Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in Phoenix, AZ
- 0.10%APY$10 a year on $10,000
Requirements
Product: Variable-rate savings account. Monthly fee is $3 (waived with $100 minimum balance; free for minors up to age 18).
Offer: Minimum balance to earn interest is $100. Monthly fee of $3 is waived on balances of $100 or more.
0.10% interest rate · $3 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Requires an active WaFd checking account to open. Maximum of three Start Savings accounts per Taxpayer Identification Number (TIN). Variable blended rate.
Offer: Tier 1 blended rate for balances $0 to $500. Requires an active checking account to open.
Qualified rate · 4.88% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Start Savings Balance APY Up to $500 5.00% $500 – $1,000 2.50% $1,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must also have an active Share Savings Account. No monthly service fee, no minimum account balance, no minimum opening deposit.
Offer: APYs based on monthly compounding. Must have active Share Savings account.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a TruWest member with a minimum $5 membership deposit and continuing balance. No monthly service fee.
Offer: Minimum $5 balance in Share Savings required. APYs based on monthly compounding.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: A minimum balance of $5 is required to avoid fees and to earn dividends. Dividends accrue on non-cash deposits on the business day deposited. If closed before credited, accrued dividends are not paid. New members 24 and under receive a complimentary $5 opening deposit.
Offer: Minimum amount $5 to earn APY and avoid fees.
Effective Oct 1, 2026
Rate checked
More details - Alhambra Credit UnionMoney MarketMoney Market · $1,000 min · 0.05%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Enjoy three (3) free withdrawals per month. May not be accessed by ATM, point-of-sale, or Visa check card. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of the dividend period.
0.05% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $10,000 0.05% $10,000 – $50,000Your amount 0.10% $50,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Required to establish membership. Low balance fee of $5.00 applies if balance is less than $5 for > 6 months; early closure fee of $5.00 within 3 months of opening.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5.00 minimum opening deposit requirement opens account and establishes credit union membership. $50.00 minimum balance required to earn dividends.
Offer: $50.00 minimum daily balance required to earn APY/dividends.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - OneAZ Credit UnionStar High Yield Money MarketStar High Yield Money Market · $0 min · 0.10%–1.00% by balance
Credit union · 5 branches
0.10%APY$10 a year on $10,000Requirements
Product: All deposited funds earn the rate for the tier.
Offer: All deposited funds earn the rate for the tier.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Star High Yield Money Market Balance APY Up to $75,000Your amount 0.10% $75,000 and up 1.00% Rate checked
More details - OneAZ Credit UnionSavers Advantage Money MarketSavers Advantage Money Market · $1,000 min · 0.10%–0.50% by balance
Credit union · 5 branches
0.10%APY$10 a year on $10,000Requirements
Product: Minimum balance to open account is $1,000. All deposited funds earn the rate for the tier.
Offer: All deposited funds earn the rate for the tier.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Savers Advantage Money Market Balance APY Up to $25,000Your amount 0.10% $25,000 and up 0.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes membership at Copper State CU. Requires a $5 minimum balance. Rates are subject to change after opening.
Offer: Minimum $5.00 deposit is required to open. Rates are subject to change after the account is opened. Fees may reduce earnings.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - Southwest Airlines Federal Credit UnionMembership Savings AccountSavings · $100 min
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Grants full SWACU membership. Must maintain a minimum balance of $5. Dividends are earned on balances of $100 or more (earned daily, credited quarterly). Optional paper statements cost $3/month (members under 18 or over 70 exempt).
Offer: Compounded quarterly. Dividends are earned on balances more than $100.
Compounded quarterly · No monthly fee · Effective Aug 24, 2026
Rate checked
More details - Farmers Insurance Federal Credit UnionMoney MarketMoney Market · $1,000 min · 0.05%–0.25% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Check-writing abilities; unlimited in-person transactions; all withdrawals must be at least $250; withdrawals can be made by check, phone, email, or online. Membership eligibility required.
Offer: Tier 1: Up to $9,999.99.
Effective Sep 18, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.15% $50,000 – $100,000 0.20% $100,000 and up 0.25% Rate checked
More details - SunWest Credit Union of ArizonaSecondary Savings (Sub-Accounts)Savings · $0 min
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Multiple accounts available for specific goals, expenses, or milestones.
Offer: Variable dividend rate and APY subject to change without notice.
0.10% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Phoenix, AZ
146 accounts at 50 banks and credit unions · checked Oct 15–22
- Typical
- 0.20%
- Top 10% from
- 2.14%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.23%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Phoenix, AZ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 5 branches
- AERO FinancialCredit union · 7 branches
- Goldwater BankBank · 1 branch