Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in West Jordan, UT
- 3.95%APY$395 a year on $10,000
Requirements
Product: Requires $10 minimum monthly automatic deposit. Additional deposits allowed up to $10,000 per month. Limited to $100,000 total in one or multiple dedicated savings accounts. Early withdrawal penalties may apply. Maintenance or activity fees could reduce earnings.
Offer: Requires $10 minimum monthly automatic deposit. Maximum deposit $10,000 per month, up to $100,000 total across accounts. Early-withdrawal penalties may apply. Dividends credited monthly.
3.88% interest rate · Effective Oct 21, 2026
Rate checked
More details - 3.70%APY$370 a year on $10,000
Requirements
Offer: APY as high as 3.70%. Allows withdrawals at any time.
Rate checked
More details - 2.50%APY$250 a year on $10,000intro rate
Requirements
Product: Must be funded completely with new money (funds not currently on deposit with Chartway Credit Union; funds transferred from IRA accounts not eligible). Chartway senior leadership positions (VP and above), Board of Directors, and volunteers are not eligible. Dividends are paid quarterly.
Offer: Must be funded completely with new money; promotional rate effective as of 1/31/24; dividends paid quarterly.
Promotional rate · 2.50% interest rate · Effective Oct 22, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Goldenwest Credit UnionInsured Money Market AccountInsured Money Market Account · $0 min · 1.00%–3.75% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: No minimum balance requirement to open or maintain. Dividend earnings based on tiered balance amounts. Add money at any time. No monthly service fee. Unlimited in-person withdrawals. Federally insured by NCUA.
1.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Insured Money Market Account Balance APY Up to $4,999 1.00% $5,000 – $24,999Your amount 1.25% $25,000 – $49,999 1.70% $50,000 – $99,999 2.00% $100,000 – $249,999 2.65% $250,000 – $499,999 3.30% $500,000 – $999,999 3.35% $1,000,000 and up 3.75% Rate checked
More details - America First Credit UnionMoney MarketMoney Market · $0 min · 1.00%–3.90% by balance
Credit union · 2 branches
1.25%APY$125 a year on $10,000Requirements
Product: Tiered dividends; dividends credited monthly. Dividend rate and APY may change monthly.
Offer: Minimum earning balance $0.00.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 1.00% $5,000 – $10,000 1.10% $10,000 – $25,000Your amount 1.25% $25,000 – $50,000 1.80% $50,000 – $100,000 2.05% $100,000 – $250,000 2.70% $250,000 – $1,000,000 3.45% $1,000,000 and up 3.90% Rate checked
More details - Granite Credit UnionMoney MarketMoney Market · $0 min · 0.05%–3.90% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000with conditionsRequirements
Product: No monthly fee; no minimum balance to open; dividends compounded and credited monthly based on daily balance formula; deposit rates are variable. Dividend+ Spend Account holders earn a bonus rate on Money Market accounts if an average daily balance of at least $5,000 is maintained in Dividend+.
Offer: Standard rate tier; bonus rate n/a.
Qualified rate · 0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Any balance 0.05% $2,500 and up 1.25% $10,000 and upYour amount 1.25% $25,000 and upBonus rate (+0.55%) with APY of 1.80% for Dividend+ account holders maintaining an average daily balance of at least $5,000 in Dividend+. 1.80% $50,000 and upBonus rate (+0.85%) with APY of 2.10% for Dividend+ account holders maintaining an average daily balance of at least $5,000 in Dividend+. 2.10% $100,000 and upBonus rate (+1.25%) with APY of 2.75% (or +1.35% bonus / 2.85% APY per p20) for Dividend+ account holders maintaining an average daily balance of at least $5,000 in Dividend+. 2.75% $250,000 and upBonus rate (+1.50%) with APY of 3.50% (or +1.60% bonus / 3.60% APY per p20) for Dividend+ account holders maintaining an average daily balance of at least $5,000 in Dividend+. 3.50% $500,000 and upBonus rate (+1.65%) with APY of 3.65% (or +1.75% bonus / 3.75% APY per p20) for Dividend+ account holders maintaining an average daily balance of at least $5,000 in Dividend+. 3.65% $1,000,000 and upBonus rate (+1.65%) with APY of 3.90% (or +1.75% bonus / 4.00% APY per p20) for Dividend+ account holders maintaining an average daily balance of at least $5,000 in Dividend+. 3.90% Rate checked
More details - Canyon View Credit UnionHigh Yield SavingsSavings · $0 min · 1.20%–7.00% by balance
Credit union · 2 branches
1.20%APY$120 a year on $10,000with conditionsRequirements
Product: To qualify for High Yield Savings rates, you must have direct deposits totaling $1,000+ each month and at least 25 debit and/or credit transactions of $5 or greater each month with your Canyon View Account. If qualifications are not met for that month, Primary share rates will be applied. Maximum of one High Yield Savings per account. 7.00% APY available through December 31, 2026.
