Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 136–150 results in Tampa, FL metro
- 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum opening deposit $10. No minimum balance required. No monthly fee. Unlimited deposits and withdrawals. Rates may change at any time. APY equals interest rate for all tiers.
Offer: Balances through $99.99. APY equals interest rate.
0.05% interest rate · Effective Oct 4, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: To avoid a $5 monthly fee, maintain a $300 minimum balance each statement cycle. Minimum opening deposit of $300 or establish direct deposit.
0.05% interest rate · $5 monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: To avoid a $5 monthly fee, maintain a $300 minimum balance each statement cycle. Minimum opening deposit of $300 or establish direct deposit.
0.05% interest rate · $5 monthly fee · Effective Oct 3, 2026
Rate checked
More details - BayFirst FinancialBayLive Money Market AccountBayLive Money Market Account · $100 min · up to $10,000
Bank · 7 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Must pair with a BayLive Checking account. $20 service charge per statement cycle if daily balance falls below $1,000 on any day of the month. Pre-authorized/automatic withdrawals or transfers limited to 6 per month.
Offer: Requires active BayLive Checking account (direct deposit of payroll, SSI, or other income and 10 electronic debit transactions per monthly statement cycle). $20 service fee if daily balance falls below $1,000.
Qualified rate · $20 monthly fee · Effective Apr 2, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Special savings accounts offered alongside basic regular share savings accounts.
0.00% interest rate
Rate by balance
Rate by balance for Special Shares Balance APY Up to $100 0.00% $100 and upYour amount 0.05% Rate checked
More details - First Citizens BankMoney Market AccountMoney Market Account · $500 min · 0.05%–0.15% by balance
Bank · 6 branches
0.05%APY$5 a year on $10,000Requirements
Product: Interest rates for money market savings accounts may vary depending on your area.
Offer: Maintain a $1,000 daily balance to avoid a $10 maintenance fee.
$10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $999 0.05% $1,000 – $9,999 0.05% $10,000 – $24,999Your amount 0.05% $25,000 – $49,999 0.07% $50,000 – $99,999 0.07% $100,000 – $499,999 0.10% $500,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership required. Minimum $5 deposit required to open (share in credit union). Direct deposit available. Fees may reduce earnings. Yields may change after opening.
Offer: Dividends paid on all balances of $100 or more.
Effective Jan 1, 2023
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: To qualify for American Rewards rates and receive reimbursements on your ATM fees, you must perform the following during the monthly qualification cycle: 1) Have at least seven ACH debits and/or direct deposits post and settle and be enrolled and receive eStatement notice OR have at least 12 debit card purchases post and settle, have at least 1 direct deposit or automatic payment (ACH) post and settle, and be enrolled and receive eStatement notice
Offer: Qualifications not met
Qualified rate · Effective Nov 12, 2025
Rate checked
More details - Florida Customs Federal Credit UnionRegular Share (Savings) AccountSavings · $5 min
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Basic savings account that establishes credit union membership. Dividends are calculated on the daily balance and paid quarterly.
Offer: Dividends calculated on daily balance and paid quarterly.
Effective Mar 1, 2021
Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: All members of Tampa Postal FCU are required to have an active Share Savings Account in order to be members of the Credit Union. Variable rate account; rate may change after account is opened.
Offer: Fees will reduce earnings. Variable rate account.
Promotional rate · 0.05% interest rate · No monthly fee · Effective Mar 1, 2026
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 22 branches
0.04%APY$4 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account.
Qualified rate · 0.04% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.04% $10,000 – $25,000Your amount 0.04% $25,000 – $50,000 0.04% $50,000 – $100,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.04% $250,000 – $500,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - DFCU FinancialPremier Money MarketPremier Money Market · $0 min · 0.02%–3.70% by balance
Credit union · 5 branches
0.02%APY$2 a year on $10,000Requirements
Product: Paid and compounded monthly. Dividend rate may change after account is opened. NCUA insured. Excluded from Cash Back. Membership eligibility required.
Offer: Paid and compounded monthly.
0.02% interest rate · Compounded monthly · Effective Oct 20, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $49,999Your amount 0.02% $50,000 – $99,999 1.50% $100,000 – $249,999 2.85% $250,000 – $499,999 3.15% $500,000 – $999,999 3.25% $1,000,000 and up 3.70% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Designed to set aside funds for a dream vacation, school tuition and special life events. $1.00 or $5.00 minimum required to open depending on schedule.
Offer: Paid and compounded monthly. $5 minimum required to open.
Compounded monthly · Effective Oct 23, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: $5 minimum required to open. Must maintain an aggregate minimum average daily balance of $200 to avoid a monthly fee. Membership open to those who live, work, worship, or attend school in Michigan's Lower Peninsula.
Offer: Paid and compounded monthly. $5 minimum required to open.
Compounded monthly · Effective Oct 23, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Tampa, FL metro
183 accounts at 61 banks and credit unions · checked Oct 16–23
- Typical
- 0.15%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
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Tampa, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Climate First BankBank · 1 branch
- Oxford Federal Credit UnionCredit union · 1 branch
- Suncoast Credit UnionCredit union · 30 branches