Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Waterbury, CT metro
- 1.00%APY$100 a year on $10,000
Requirements
Product: Home Ownership Made Easier. Save for costs associated with purchasing a home. $5.00 minimum deposit in Share Savings required for membership. $50.00 fee applies to withdrawals used for non-qualifying purposes or lacking required documentation.
Offer: A minimum daily balance of $100.00 is required to earn the advertised APY and avoid a monthly service fee. Variable rate.
1.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Online only account with required free eStatements. No monthly or maintenance fees. $25 minimum deposit to open. $10 minimum daily balance to earn Annual Percentage Yield.
Offer: $10 minimum daily balance to earn APY.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Online only account with required free eStatements. Minimum daily balance of $5,000 required to earn APY and waive the $25 monthly fee; if balance drops below $5,000, there is a $25 monthly fee and the account does not pay interest. $5,000 minimum to open online.
Offer: Account does not pay interest and incurs a $25 monthly fee if balance drops below $5,000.
$25 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for NSBiSavings Balance APY Up to $5,000 0.00% $5,000 – $25,000Your amount 1.00% $25,000 – $50,000Monthly fee waived with $5,000 minimum daily balance. 1.50% $50,000 – $100,000Monthly fee waived with $5,000 minimum daily balance. 2.00% $100,000 and upMonthly fee waived with $5,000 minimum daily balance. 2.50% Rate checked
More details - Northwest Community BankTotal Money MarketTotal Money Market · $1,000 min · 0.25%–2.02% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,0000.25% interest rate
Rate by balance
Rate by balance for Total Money Market Balance APY Up to $10,000 0.25% $10,000 – $50,000Your amount 0.75% $50,000 – $100,000 1.00% $100,000 and up 2.02% Rate checked
More details - FD Community Federal Credit UnionTiered Money Market AccountTiered Money Market Account · $2,500 min · 0.75%–2.00% by balance
Credit union · 3 branches
0.75%APY$75 a year on $10,000Requirements
Product: Minimum average balance of $2,500.00 to earn dividends. Dividends are paid and compounded quarterly. Tiered rate account where the dividend rate and APY for a met balance range apply to the full balance of the account.
Offer: Minimum average balance of $2,500.00 to earn dividend. Dividends paid and compounded quarterly.
Compounded quarterly
Rate by balance
Rate by balance for Tiered Money Market Account Balance APY $2,500 – $10,000Your amount 0.75% $10,001 – $75,000 1.00% $75,001 and up 2.00% Rate checked
More details - Waterbury CT Teachers Federal Credit UnionMoney Market AccountMoney Market Account · $500 min · 0.35%–1.00% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Minimum deposit to open is $500. Minimum balance to earn APY is $500. Rates are tiered and based on average monthly balance. Dividends are compounded and paid monthly. Withdrawals have a minimum of $500 and can be made at any time without a fee.
Offer: Compounded and paid monthly. Minimum balance to earn APY is $500.
0.35% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,499 0.35% $2,500 – $4,999 0.50% $5,000 – $9,999 0.65% $10,000 – $19,999Your amount 0.75% $20,000 – $49,999 0.85% $50,000 and up 1.00% Rate checked
More details - Sikorsky Credit UnionMoney Market Savings AccountMoney Market Savings Account · $5 min · 0.40%–1.50% by balance
Credit union · 3 branches
0.75%APY$75 a year on $10,0000.40% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY Up to $1,000 0.40% $1,000 – $10,000 0.50% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 0.85% $50,000 – $75,000 1.00% $75,000 – $100,000 1.25% $100,000 and up 1.50% Rate checked
More details - America's First Network Credit UnionMoney MarketMoney Market · 0.35%–1.01% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Fees may reduce the earnings on the account.
Offer: Balance requirement: Over $100,000. Fees may reduce the earnings on the account.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Any balance 1.01% $1,000 – $10,000 0.35% $10,000 – $25,000Your amount 0.50% $25,000 – $100,000 0.70% Rate checked
More details - American Broadcast Employees FCUMoney Market Share AccountMoney Market Share Account · $2,500 min · 0.50%–1.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Minimum opening deposit is $2,500. Minimum balance to earn dividends is $2,500. Subsequent deposits of $200 or more. Draft access allows withdrawals via special drafts of $500 or more. Free supply of draft checks. Dividends are compounded and credited weekly. No overdraft protection is available.
Offer: Rates may change after account opening.
Effective Sep 14, 2026
Rate by balance
Rate by balance for Money Market Share Account Balance APY $2,500 – $25,000Your amount 0.50% $25,000 – $50,000 0.60% $50,000 – $100,000 0.90% $100,000 – $250,000 1.05% $250,000 and up 1.50% Rate checked
More details - Skyline Financial Federal Credit UnionConsumer Money MarketConsumer Money Market · $0 min · 0.00%–2.79% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Minimum to qualify for money market dividend is $5,000.00. Maximum for money market dividend is $499,999.99. All funds on deposit in money market account over $500,000 will receive a dividend rate of 0.000% dividend. Dividends on money market accounts may be repriced at any time, without notice. Dividend calculation is based on average daily balance.
0.00% interest rate · Effective Sep 21, 2026
Rate by balance
Rate by balance for Consumer Money Market Balance APY Up to $5,000 0.00%* $5,000 – $25,000Your amount 0.50%* $25,000 – $75,000 0.60%* $75,000 – $100,000 0.70%* $100,000 – $500,000 2.79%* $500,000 and up 0.00%* Rate checked
More details - Union Savings BankBoost Money Market AccountBoost Money Market Account · $5,000 min · 0.50%–1.51% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Limit of 6 withdrawals per month; if more than 6 withdrawals per month (statement cycle) a $15 fee will be assessed. Minimum balance to earn APY is $0.01.
0.50% interest rate · No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for Boost Money Market Account Balance APY Up to $50,000Your amount 0.50% $50,000 – $250,000 1.00% $250,000 – $5,000,000 1.51% $5,000,000 and up 1.51% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Based on Daily Balance
Offer: Based on Daily Balance
Effective Oct 1, 2026
Rate by balance
Rate by balance for Tiered MMA Balance APY Up to $5,000 0.00% $5,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.75% $50,000 – $150,000 1.00% $150,000 – $1,000,000 1.25% $1,000,000 and up 1.75% Rate checked
More details - 0.50%APY$50 a year on $10,000
Effective Oct 1, 2026
Rate checked
More details - 0.49%APY$49 a year on $10,000
Requirements
Product: Transaction limitations apply.
Offer: Rate may change after account is opened.
0.49% interest rate
Rate checked
More details - Ion BankMoney Market AccountMoney Market Account · $1,000 min · 0.05%–1.15% by balance
Bank · 12 branches
0.40%APY$40 a year on $10,0000.05% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $100,000Your amount 0.40% $100,000 – $250,000 0.65% $250,000 and up 1.15% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Waterbury, CT metro
86 accounts at 26 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.02%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.50%
Is your bank paying you enough?
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Waterbury, CT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- MSCUCredit union · 3 branches
- Police Credit Union of CTCredit union · 1 branch
- CSE Credit UnionCredit union · 1 branch