Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Lehi, UT
- 4.20%APY$420 a year on $10,000with conditions
Requirements
Product: Account earns the LevelUp Rate for the first two statement cycles after opening; requires cumulative deposits of at least $250 per statement cycle (Evaluation Period) starting in the third statement cycle to maintain the LevelUp Rate, otherwise earns the Standard Rate. Subject to closure if inactive with a zero balance for 3 months.
Offer: Requires cumulative deposits of at least $250 during the previous statement cycle (Evaluation Period). All accounts automatically earn this rate through the first two statement cycles.
Qualified rate · 4.12% interest rate · No monthly fee · Effective Oct 8, 2026
Rate checked
More details - 3.95%APY$395 a year on $10,000
Requirements
Product: Requires $10 minimum monthly automatic deposit. Additional deposits allowed up to $10,000 per month. Limited to $100,000 total in one or multiple dedicated savings accounts. Early withdrawal penalties may apply. Maintenance or activity fees could reduce earnings.
Offer: Requires $10 minimum monthly automatic deposit. Maximum deposit $10,000 per month, up to $100,000 total across accounts. Early-withdrawal penalties may apply. Dividends credited monthly.
3.88% interest rate · Effective Oct 21, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Account earns the LevelUp Rate for the first two statement cycles after opening; requires cumulative deposits of at least $250 per statement cycle (Evaluation Period) starting in the third statement cycle to maintain the LevelUp Rate, otherwise earns the Standard Rate. Subject to closure if inactive with a zero balance for 3 months.
Offer: Standard rate earned when cumulative deposits during the previous statement cycle are less than $250.
Qualified rate · 2.96% interest rate · No monthly fee · Effective Oct 8, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Central Bank UtahHigh Yield Money Market AccountHigh Yield Money Market Account · $1,000 min · 1.26%–3.82% by balance
Bank · 2 branches
1.36%APY$136 a year on $10,000Requirements
Product: Requires $1,000 minimum to open and $1,000 minimum daily balance to earn interest. $9 monthly service fee if minimum daily balance is not met. Allows up to six withdrawals or transfers per month. Interest calculated daily, paid monthly.
Offer: $9 monthly service fee waived if minimum daily balance is met.
1.25% interest rate · $9 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for High Yield Money Market Account Balance APY $1,000 – $10,000 1.26% $10,000 – $20,000Your amount 1.36% $20,000 – $100,000 1.71% $100,000 – $250,000 2.63% $250,000 – $500,000 3.35% $500,000 – $100,000,000 3.82% Rate checked
More details - Goldenwest Credit UnionInsured Money Market AccountInsured Money Market Account · $0 min · 1.00%–3.75% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: No minimum balance requirement to open or maintain. Dividend earnings based on tiered balance amounts. Add money at any time. No monthly service fee. Unlimited in-person withdrawals. Federally insured by NCUA.
1.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Insured Money Market Account Balance APY Up to $4,999 1.00% $5,000 – $24,999Your amount 1.25% $25,000 – $49,999 1.70% $50,000 – $99,999 2.00% $100,000 – $249,999 2.65% $250,000 – $499,999 3.30% $500,000 – $999,999 3.35% $1,000,000 and up 3.75% Rate checked
More details - America First Credit UnionMoney MarketMoney Market · $0 min · 1.00%–3.90% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Tiered dividends; dividends credited monthly. Dividend rate and APY may change monthly.
Offer: Minimum earning balance $0.00.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 1.00% $5,000 – $10,000 1.10% $10,000 – $25,000Your amount 1.25% $25,000 – $50,000 1.80% $50,000 – $100,000 2.05% $100,000 – $250,000 2.70% $250,000 – $1,000,000 3.45% $1,000,000 and up 3.90% Rate checked
More details - Canyon View Credit UnionHigh Yield SavingsSavings · $0 min · 1.20%–7.00% by balance
Credit union · 1 branch
1.20%APY$120 a year on $10,000with conditionsRequirements
Product: To qualify for High Yield Savings rates, you must have direct deposits totaling $1,000+ each month and at least 25 debit and/or credit transactions of $5 or greater each month with your Canyon View Account. If qualifications are not met for that month, Primary share rates will be applied. Maximum of one High Yield Savings per account. 7.00% APY available through December 31, 2026.
