Credit Union West Savings & Money Market Rates

How Credit Union West’s savings rates compare

Compared with banks and credit unions near Phoenix, AZ, where Credit Union West has the most branches. $10,000, best rate first.

This credit union’s best
Credit Union West
0.50%APY
Requires
None
Minimum
—
Earns on $10,000 a year
$50
Extended Insurance Sweep
Top rate
Nuvision Credit Union
4.50%APY
Requires
Monthly account activity
Minimum
—
Earns on $10,000 a year
$450
Nuvision Credit Union rates
2nd-highest rate
Alhambra Credit Union
4.04%APY
Requires
None
Minimum
$25
Earns on $10,000 a year
$404
Alhambra Credit Union rates

Compare savings rates near you →

Savings score

Higher than 53% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.50%
$10,000 balance$10,0000.50%
$100,000 balance$100,0002.75%
QualifiedQualified0.50%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Credit Union West ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Extended Insurance Sweep

0.50%APY

Extends NCUA share insurance coverage while earning tiered dividend returns.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $100,000Balance tier < $100,000.	0.50%	$50	Balance tier < $100,000.
$100,000 – $249,999Balance tier $100,000-$249,999.	2.75%	—	Balance tier $100,000-$249,999.
$250,000 – $499,999Balance tier $250,000-$499,999.	2.90%	—	Balance tier $250,000-$499,999.
$500,000 – $999,999Balance tier $500,000-$999,999.	3.00%	—	Balance tier $500,000-$999,999.
$1,000,000 and upBalance tier $1,000,000+.	3.05%	—	Balance tier $1,000,000+.

Sources (1)

cuwest.org/resources/rates-and-fees · captured Oct 3, 2026

Membership Share

0.10%APY$5 to open

Required to establish membership. Low balance fee of $5.00 applies if balance is less than $5 for > 6 months; early closure fee of $5.00 within 3 months of opening.