Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Quincy, IL
- 1.16%APY$116 a year on $10,000
Requirements
Product: Daily Balance Required. Maximum opening per TIN for CD and IRA specials is $1,000,000. $249,000 per account limit. Early withdrawal penalty applies.
1.15% interest rate · Effective Sep 22, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Requires a Kasasa Cash or Kasasa Cash Back checking account. Kasasa rewards are automatically transferred into Kasasa Saver. If qualifications are not met in a month, account is still free; if disqualified for 3 consecutive months, checking account is converted to a regular, free MFCCU Checking Account.
Offer: Applies on balances up to $25,000 when qualifications are met.
Qualified rate · Balance cap $25,000 · No monthly fee
Rate checked
More details - United Community Credit UnionSpecial Share SavingsSavings · $100 min · 0.75%–0.85% by balance
Credit union · 2 branches
0.80%APY$80 a year on $10,000Requirements
Product: Can be used for any purpose. Must maintain a $100.00 balance to earn dividends. If you close your account before dividends are paid you will not receive a dividend.
0.75% interest rate · Effective Jul 16, 2025
Rate by balance
Rate by balance for Special Share Savings Balance APY $100 – $5,000 0.75% $5,000 – $25,000Your amount 0.80% $25,000 and up 0.85% Rate checked
More details - United Community Credit UnionPrimary Share SavingsSavings · $100 min · 0.75%–0.85% by balance
Credit union · 2 branches
0.80%APY$80 a year on $10,000Requirements
Product: Must maintain a $100.00 balance to earn dividends. If you close your account before dividends are paid you will not receive a dividend.
0.75% interest rate · Effective Jul 16, 2025
Rate by balance
Rate by balance for Primary Share Savings Balance APY $100 – $5,000 0.75% $5,000 – $25,000Your amount 0.80% $25,000 and up 0.85% Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Monthly balance fee of $2.00 imposed if balance falls below $500.00 any day of the month.
Offer: Monthly fee of $2.00 imposed if balance falls below $500.00 any day of the month.
0.55% interest rate · $2 monthly fee · Effective Sep 22, 2026
Rate checked
More details - Heartland Bank and Trust CompanyCapital Money MarketCapital Money Market · $10,000 min · 0.01%–2.27% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,0000.01% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Capital Money Market Balance APY Up to $10,000 0.01% $10,000 – $50,000Your amount 0.50% $50,000 – $100,000 1.51% $100,000 – $500,000 2.02% $500,000 and up 2.27% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Monthly balance fee of $2.00 waived if minimum balance of $50.00 is maintained each day of the month. For primary owners under 18 (or full-time students), minimum to open and earn interest is $10.00 and service charge fee is waived.
Offer: Monthly fee of $2.00 imposed if balance falls below $50.00 any day of the month.
0.40% interest rate · $2 monthly fee · Effective Sep 22, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Six (6) withdrawal limit for each qualifying monthly cycle with $0.50 per item service charge in excess of limit. Must maintain $50.00 average daily balance or subject to a $1.25 quarterly service fee.
Offer: Interest compounded quarterly on the average collected balance.
0.25% interest rate · Compounded quarterly · Effective Dec 17, 2025
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Average daily balance of $2,500.00 to obtain the APY and avoid the $5.00 monthly service fee. Withdrawal limit of 6 per month cycle; $0.50 service charge per item in excess of 6. Interest compounded monthly.
Offer: Average daily balance of $2,500.00 to obtain the APY and avoid the $5.00 monthly service fee. Interest compounded monthly.
0.25% interest rate · Compounded monthly · $5 monthly fee · Effective Dec 17, 2025
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $9,999 0.25% $10,000 – $24,999Your amount 0.25% $25,000 – $49,999 0.35% $50,000 and up 0.45% Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate
Rate checked
More details - First Bankers TrustPersonal Money Market AccountPersonal Money Market Account · $50 min · 0.10%–1.00% by balance
Bank · 4 branches
0.20%APY$20 a year on $10,000Requirements
Product: Maintain a $2,500 minimum balance to avoid a $20 monthly service charge. Electronic statement monthly at no cost; paper statement $3.95 per month on request. Unlimited deposits. Withdrawals by electronic transfer or check limited to 6 per month. Interest rates may change at any time after opening. Fees could reduce earnings.
Offer: APY requires balance in $0.00–$2,499.99 tier. $20 monthly service charge waived if $2,500 minimum balance is maintained.
0.10% interest rate · $20 monthly fee
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $2,500 0.10% $2,500 – $25,000Your amount 0.20% $25,000 – $50,000 0.70% $50,000 and up 1.00% Rate checked
More details - Heartland Bank and Trust CompanySuper Money MarketSuper Money Market · $2,500 min · 0.02%–0.75% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,0000.02% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Super Money Market Balance APY Up to $10,000 0.02% $10,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.25% $50,000 – $100,000 0.50% $100,000 and up 0.75% Rate checked
More details - First Mid Bank & TrustMoney Market AccountMoney Market Account · $50 min · 0.05%–0.50% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Interest earned on the full daily balance by tier. Interest rate and APY may change after account opening. $10 monthly maintenance fee if the daily minimum balance falls below $5,000 during a statement cycle. $2 paper statement fee per statement cycle, waived for age 50 or older or by signing up for eStatements.
Offer: Daily balances $0–$4,999.99. Variable rate. $10 monthly maintenance fee if daily minimum balance falls below $5,000 during a statement cycle. Fees could reduce earnings. Rates current as of the deposit-rates page date (full calendar date not stated).
0.05% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.20% $50,000 and up 0.50% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest earned on the full daily balance with no stated tiers. Variable rate may change after opening. Fees could reduce earnings. $2 paper statement fee per cycle waived for age 50+ or eStatements.
Offer: Daily balances of $0 or more. Rates current as of today's date; interest rate and APY may change after account opening. Fees could reduce earnings. Interest earned on daily balance; variable rate subject to change at First Mid's discretion.
0.05% interest rate · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Quincy, IL
20 accounts at 9 banks and credit unions · checked Oct 16
- Typical
- 0.25%
- Top 10% from
- 0.82%
- Banks, typical
- 0.23%
- Credit unions, typical
- 0.80%
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Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch