Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Williamsport, PA metro
- 4.00%APY$400 a year on $10,000
Requirements
Product: Available in Ohio / eligible markets only. For new accounts. Product and feature availability may vary by location.
Offer: For new accounts. Available in eligible markets (Ohio only). Rate subject to change after account opening. Fees may reduce earnings.
No monthly fee · Effective Mar 30, 2026
Rate checked
More details - PALCO Federal Credit UnionMoney Market CheckingMoney Market Checking · $2,500 min · 2.53%–2.58% by balance
Credit union · 1 branch
2.58%APY$258 a year on $10,000Requirements
Product: Rates are determined by the board of directors at the board meeting prior to quarter end. Rates are reviewed and paid at the anticipated rates if there are sufficient resources to pay dividends at these rates; anticipated rates are not guaranteed. Accounts closed during the quarter receive the last declared rate.
2.50% interest rate · Effective Feb 7, 2023
Rate by balance
Rate by balance for Money Market Checking Balance APY $2,500 – $10,000 2.53% $10,000 and upYour amount 2.58% Rate checked
More details - PALCO Federal Credit UnionMoney Market SavingsMoney Market Savings · $2,000 min · 2.53%–2.63% by balance
Credit union · 1 branch
2.53%APY$253 a year on $10,000Requirements
Product: Rates are determined by the board of directors at the board meeting prior to quarter end. Rates are reviewed and paid at the anticipated rates if there are sufficient resources to pay dividends at these rates; anticipated rates are not guaranteed. Accounts closed during the quarter receive the last declared rate.
2.50% interest rate · Effective Feb 7, 2023
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,000 – $20,000Your amount 2.53% $20,000 – $75,000 2.58% Over $75,000 2.63% Rate checked
More details - Horizon Federal Credit UnionHorizon SaverSavings · $0 min · 1.00%–3.00% by balance
Credit union · 4 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Must have Advantage, Bonus, or Rewards Checking account. Limit one account per SSN. If monthly qualifications are met, earn tiered rates; if qualifications are not met, earn the base rate.
Offer: Qualifications met in monthly qualification cycle
Qualified rate · 0.99% interest rate · No monthly fee · Effective Nov 1, 2025
Rate by balance
Rate by balance for Horizon Saver Balance APY Up to $25,000Your amount 1.00% $25,000 – $100,000 1.50% $100,000 and up 3.00% Rate checked
More details - Members 1st Federal Credit UnionMoney MarketMoney Market · $0 min · 0.05%–2.00% by balance
Credit union · 1 branch
0.80%APY$80 a year on $10,0000.05% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.05% $2,500 – $25,000Your amount 0.80% $25,000 – $50,000 1.00% $50,000 – $100,000 1.30% $100,000 – $250,000 1.70% $250,000 and up 2.00% Rate checked
More details - Service 1st Federal Credit UnionStandard Money Market AccountStandard Money Market Account · $2,500 min · 0.35%–0.50% by balance
Credit union · 2 branches
0.40%APY$40 a year on $10,000Requirements
Product: Rates are adjusted at regular intervals. No fees as long as you maintain a minimum daily balance of $2,500 and do not exceed six withdrawals per month (only three by check). If balance falls below $2,500, a service fee will be assessed. If withdrawal limitations are exceeded, account may be subject to a fee or be closed. Dividends compounded monthly.
Offer: Tier $2,500-$4,999. Minimum balance to earn stated APY is $2,500.00.
0.35% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Standard Money Market Account Balance APY $2,500 – $4,999 0.35% $5,000 – $19,999Your amount 0.40% $20,000 – $49,999 0.45% $50,000 – $99,999 0.50% Rate checked
More details - Horizon Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.40%–0.65% by balance
Credit union · 4 branches
0.40%APY$40 a year on $10,0000.40% interest rate · No monthly fee · Effective Aug 1, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $50,000Your amount 0.40% $50,000 – $150,000 0.50% $150,001 and up 0.65% Rate checked
More details - Northwest BankAffinity Premier Money MarketAffinity Premier Money Market · $25 min · 0.25%–0.85% by balance
Bank · 9 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: Must have Affinity Premier Checking account to qualify. Monthly service charge of $10 can be avoided with an Affinity Premier Checking or $2,500 average daily balance. Variable rate account; rates valid only for accounts opened online.
Offer: Must have Affinity Premier Checking account to qualify. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Monthly fee of $10 can be avoided with an Affinity Premier Checking or $2,500 average daily balance.
Qualified rate · $10 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Affinity Premier Money Market Balance APY Up to $5,000 0.25% $5,000 – $50,000Your amount 0.30% $50,000 – $100,000 0.35% $100,000 – $250,000 0.85% $250,000 – $5,000,000 0.85% $5,000,000 and up 0.85% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Opening share account with $5.00 required membership deposit gives part ownership of the credit union.
0.30% interest rate · Effective Jun 30, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Open up to five accounts, each with a customizable goal. No maturity date.
0.25% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Requires $5 opening deposit and a one-time $1 membership fee charged at account opening. $5 must remain on deposit to maintain membership in the credit union.
Offer: Earnings are calculated from date of deposit to date of withdrawal and posted quarterly.
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: No minimum balance required to keep in the account. Account is not accessible through an ATM for withdrawals.
0.25% interest rate · Effective Jun 30, 2026
Rate checked
More details - First Commonwealth BankRelationship Money MarketRelationship Money Market · $1,000 min · 0.20%–0.50% by balance
Bank · 5 branches
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: $3 monthly service charge waived by maintaining a minimum daily balance of $1,000. Account earns relationship interest rates when primary or joint owner also has a Hometown Checking Premium account. Check writing capabilities available.
Offer: Relationship Rates require primary or joint owner on Relationship Money Market to also be primary or joint owner on a Hometown Checking Premium account.
Qualified rate · 0.20% interest rate · $3 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Relationship Money Market Balance APY Up to $20,000Your amount 0.20% $20,000 – $50,000 0.30% $50,000 – $100,000 0.40% $100,000 – $250,000 0.50% $250,000 – $2,000,000 0.50% $2,000,000 and up 0.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Williamsport, PA metro
40 accounts at 15 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 0.82%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.25%
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Williamsport, PA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- PALCO Federal Credit UnionCredit union · 1 branch
- Wyrope Williamsport FCUCredit union · 1 branch