Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Toledo, OH metro
- 1.03%APY$103 a year on $10,000
Requirements
Product: Only available for new customers or deposits of new funds not currently held with F&M Bank. Limit 1 Direct Savings account per household. $3.00 monthly service charge waived if a $300.00 minimum balance is maintained each day during the month.
Offer: Schedule table rate for balance $0 - $99,999.99. $3.00 monthly service charge waived if $300.00 minimum balance maintained each day.
1.02% interest rate · $3 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Direct Savings Balance APY Up to $100,000Your amount 1.03% $100,000 – $250,000 1.13% $250,000 – $500,000 1.34% $500,000 and up 1.46% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 7 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - 0.97%APY$97 a year on $10,000
Requirements
Product: Only available for new customers or deposits of new funds not currently held with F&M Bank. Limit 1 Direct Savings account per household. $3.00 monthly service charge waived if a $300.00 minimum balance is maintained each day during the month.
Offer: Paid on entire balance for daily balance $99,999.99 or less. $3 monthly fee waived on balances of $300 or more.
0.97% interest rate · $3 monthly fee · Effective Jun 10, 2026
Rate by balance
Rate by balance for Direct Savings Balance APY Up to $100,000Your amount 0.97% $100,000 – $250,000 1.08% $250,000 – $500,000 1.29% $500,000 and up 1.41% Rate checked
More details - 0.92%APY$92 a year on $10,000
Requirements
Product: Only available for new customers or deposits of new funds not currently held with F&M Bank. Limit 1 Direct Savings account per household. $3.00 monthly service charge waived if a $300.00 minimum balance is maintained each day during the month.
Offer: Footnote prose rate for daily balance $99,999.99 or less. $3.00 monthly service charge waived if $300.00 minimum balance maintained each day.
0.92% interest rate · $3 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Direct Savings Balance APY Up to $100,000Your amount 0.92% $100,000 – $250,000 1.03% $250,000 – $500,000 1.24% $500,000 and up 1.36% Rate checked
More details - The Old Fort Banking CompanyMarquee Money Market AccountMarquee Money Market Account · $10,000 min · 0.85%–2.37% by balance
Bank · 1 branch
0.85%APY$85 a year on $10,000Requirements
Product: Avoid the $10 monthly service fee by maintaining a $10,000 minimum daily balance. Interest is compounded and credited every month. A closed account fee of $25.00 will be assessed if the account is closed within 90 days from opening. Rates are subject to change.
Offer: Avoid the $10 monthly service fee by maintaining a $10,000 minimum daily balance.
0.85% interest rate · $10 monthly fee · Effective Oct 13, 2026
Rate by balance
Rate by balance for Marquee Money Market Account Balance APY $10,000 and upYour amount 0.85% $50,000 and up 1.71% $100,000 and up 2.37% $250,000 and up 2.37% Rate checked
More details - 0.85%APY$85 a year on $10,000
Requirements
Product: Share accounts. Opening a share account with a minimum deposit of $25.00 establishes your membership in the credit union.
0.85% interest rate · Effective Dec 1, 2025
Rate checked
More details - Sun Federal Credit UnionAmplify Money MarketAmplify Money Market · $1,000 min · 0.80%–1.00% by balance
Credit union · 7 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: Maintain a minimum balance of $1,000 to earn dividends. Unlimited deposits.
Offer: Member Value Program (MVP) rate. Minimum deposit to earn APY: $1,000.00. Requires savings, active checking account (one transaction per month), and a qualifying third product.
Qualified rate · 0.80% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Amplify Money Market Balance APY $1,000 – $75,000Your amount 0.80% $75,000 – $100,000Minimum deposit to earn APY: $75,000.00. 0.85% $100,000 – $150,000Minimum deposit to earn APY: $100,000.00. 0.90% $150,000 – $200,000Minimum deposit to earn APY: $150,000.00. 1.00% Rate checked
More details - Toledo Fire Fighters Federal Credit UnionMoney ManagerSavings · $5,000 min · 0.60%–0.70% by balance
Credit union · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: The money manager account is an attractive alternative to members who maintain higher balances.
