMoney Market PlusMoney Market Plus · $10,000 min · 0.75%–4.00% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Rates displayed include a 0.25% APY Relationship Bonus. To earn the Money Market Plus Relationship Bonus Rate, must maintain any personal or business checking account and an average daily balance (ADB) of $10,000 or more in the Money Market Plus account during the calendar month under the same member number. Fees may reduce earnings.
Offer: Includes 0.25% APY Relationship Bonus with qualifying personal or business checking account and ADB of $10,000 or more.
Qualified rate · 0.50% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Plus Balance APY $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 0.80% $50,000 – $100,000 0.85% $100,000 – $250,000 2.65% $250,000 – $499,999 2.65% $500,000 – $999,999 3.75% $1,000,000 and up 4.00% Rate checked
More details - Chartway Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.25%–0.60% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Fees could reduce earnings on the account (applies only to maintenance or activity fees). Variable rates. Rates subject to change at any time without notice.
0.25% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $5,000 0.25% $5,000 – $10,000 0.40% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.55% $50,000 – $100,000 0.60% $100,000 and up 0.35% Rate checked
More details - First Utah BankPersonal Money Market AccountPersonal Money Market Account · $2,500 min · 0.50%–2.07% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Requires a minimum opening deposit of $2,500. A monthly service fee of $15 applies if the daily balance falls below $2,500 on any day of the statement cycle (or average daily balance is below $2,500). Limited to 6 withdrawals per month; excess withdrawals incur a $15 fee per transaction. Rates are variable and may change after account opening.
Offer: Compounded monthly. $15 monthly service fee waived by maintaining minimum balance requirements. Rate may change after account is opened.
0.50% interest rate · Compounded monthly · $15 monthly fee · Effective Oct 20, 2026
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $999 0.50% $1,000 – $9,999 0.50% $10,000 – $24,999Your amount 0.50% $25,000 – $99,999 0.50% $100,000 – $249,999 2.07% $250,000 and up 2.07% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: No monthly service charge and no minimum balance requirements. Daily balance method used. Interest compounded and credited quarterly. Rates effective as of October 20, 2026.
Offer: Quarterly compound. $25 minimum opening deposit for Savings. Rate may change after account is opened.
0.50% interest rate · No monthly fee
Rate by balance
Rate by balance for Personal Savings Balance APY Up to $999 0.50% $1,000 – $9,999 0.50% $10,000 – $24,999Your amount 0.50% $25,000 – $99,999 0.50% $100,000 – $249,999 2.07% $250,000 and up 2.07% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Exclusively for Premier and Premier Elite clients. Tiered variable interest rates calculated using the daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Apply in person.
Offer: Standard tier for Premier/Premier Elite clients. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.00% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $5,000 0.00% $5,000 – $100,000Your amountEnhanced/Relationship tier for Premier/Premier Elite clients. 0.50% $100,000 – $250,000Enhanced/Relationship tier for Premier/Premier Elite clients. 0.85% $250,000 – $500,000Enhanced/Relationship tier for Premier/Premier Elite clients. 1.16% $500,000 – $1,000,000Enhanced/Relationship tier for Premier/Premier Elite clients. 1.41% $1,000,000 and upEnhanced/Relationship tier for Premier/Premier Elite clients. 1.51% Rate checked
More details - 0.45%APY$45 a year on $10,000with conditions
Requirements
Product: Tiered interest rate calculated using daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Monthly service fee applies if minimum daily balance requirement is not met. Gold Account relationship offers premium rate tiers automatically when linked.
Offer: Standard tier. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.00% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.00% $1,000 – $100,000Your amountRelationship rate tier (e.g., Gold Account relationship). 0.45% $100,000 – $250,000Relationship rate tier (e.g., Gold Account relationship). 0.75% $250,000 – $500,000 0.75% $500,000 – $1,000,000 0.85% $1,000,000 and upRelationship rate tier (e.g., Gold Account relationship). 1.36% Rate checked
More details - Zions BankPremier Money MarketPremier Money Market · $5,000 min · 0.45%–1.46% by balance
Bank · 1 branch
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Exclusively for Premier and Premier Elite clients. Tiered variable interest rates calculated using the daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Apply in person.
Offer: Standard tier for Premier/Premier Elite clients. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.45% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY $5,000 – $100,000Your amount 0.45% $100,000 – $250,000 0.80% $250,000 – $500,000 1.06% $500,000 – $1,000,000 1.36% $1,000,000 and up 1.46% Rate checked
More details - 0.38%APY$38 a year on $10,000
Requirements
Product: Can be opened online or in branch. No monthly service fee. Unlimited deposits and withdrawals.
Offer: Variable APY.
No monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for I Save Balance APY $500 – $10,000 0.23% $10,000 – $25,000Your amount 0.38% $25,000 – $50,000 0.68% $50,000 – $100,000 0.94% $100,000 – $150,000 1.14% $150,000 – $200,000 1.71% $200,000 and up 1.97% Rate checked
More details - Zions BankMoney Market AccountMoney Market Account · $1,000 min · 0.35%–0.95% by balance
Bank · 1 branch
0.35%APY$35 a year on $10,000with conditionsRequirements
Product: Tiered interest rate calculated using daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Monthly service fee applies if minimum daily balance requirement is not met. Gold Account relationship offers premium rate tiers automatically when linked.
Offer: Standard tier. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.35% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $100,000Your amount 0.35% $100,000 – $250,000 0.70% $1,000,000 and up 0.95% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Must be funded from an account outside Bank of Utah. Up to six free withdrawals or transfers per statement cycle ($10 fee for each additional debit transaction). Interest begins accruing with a minimum daily balance of $10,000; if daily balance falls below $10,000, no interest is earned for that day. Higher rates apply on days balance reaches $25,000 or more.
Offer: Variable APY. If balance falls below $10,000 on any day, no interest is earned for that day.
Effective Oct 21, 2026
Rate by balance
Rate by balance for My Money Market Balance APY $500 – $10,000 0.00% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 1.21% $50,000 – $100,000 1.97% $100,000 – $150,000 2.48% $150,000 – $200,000 2.99% $200,000 and up 3.51% Rate checked
More details - 0.13%APY$12 a year on $10,000
Requirements
Product: Additional requirements apply for GoldStar® membership. No monthly fees if requirements are met.
Offer: GoldStar® membership required. Balance of $50+ to earn monthly dividends; $5 minimum balance.
0.13% interest rate · No monthly fee · Effective Jul 28, 2026
Rate checked
More details - Canyon View Credit UnionPrimary SavingsSavings · $10 min · 0.05%–0.10% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Must maintain $10 minimum balance in primary savings to maintain membership. Inactive account fee of $5/month applies if inactive 12+ months with balance < $100.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Primary Savings Balance APY Up to $999 0.05% $1,000 and upYour amount 0.10% Rate checked
More details - Canyon View Credit UnionSecondary SavingsSavings · $0 min · 0.05%–0.10% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: No minimum balance requirement. Earns dividends on entire balance.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Secondary Savings Balance APY Up to $999 0.05% $1,000 and upYour amount 0.10% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in West Valley City, UT
57 accounts at 17 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 2.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.50%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Salt Lake City, UT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 29 branches
- Deseret First Credit UnionCredit union · 6 branches
- Cyprus Credit UnionCredit union · 18 branches