Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Springfield, MA
- 0.10%APY$10 a year on $10,000
Requirements
Product: Assumes dividends remain on deposit for 365 days. Rates subject to change daily and may change after the account is opened.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Links to Kasasa Cash or Kasasa Cash Back checking account. Requires enrollment in digital banking and e-statements, plus at least 12 debit card purchases per Monthly Qualification Cycle to earn top rates. No monthly maintenance fees.
Offer: Base rate applied to entire daily balance when qualifications on linked checking account are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Sep 1, 2023
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Credit union primary share account establishing membership.
Offer: Must maintain a minimum daily balance of $25.00 to earn stated APY and dividends.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Online exclusive account with a $500 minimum opening deposit.
Offer: If eDelivery qualification is not met (earns basic Goal Savings APY).
0.05% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No minimum balance or minimum balance fees.
Offer: No minimum balance required.
0.05% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be linked to a free Kasasa checking account (Kasasa Cash or Kasasa Cash Back). No maintenance fees or minimum balance. Interest and ATM fee refunds credited on the first business day of the next cycle.
Offer: Base rate earned if linked checking account fails to meet monthly qualification criteria.
Qualified rate · No monthly fee · Effective Jul 1, 2024
Rate checked
More details - PeoplesBankElite Tiered Money MarketElite Tiered Money Market · $10 min · 0.05%–0.60% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,0000.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Elite Tiered Money Market Balance APY $10 and upYour amount 0.05% $25,000 and up 0.10% $100,000 and up 0.30% $250,000 and up 0.60% Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: The Main Share Savings account establishes credit union member-ownership. Dividend rate and annual percentage yield may change at any time as determined by the Board of Directors.
Offer: A $5 minimum balance is required to open the account and must be maintained to earn the advertised annual percentage yield. Effective fees may reduce dividend earned.
0.05% interest rate · Effective Sep 16, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective May 13, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective May 13, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Variable interest rate on balances over $10. $200 minimum balance.
0.05% interest rate · Effective May 13, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: A Personal Checking Account is required to open the EZ $ave Deposit Account.
Offer: Variable interest rate on balances over $10. No monthly service fee.
Qualified rate · 0.05% interest rate · No monthly fee · Effective May 13, 2026
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Springfield, MA
60 accounts at 16 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 3.06%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.10%
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Springfield, MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- UMassFiveCredit union · 1 branch
- MASSMUTUALCredit union · 1 branch
- BrightBridge Credit UnionCredit union · 3 branches