Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–8 results in Toccoa, GA metro
- Peach State Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.50%–2.25% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Avoid a monthly fee when you maintain a minimum daily balance of $2,500. Variable rate account; rates subject to change.
Offer: Tier I. Avoid monthly fee with a minimum daily balance of $2,500.
0.50% interest rate · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 0.50% $10,000 – $25,000Your amountTier II. 1.00% $25,000 – $100,000Tier III. 1.25% $100,000 and upTier IV. 2.25% Rate checked
More details - Omega Psi Phi Fraternity Federal Credit UnionMoney Market Checking AccountMoney Market Checking Account · $2,500 min · 0.00%–0.75% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Tiered rate account where the rate for a met balance range applies to the full balance. Requires maintaining a Share Savings account ($50 par value for 1 share) and payment of a $10 one-time nonrefundable membership fee. Limited to no more than 6 transfers and withdrawals per month (no more than 3 by electronic means). Minimum average daily balance of $2,500 required to avoid a $25 fee (schedule does not state frequency) and required to earn stated APY. Excessive withdrawal/transfer fee of $10 per transaction over 6 per month.
Offer: Tier $0.00 to $2,500.00 pays 0.00% dividend rate / 0.00% APY. Minimum average daily balance of $2,500 required to avoid fee.
0.00% interest rate
Rate by balance
Rate by balance for Money Market Checking Account Balance APY Up to $2,500 0.00% $2,500 – $5,000 0.18% $5,000 – $7,500 0.22% $7,500 – $10,000Your amount 0.50% Over $10,000 0.75% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Initial deposit of $25 required plus a $5 one-time membership fee. Members must maintain a $25 balance and demonstrate regular activity.
Offer: Dividends paid quarterly on average daily balance and compounded quarterly. Subject to transfer and withdrawal limitations (maximum 6 transfers/withdrawals per month).
0.20% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Open to anyone who resides and/or works in Stephens, Franklin, Hart, and Elbert County, Georgia. Requires an initial deposit of $30 ($25 minimum balance plus a $5 New Membership Fee). Must maintain a $25 balance to remain a member.
Offer: Account must maintain a balance of $100.00 to earn a dividend. Interest paid quarterly on average daily balance. Up to 6 withdrawals per month free of charge, then $5 per withdrawal.
0.20% interest rate · Effective Aug 15, 2023
Rate checked
More details - Omega Psi Phi Fraternity Federal Credit UnionShare SavingsSavings · $100 min · 0.15%–0.16% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Must purchase and maintain minimum required share ($50.00 par value, 1 share required) and pay a nonrefundable membership fee ($10.00). Limit of 6 transfers/withdrawals per month.
Offer: Minimum balance to avoid a $5.00 service fee is $50.00 (charged if below $50 per month). Minimum balance to earn the stated APY is $100.01. Dividends compounded and credited quarterly using average daily balance method.
0.15% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Share Savings Balance APY $100 – $10,001Your amount 0.15% Over $10,001 0.16% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: An initial deposit of $5 is required to maintain your stake in the credit union, along with a one-time membership fee ($5) and USA Patriot Act recovery fee ($5). Members must maintain a $5 balance to remain a member-owner. A minimum balance of $100 is required to earn dividends, which are paid monthly on the average daily balance.
Offer: Tier I.
0.15% interest rate · Effective Sep 28, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - First Citizens BankMoney Market AccountMoney Market Account · $500 min · 0.05%–0.15% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Interest rates for money market savings accounts may vary depending on your area.
Offer: Maintain a $1,000 daily balance to avoid a $10 maintenance fee.
$10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $999 0.05% $1,000 – $9,999 0.05% $10,000 – $24,999Your amount 0.05% $25,000 – $49,999 0.07% $50,000 – $99,999 0.07% $100,000 – $499,999 0.10% $500,000 and up 0.15% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Toccoa, GA metro
8 accounts at 5 banks and credit unions · checked Oct 22
- Typical
- 0.18%
- Top 10% from
- 0.65%
- Banks, typical
- 0.08%
- Credit unions, typical
- 0.20%
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Toccoa, GA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Peach State Federal Credit UnionCredit union · 1 branch