Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Toledo, OH
- Sun Federal Credit UnionAmplify Money MarketAmplify Money Market · $1,000 min · 0.80%–1.00% by balance
Credit union · 3 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: Maintain a minimum balance of $1,000 to earn dividends. Unlimited deposits.
Offer: Member Value Program (MVP) rate. Minimum deposit to earn APY: $1,000.00. Requires savings, active checking account (one transaction per month), and a qualifying third product.
Qualified rate · 0.80% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Amplify Money Market Balance APY $1,000 – $75,000Your amount 0.80% $75,000 – $100,000Minimum deposit to earn APY: $75,000.00. 0.85% $100,000 – $150,000Minimum deposit to earn APY: $100,000.00. 0.90% $150,000 – $200,000Minimum deposit to earn APY: $150,000.00. 1.00% Rate checked
More details - Toledo Fire Fighters Federal Credit UnionMoney ManagerSavings · $5,000 min · 0.60%–0.70% by balance
Credit union · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: The money manager account is an attractive alternative to members who maintain higher balances.
0.60% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Manager Balance APY $5,000 and upYour amount 0.60% $25,000 and up 0.65% $50,000 and up 0.70% Rate checked
More details - Sun Federal Credit UnionAmplify Money MarketAmplify Money Market · $1,000 min · 0.50%–0.65% by balance
Credit union · 3 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Maintain a minimum balance of $1,000 to earn dividends. Unlimited deposits.
Offer: Standard rate. Minimum deposit to earn APY: $1,000.00.
Qualified rate · 0.50% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Amplify Money Market Balance APY $1,000 – $75,000Your amount 0.50% $75,000 – $100,000Minimum deposit to earn APY: $75,000.00. 0.55% $100,000 – $150,000Minimum deposit to earn APY: $100,000.00. 0.60% $150,000 – $200,000Minimum deposit to earn APY: $150,000.00. 0.65% Rate checked
More details - Educational Community Alliance CUExtra Credit Money MarketExtra Credit Money Market · $2,500 min · 0.50%–3.04% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Must purchase and maintain minimum required share ($5.00 par value, 1 share) for membership. Up to 6 transfers/withdrawals permitted per month.
Offer: Tier 1: Daily balance from $0.01 to $2,499.99. Minimum opening deposit and balance of $2,500 required to open account. Interest calculated on daily balance and paid monthly. Once a tier is met, the rate applies to the full balance.
0.50% interest rate · Effective Dec 31, 2024
Rate by balance
Rate by balance for Extra Credit Money Market Balance APY Up to $2,500Your amount 0.50% $50,000 and upOnce a particular range is met, the rate applies to the full balance of the account. 3.04% Rate checked
More details - Bay Area Credit UnionMoney MarketMoney Market · $1,000 min · 0.10%–1.00% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Tiered dividend rates, with $2,500 minimum balance. Dividends paid monthly. Unlimited deposits. 6 disbursements per month ($5 per disbursements over 6 per month). Maximum of 3 checks with a minimum of $500 each.
Effective Jun 18, 2025
Rate by balance
Rate by balance for Money Market Balance APY $1,000 and up 0.10% $2,500 and upYour amount 0.40% $50,000 and up 0.70% $100,000 and up 1.00% Rate checked
More details - Directions Credit UnionMoney Management AccountSavings · $2,500 min · 0.30%–0.85% by balance
Credit union · 3 branches
0.30%APY$30 a year on $10,000Requirements
Product: Variable rate; designed for higher dividends while maintaining liquidity. Minimum opening deposit: $5. Monthly service fee: $0. Minimum balance to receive dividends: $2,500. Dividends compounded monthly.
Offer: Minimum balance to receive dividends: $2,500
0.30% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Management Account Balance APY $2,500 – $25,000Your amount 0.30% $25,000 – $50,000 0.35% $50,000 – $75,000 0.40% $75,000 – $100,000 0.65% $100,000 and up 0.85% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: No minimum balance or opening deposit required. Dividends compounded and credited quarterly.
Offer: Non-tiered account with quarterly dividends.
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - Security Credit UnionMoney Market / IDI (Insured Daily Investment) AccountMoney Market / IDI (Insured Daily Investment) Account · $2,500 min · 0.25%–0.45% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Can be opened with a minimum deposit of $2,500. Penalty-free withdrawals with no minimum dollar amounts for deposits or withdrawals. Account service fee waived for accounts with average daily balance of $250 or more, open loan/credit card, open certificate, open checking share with at least three debit card transactions/checks cleared/ACH debits in month, or primary member under age 23; product page also states no account management fees.
Offer: Account service fee waived for accounts with average daily balance of $250 or more, open loan/credit card, open certificate, open checking share with at least three debit card transactions/checks cleared/ACH debits in month, or primary member under age 23.
$4.95 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market / IDI (Insured Daily Investment) Account Balance APY $2,500 – $25,000Your amount 0.25% $25,000 – $50,000 0.30% $50,000 – $100,000 0.35% $100,000 – $150,000 0.40% $150,000 and up 0.45% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Requires purchasing and maintaining 1 share ($5.00 par value) as a condition of membership. Subject to a maximum of 6 preauthorized, automatic, or Internet transfers/withdrawals per month.
0.25% interest rate · Effective Dec 31, 2024
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Subject to a maximum of 6 preauthorized, automatic, or Internet transfers/withdrawals per month. No account cost.
0.25% interest rate · Effective Dec 31, 2024
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - Toledo Fire Fighters Federal Credit UnionRegular Savings AccountSavings · $5 min
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Basic account opened upon joining the credit union.
0.20% interest rate · Effective Oct 5, 2026
Rate checked
More details - Jeep Country Federal Credit UnionMoney Market AccountMoney Market Account · $5,000 min · 0.10%–2.00% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: The minimum balance requirement for this account is $5,000.00. You must maintain a minimum daily balance of $5,000.00 in your account each day to obtain the disclosed annual percentage yield. Money Market account dividend rate may change after account is opened if the balance moves from one tier to the other.
Offer: Tier $5k-$9,999. Must maintain a minimum daily balance of $5,000.00 to obtain APY.
0.10% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $5,000 – $9,999 0.10% $10,000 – $49,999Your amount 0.15% $50,000 – $99,999 1.00% $100,000 – $149,999 1.50% $150,000 – $249,999 1.50% $250,000 – $500,000 2.00% $500,000 and up 2.00% Rate checked
More details - Glass City Federal Credit UnionMoney Market SavingsMoney Market Savings · $2,000 min · 0.10%–0.15% by balance
Credit union · 3 branches
0.10%APY$10 a year on $10,0000.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,000 – $50,000Your amount 0.10% $50,000 and up 0.15% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Toledo, OH
71 accounts at 24 banks and credit unions · checked Oct 6–22
- Typical
- 0.07%
- Top 10% from
- 1.58%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.10%
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Toledo, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Superior Credit UnionCredit union · 2 branches
- Fremont Federal Credit UnionCredit union · 1 branch
- Directions Credit UnionCredit union · 9 branches