Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Kingsport, TN
- 4.28%APY$428 a year on $10,000
Requirements
Product: No minimum opening deposit. Must be open for a minimum of 3 years and pays out on child's college entrance date or 18th birthday. Paper statements cost $2.00/month.
Offer: Applicable for terms of 121 months or more.
4.20% interest rate · $2 monthly fee · Effective Oct 15, 2026
Rate checked
More details - 4.02%APY$402 a year on $10,000
Requirements
Product: No minimum opening deposit. Must be open for a minimum of 3 years and pays out on child's college entrance date or 18th birthday. Paper statements cost $2.00/month.
Offer: Applicable for terms of 61 through 120 months.
3.95% interest rate · $2 monthly fee · Effective Oct 15, 2026
Rate checked
More details - 3.50%APY$350 a year on $10,000
Requirements
Product: No minimum opening deposit. Must be open for a minimum of 3 years and pays out on child's college entrance date or 18th birthday. Paper statements cost $2.00/month.
Offer: Applicable for terms of 36 through 60 months.
3.45% interest rate · $2 monthly fee · Effective Oct 15, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Earns dividends with no minimum balance. Allows withdrawals. Available to qualifying Members.
Offer: Dividends compound quarterly. No minimum balance required.
1.00% interest rate · Effective Oct 5, 2026
Rate checked
More details - Eastman Credit UnionInsured Money Market AccountInsured Money Market Account · $0 min · 0.75%–2.00% by balance
Credit union · 8 branches
0.85%APY$85 a year on $10,000Requirements
Product: Variable rate account. Tiered IMMA with checking account flexibility. Federally insured up to $250,000 by NCUA.
0.75% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Insured Money Market Account Balance APY Up to $9,999 0.75% $10,000 – $24,999Your amount 0.85% $25,000 – $49,999 1.00% $50,000 – $99,999 1.25% $100,000 – $199,999 1.80% $200,000 and up 2.00% Rate checked
More details - Eastman Credit UnionIndividual Money Market AccountIndividual Money Market Account · $0 min · 0.75%–2.00% by balance
Credit union · 8 branches
0.85%APY$85 a year on $10,000Requirements
Product: Variable rate account. APY is an annual calculation based on a 365/366 day year. APY assumes dividends will remain on deposit until maturity.
0.75% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Individual Money Market Account Balance APY Up to $9,999 0.75% $10,000 – $24,999Your amount 0.85% $25,000 – $49,999 1.00% $50,000 – $99,999 1.25% $100,000 – $199,999 1.80% $200,000 and up 2.00% Rate checked
More details - First Bank & Trust CompanyMoney Market AccountMoney Market Account · $2,500 min · 0.10%–1.11% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Open an account with $2,500. Pay no fees regardless of balance. Interest rates will be paid on the entire balance based on the applicable rate tier. Earn competitive interest on balances of $1,500 or greater.
Offer: Average daily balance range $1,500.00 - $2,499.99.
0.10% interest rate · No monthly fee · Effective May 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,500 – $2,500 0.10% $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 0.75% $25,000 – $100,000 0.80% $100,000 – $500,000 1.00% $500,000 and up 1.11% Rate checked
More details - Knoxville TVA Employees Credit UnionMember-Managed Funds AccountSavings · $2,500 min · 0.55%–2.00% by balance
Credit union · 1 branch
0.55%APY$55 a year on $10,000Requirements
Product: No minimum balance required to open, but $2,500.00 required to earn dividends. Paper statements cost $2.00/month.
Offer: Dividends compound monthly.
0.55% interest rate · $2 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Member-Managed Funds Account Balance APY $2,500 and upYour amount 0.55% $25,000 and up 0.60% $50,000 and up 0.70% $100,000 and up 1.75% $250,000 and up 1.85% $500,000 and up 2.00% $1,000,000 and up 2.00% Rate checked
More details - 0.55%APY$55 a year on $10,000with conditions
Requirements
Product: Available to military customers. Requires a Military Advanced Checking account with a minimum automatic funds transfer of $25.00 to keep active. Variable rate subject to change. Limit one account per individual. Reverts to regular savings if requirements are not maintained. 3 free withdrawals per quarter, then $1.50 per withdrawal. $6.50 fee per cycle if daily balance falls below $100.00.
Offer: Tier One: Balances up to $25,000. $5 minimum deposit to open. Variable rate.
Qualified rate · 0.55% interest rate
Rate by balance
Rate by balance for Military Smart Savers Plan Balance APY Up to $25,000Your amount 0.55% $25,001 – $50,000 0.65% $50,000 and up 0.75% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Tiered-rate savings account. $6.50 fee per quarterly cycle if daily balance falls below $100 on any day of cycle (waived with balance above $100 or Direct Deposit relationship). Unlimited withdrawals if daily balance stays at or above $500; if daily balance falls below $500, 3 free withdrawals per cycle, then $1.50 per additional withdrawal. $2 paper statement fee (waived with e-statements). $15 inactivity fee after 3 months inactivity. Minimum to open through mail is $200.
Offer: Tier One: Balances less than $5,000.00. Minimum balance to earn interest and obtain APY is $25. $5 minimum balance to open ($200 by mail).
0.30% interest rate
Rate by balance
Rate by balance for Savings Account Balance APY Up to $5,000 0.30% $5,000 – $50,000Your amount 0.50% $50,000 and up 0.70% Rate checked
More details - Appalachian Community Federal Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.40%–1.00% by balance
Credit union · 2 branches
0.40%APY$40 a year on $10,000Requirements
Product: Minimum to open is $1,000.00. No dividend is paid if balance falls below $1,000.00. Variable rate subject to change monthly. Members may not make more than 3 withdrawals/transfers per calendar month; each withdrawal/transfer must be at least $250.00.
0.40% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $15,000Your amount 0.40% $15,000 – $50,000 0.40% $50,000 – $75,000 0.70% $75,000 – $100,000 0.70% Over $100,000 1.00% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Establishes your ECU membership and qualifies you as a shareholder in ECU.
Offer: Applies to any amount greater than $5.00. Dividends are paid monthly.
0.30% interest rate · Effective Oct 15, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Allows selecting the date account balance automatically transfers to Regular Savings Account. Early withdrawals permitted.
Offer: Applies to any amount greater than $5.00. Dividends are compounded monthly.
0.30% interest rate · Compounded monthly · Effective Oct 15, 2026
Rate checked
More details - Appalachian Community Federal Credit UnionShare (Savings)*Savings · $5 min · 0.00%–0.80% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Rates effective as of 10/15/2026. Subject to change. Minimum $5.00 to open or obtain dividend.
0.00% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Share (Savings)* Balance APY Up to $500 0.00% $500 – $7,500 0.10% $7,500 – $50,000Your amount 0.25% $50,000 – $100,000 0.55% Over $100,000 0.80% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Limit of 3 withdrawals per month. APY can change after account opening for variable rate accounts such as Money Market Accounts. APY is an annual calculation based on 365 days (366 days in a leap year). Fees or withdrawals may reduce earnings.
Offer: Limit of 3 withdrawals per month. APY can change after account opening for variable rate accounts such as Money Market Accounts. APY is an annual calculation based on 365 days (366 days in a leap year). Fees or withdrawals may reduce earnings.
0.25% interest rate · Effective Nov 20, 2024
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Kingsport, TN
30 accounts at 10 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 1.25%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.30%
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Kingsport, TN-VA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Knoxville TVA Employees Credit UnionCredit union · 3 branches
- United Southeast Federal Credit UnionCredit union · 3 branches
- Appalachian Community Federal Credit UnionCredit union · 3 branches