Best high-yield savings rates

Requirements

Product: Must become a member by opening a $5 share savings account; membership is eligible for employees and directors of rural electric cooperatives, their spouses, and children. Rates may change quarterly.

Requirements

Product: Account establishes Credit Union membership. Dividends paid monthly on daily balances of $100 or more.

Offer: Tier 1

Requirements

Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).

Offer: Standard rate for any balance without relationship rate qualification.

Requirements

Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).

Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.

Requirements

Product: Required membership share savings account. Minimum required balance is $5. Dividend earnings begin with a balance of $100. Rates are compounded and credited monthly. Account is for individuals age 18 and older (members under 18 open Xtreme Savers which converts at 18).

Offer: Tier 1

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.

Requirements

Product: No minimum balance requirements apply to this account. Dividends compounded and credited monthly.

Offer: No minimum deposit or daily balance required to earn dividends. Dividends compounded and credited monthly.

Requirements

Product: Dividends compounded and credited monthly. Par value of a share required for membership is $5.00.

Offer: Minimum daily balance required to avoid a fee is $5.00. Minimum deposit required to open and earn dividends is $5.00.

Requirements

Product: Establishes membership with Highmark Credit Union. Automatic deposit available via Direct Deposit or Payroll Deduction.

Requirements

Product: Must have a Kasasa Cash or Kasasa Cash Back account to open. Earned checking rewards are automatically transferred into the Kasasa Saver. Base rate applies if qualifications are not met. Qualifications per cycle: at least 12 debit card purchases, at least 1 direct deposit/ACH credit/ACH payment transaction, and enrolled in e-statements. Qualifying period is last day of a month through second-to-last day of the following month.

Offer: Base rate on all balances if monthly qualifications are not met.

Requirements

Product: Must have a linked Kasasa Cash or Kasasa Cash Back checking account to build automatic savings. Earning the highest rate requires meeting monthly qualification cycle activities in linked checking (at least 12 debit card purchases > $4.99, at least 1 direct deposit or ACH credit, and enrolled in E-Statements). No monthly maintenance fee. No minimum balance to earn rewards.

Offer: When qualifications in linked checking account are not met. Dividend rate of 0.05% (0.0499%) on entire average daily balance.

Requirements

Product: No minimum balance. Make up to two withdrawals in a 12-month period. Dividends paid monthly on daily balances of $100 or more.

Offer: Dividends paid monthly on daily balances of $100 or more. Up to two withdrawals per 12-month period.

Requirements

Offer: Dividends compounded/credited quarterly.

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.

Requirements

Product: Standard savings account. $5 monthly service fee can be avoided with $300 minimum daily balance, 1 automatic transfer of $25+ each fee period from linked Wells Fargo checking, 1 automatic transfer of $1+ each business day from linked checking, 1+ Save As You Go transfers from linked checking, or if the primary account owner is 24 years old or under.

Offer: Standard rate. Fee waived with $300 minimum daily balance, 1 automatic transfer of $25+ per fee period, 1 daily automatic transfer of $1+ each business day, 1+ Save As You Go transfer, or primary owner age 24 or under.