Offer: Requires monthly direct deposit of $1,000+ and 25+ debit/credit transactions of $5+. Promotional APY available through December 31, 2026.
Qualified rate · 6.77% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $2,500 7.00% $2,501 and upYour amountBlended APY ranges from 1.20% to 7.00%. 1.20% Rate checked
More details - Canyon View Credit UnionMoney MarketMoney Market · $0 min · 0.75%–3.85% by balance
Credit union · 1 branch
1.15%APY$115 a year on $10,000Requirements
Product: No minimum balance requirement; earn dividends on entire balance. Tiered rates. Fees may reduce earnings.
0.75% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.75% $5,000 – $10,000 1.00% $10,000 – $25,000Your amount 1.15% $25,000 – $50,000 1.65% $50,000 – $100,000 2.00% $100,000 – $150,000 2.65% $150,000 – $500,000 3.30% $500,000 – $1,000,000 3.45% $1,000,000 and up 3.85% Rate checked
More details - 1.07%APY$107 a year on $10,000with conditions
Requirements
Product: Must have an open and active Money Back, Interest or Full Service checking account at First Utah Bank. May convert to a Personal Savings account if the checking account is closed, inactive (6 months), or dormant. Compounded and credited monthly. Rates effective as of October 20, 2026.
Offer: Interest paid on balances above $0. Monthly compound.
Qualified rate · 1.06% interest rate · No monthly fee · Effective Oct 20, 2026
Rate checked
More details - Mountain America Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.50%–3.60% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,0000.50% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.50% $2,500 – $9,999 0.85% $10,000 – $24,999Your amount 1.00% $25,000 – $49,999 1.50% $50,000 – $99,999 2.00% $100,000 – $249,999 2.45% $250,000 – $999,999 3.25% $1,000,000 and up 3.60% Rate checked
More details - UCCUMoney Market SavingsMoney Market Savings · $0 min · 0.50%–3.55% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered rate account. To open any account, must deposit or already have on deposit the minimum required share(s) in a Share Savings or Youth Share Savings account (2 shares at $2.50 par value plus $5.00 membership fee). Rate applies to the full balance once a tier is met.
Offer: Dividends compounded and credited monthly. Daily balance method.
0.50% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.50% $2,500 – $10,000 0.85% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.45% $50,000 – $100,000 1.95% $100,000 – $250,000 2.45% $250,000 – $1,000,000 3.25% $1,000,000 and up 3.55% Rate checked
More details - First Utah BankPersonal Money Market AccountPersonal Money Market Account · $2,500 min · 0.50%–2.07% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Requires a minimum opening deposit of $2,500. A monthly service fee of $15 applies if the daily balance falls below $2,500 on any day of the statement cycle (or average daily balance is below $2,500). Limited to 6 withdrawals per month; excess withdrawals incur a $15 fee per transaction. Rates are variable and may change after account opening.
Offer: Compounded monthly. $15 monthly service fee waived by maintaining minimum balance requirements. Rate may change after account is opened.
0.50% interest rate · Compounded monthly · $15 monthly fee · Effective Oct 20, 2026
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $999 0.50% $1,000 – $9,999 0.50% $10,000 – $24,999Your amount 0.50% $25,000 – $99,999 0.50% $100,000 – $249,999 2.07% $250,000 and up 2.07% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: No monthly service charge and no minimum balance requirements. Daily balance method used. Interest compounded and credited quarterly. Rates effective as of October 20, 2026.
Offer: Quarterly compound. $25 minimum opening deposit for Savings. Rate may change after account is opened.
0.50% interest rate · No monthly fee
Rate by balance
Rate by balance for Personal Savings Balance APY Up to $999 0.50% $1,000 – $9,999 0.50% $10,000 – $24,999Your amount 0.50% $25,000 – $99,999 0.50% $100,000 – $249,999 2.07% $250,000 and up 2.07% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lehi, UT
37 accounts at 12 banks and credit unions · checked Oct 6–22
- Typical
- 0.35%
- Top 10% from
- 2.00%
- Banks, typical
- 0.35%
- Credit unions, typical
- 0.55%
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Provo, UT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
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