Best high-yield savings rates

Requirements

Product: One Superior Money Market per membership. Membership required. Direct deposit of $500 minimum each month (payroll, Social Security or unemployment) to any Affinity Plus checking, savings or money market account and enrollment in digital statements required to earn higher dividend rate; otherwise receives 0.100% APY. No minimum balance and no minimum balance fee.

Offer: If monthly requirements are not met (applies to all balance tiers). Compounded monthly.

Requirements

Product: Affinity Plus membership required. $10 minimum balance represents membership share.

Requirements

Product: Designed for customers with no other ProGrowth Bank accounts. Variable interest calculated by daily balance method, compounded and credited quarterly. Fall below fee of $2.00 assessed quarterly when average ledger balance falls below $50.00 during a calendar month. Maximum 6 withdrawals/transfers per calendar month; $0.50 debit item charge per excess debit (waived if minimum average ledger balance requirement is met each calendar month).

Offer: Minimum daily available balance to earn interest / obtain APY is $50.00. Fall Below Fee is $2.00 quarterly when average ledger balance falls below $50.00 during a calendar month.

Requirements

Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.

Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.

Requirements

Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).

Offer: Standard rate for any balance without relationship rate qualification.

Requirements

Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).

Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.

Requirements

Product: Personal accounts and personal trusts only. Available at Old National banking centers or online (online opening available in IA, IL, IN, KY, MI, MN, ND, TN, WI; personal trusts in-person only). Combined balance of all Old National accounts cannot exceed $3,000,000. $25 fee if closed within 180 days.

Offer: Standard/lower tier rate for daily collected balances of $19,999.99 or less. Monthly fee of $20 waived with $5,000 minimum daily balance.

Requirements

Product: Requires $50 minimum balance. $5 quarterly maintenance fee if balance drops below $50 any day during quarterly statement cycle; fee waived for account holders 17 years or younger.

Offer: $5 quarterly maintenance fee if balance drops below $50 any day during quarterly statement cycle; waived for holders 17 years or younger.

Requirements

Offer: Compounded and credited quarterly. Calculated using average daily balance method.

Requirements

Product: Variable interest is calculated by daily balance method, compounded and credited monthly. Monthly service charge of $2.00 applies if age 23 or older and average ledger balance is below $200.00 for the statement cycle (waived for age 22 and younger). Maximum 6 withdrawals/transfers per statement cycle; $15.00 debit item charge for each excess debit.

Offer: Minimum daily available balance to earn interest / obtain APY is $50.00. Monthly service charge of $2.00 is waived if age 22 and younger or if average ledger balance is $200.00 or more for the statement cycle.

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.

Requirements

Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.

Offer: Standard Rate with qualifying, open Huntington Perks Checking account. Rate applies to ZIP code 43215.

Requirements

Product: Standard savings account. $5 monthly service fee can be avoided with $300 minimum daily balance, 1 automatic transfer of $25+ each fee period from linked Wells Fargo checking, 1 automatic transfer of $1+ each business day from linked checking, 1+ Save As You Go transfers from linked checking, or if the primary account owner is 24 years old or under.

Offer: Standard rate. Fee waived with $300 minimum daily balance, 1 automatic transfer of $25+ per fee period, 1 daily automatic transfer of $1+ each business day, 1+ Save As You Go transfer, or primary owner age 24 or under.

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Standard rate. $12 monthly service fee avoided with $3,500 minimum daily balance.