0.60% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Manager Balance APY $5,000 and upYour amount 0.60% $25,000 and up 0.65% $50,000 and up 0.70% Rate checked
More details - Sun Federal Credit UnionAmplify Money MarketAmplify Money Market · $1,000 min · 0.50%–0.65% by balance
Credit union · 7 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Maintain a minimum balance of $1,000 to earn dividends. Unlimited deposits.
Offer: Standard rate. Minimum deposit to earn APY: $1,000.00.
Qualified rate · 0.50% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Amplify Money Market Balance APY $1,000 – $75,000Your amount 0.50% $75,000 – $100,000Minimum deposit to earn APY: $75,000.00. 0.55% $100,000 – $150,000Minimum deposit to earn APY: $100,000.00. 0.60% $150,000 – $200,000Minimum deposit to earn APY: $150,000.00. 0.65% Rate checked
More details - Educational Community Alliance CUExtra Credit Money MarketExtra Credit Money Market · $2,500 min · 0.50%–3.04% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Must purchase and maintain minimum required share ($5.00 par value, 1 share) for membership. Up to 6 transfers/withdrawals permitted per month.
Offer: Tier 1: Daily balance from $0.01 to $2,499.99. Minimum opening deposit and balance of $2,500 required to open account. Interest calculated on daily balance and paid monthly. Once a tier is met, the rate applies to the full balance.
0.50% interest rate · Effective Dec 31, 2024
Rate by balance
Rate by balance for Extra Credit Money Market Balance APY Up to $2,500Your amount 0.50% $50,000 and upOnce a particular range is met, the rate applies to the full balance of the account. 3.04% Rate checked
More details - The Union Bank CompanyMoney Market SpecialMoney Market Special · $0 min · 0.50%–1.00% by balance
Bank · 3 branches
0.50%APY$50 a year on $10,000intro rateRequirements
Product: New Money Only; Personal and Business customers.
Offer: New Money Only.
Promotional rate · 0.50% interest rate
Rate by balance
Rate by balance for Money Market Special Balance APY Up to $250,000Your amount 0.50% $250,000 and up 1.00% Rate checked
More details - Bay Area Credit UnionMoney MarketMoney Market · $1,000 min · 0.10%–1.00% by balance
Credit union · 3 branches
0.40%APY$40 a year on $10,000Requirements
Product: Tiered dividend rates, with $2,500 minimum balance. Dividends paid monthly. Unlimited deposits. 6 disbursements per month ($5 per disbursements over 6 per month). Maximum of 3 checks with a minimum of $500 each.
Effective Jun 18, 2025
Rate by balance
Rate by balance for Money Market Balance APY $1,000 and up 0.10% $2,500 and upYour amount 0.40% $50,000 and up 0.70% $100,000 and up 1.00% Rate checked
More details - Directions Credit UnionMoney Management AccountSavings · $2,500 min · 0.30%–0.85% by balance
Credit union · 9 branches
0.30%APY$30 a year on $10,000Requirements
Product: Variable rate; designed for higher dividends while maintaining liquidity. Minimum opening deposit: $5. Monthly service fee: $0. Minimum balance to receive dividends: $2,500. Dividends compounded monthly.
Offer: Minimum balance to receive dividends: $2,500
0.30% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Management Account Balance APY $2,500 – $25,000Your amount 0.30% $25,000 – $50,000 0.35% $50,000 – $75,000 0.40% $75,000 – $100,000 0.65% $100,000 and up 0.85% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: No minimum balance or opening deposit required. Dividends compounded and credited quarterly.
Offer: Non-tiered account with quarterly dividends.
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Toledo, OH metro
90 accounts at 32 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 2.02%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.10%
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Toledo, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Superior Credit UnionCredit union · 2 branches
- Fremont Federal Credit UnionCredit union · 1 branch
- Directions Credit UnionCredit union · 9 branches