Offer: Requires monthly direct deposit of $1,000+ and 25+ debit/credit transactions of $5+. Promotional APY available through December 31, 2026.
Qualified rate · 6.77% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $2,500 7.00% $2,501 and upYour amountBlended APY ranges from 1.20% to 7.00%. 1.20% Rate checked
More details - Canyon View Credit UnionMoney MarketMoney Market · $0 min · 0.75%–3.85% by balance
Credit union · 2 branches
1.15%APY$115 a year on $10,000Requirements
Product: No minimum balance requirement; earn dividends on entire balance. Tiered rates. Fees may reduce earnings.
0.75% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.75% $5,000 – $10,000 1.00% $10,000 – $25,000Your amount 1.15% $25,000 – $50,000 1.65% $50,000 – $100,000 2.00% $100,000 – $150,000 2.65% $150,000 – $500,000 3.30% $500,000 – $1,000,000 3.45% $1,000,000 and up 3.85% Rate checked
More details - American United Federal Credit UnionMoney MarketMoney Market · $1,000 min · 0.95%–3.25% by balance
Credit union · 1 branch
1.15%APY$115 a year on $10,000Requirements
Product: Minimum balance of $1,000 to earn dividends. Membership required.
0.95% interest rate · Effective Jul 28, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $4,999 0.95% $5,000 – $9,999 1.00% $10,000 – $24,999Your amount 1.15% $25,000 – $49,999 1.70% $50,000 – $99,999 2.05% $100,000 – $249,999 2.70% $250,000 and up 3.25% Rate checked
More details - Mountain America Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.50%–3.60% by balance
Credit union · 3 branches
1.00%APY$100 a year on $10,0000.50% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.50% $2,500 – $9,999 0.85% $10,000 – $24,999Your amount 1.00% $25,000 – $49,999 1.50% $50,000 – $99,999 2.00% $100,000 – $249,999 2.45% $250,000 – $999,999 3.25% $1,000,000 and up 3.60% Rate checked
More details - Jordan Credit UnionElite Money Market Deposit Account (EMMDA)Elite Money Market Deposit Account (EMMDA) · 1.00%–3.80% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Must live, worship, volunteer, work (or regularly conduct business in), or attend school in Davis, Morgan, Salt Lake, Tooele, Utah, or Weber Counties, UT. Dividends are credited quarterly. The Dividend Rate and Annual Percentage Yield may change monthly.
Offer: Dividends credited quarterly; dividend rate and APY may change monthly.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Elite Money Market Deposit Account (EMMDA) Balance APY Up to $19,999Your amount 1.00% $20,000 – $49,999 1.50% $50,000 – $99,999 1.90% $100,000 – $249,999 2.70% $250,000 – $999,999 3.15% $1,000,000 and up 3.80% Rate checked
More details - Jordan Credit UnionMoney Market Deposit Account (MMDA)Money Market Deposit Account (MMDA) · $2,500 min · 0.10%–2.20% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Must live, worship, volunteer, work (or regularly conduct business in), or attend school in Davis, Morgan, Salt Lake, Tooele, Utah, or Weber Counties, UT. Requires $2,500 to start. Dividends are credited quarterly. The Dividend Rate and Annual Percentage Yield may change monthly.
Offer: Dividends credited quarterly; dividend rate and APY may change monthly.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Deposit Account (MMDA) Balance APY Up to $2,499 0.10% $2,500 – $9,999 0.75% $10,000 – $19,999Your amount 1.00% $20,000 – $49,999 1.25% $50,000 – $99,999 2.00% $100,000 and up 2.20% Rate checked
More details - Chartway Credit UnionMoney Market PlusMoney Market Plus · $10,000 min · 0.75%–4.00% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Rates displayed include a 0.25% APY Relationship Bonus. To earn the Money Market Plus Relationship Bonus Rate, must maintain any personal or business checking account and an average daily balance (ADB) of $10,000 or more in the Money Market Plus account during the calendar month under the same member number. Fees may reduce earnings.
Offer: Includes 0.25% APY Relationship Bonus with qualifying personal or business checking account and ADB of $10,000 or more.
Qualified rate · 0.50% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Plus Balance APY $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 0.80% $50,000 – $100,000 0.85% $100,000 – $250,000 2.65% $250,000 – $499,999 2.65% $500,000 – $999,999 3.75% $1,000,000 and up 4.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in West Jordan, UT
50 accounts at 15 banks and credit unions · checked Oct 6–22
- Typical
- 0.08%
- Top 10% from
- 1.32%
- Banks, typical
- 0.02%
- Credit unions, typical
- 0.13%
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Salt Lake City, UT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 29 branches
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