Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Syracuse, NY metro
- Geddes Federal Savings and Loan AssociationPremier Money Market AccountPremier Money Market Account · $1,000 min · 0.05%–0.80% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Earns daily compounded interest with rates posted monthly. No monthly service fee. Includes ATM card availability, online banking, monthly statements, and unlimited transactions. Money Markets require an initial deposit of $1,000.00. Notice: Deposit accounts are only opened for consumers residing or businesses that are located within 150 miles of Syracuse, New York location.
Offer: Minimum balance of $25.00 required to earn interest. Initial deposit requirement is $1,000.00.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Premier Money Market Account Balance APY Up to $999 0.05% $1,000 – $50,000Your amount 0.30% $50,000 – $100,000 0.55% $100,000 – $250,000 0.70% $250,000 and up 0.80% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Membership eligibility required. Variable rate, compounded and paid monthly.
Offer: Minimum balance of $50.01 required to earn interest. $5 minimum deposit to open. No monthly service or maintenance fees.
0.25% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Oct 16, 2026
Rate checked
More details - Oswego Teachers Employees Federal Credit UnionMiscellaneous and TravelSavings · $0 min
Credit union · 1 branch
0.25%APY$25 a year on $10,0000.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Day-of-deposit, day-of-withdrawal savings account. Minimum share balance to be a member of the Credit Union is $5.00.
0.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A $5.00 minimum deposit is required to establish and maintain your membership. Must maintain a minimum balance of $25.00 each day to obtain the disclosed APY. No monthly service fees.
Offer: Must maintain a minimum balance of $25.00 in your account each day to obtain the disclosed annual percentage yield for that day. Prime share savings minimum balance is $5.00. No monthly service fees.
0.25% interest rate · No monthly fee · Effective Jun 7, 2018
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Other share accounts (vacation, taxes etc.) can be opened and closed at any time. Dividends earned on balances greater than $25.
Offer: Must maintain a minimum balance of $25.00 in your account each day to obtain the disclosed annual percentage yield for that day. Covers Vacation Clubs / other share accounts.
0.25% interest rate · Effective Jun 7, 2018
Rate checked
More details - Pathfinder BankPersonal Money Market Deposit AccountPersonal Money Market Deposit Account · $2,500 min · 0.20%–0.35% by balance
Bank · 12 branches
0.25%APY$25 a year on $10,000Requirements
Product: Must deposit $2,500 to open account and accrue interest. Monthly maintenance fee of $10 applies if minimum daily balance falls below $2,500 any day during the month.
Offer: $10 monthly maintenance fee waived if minimum daily balance remains at or above $2,500 every day during the month.
0.20% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Personal Money Market Deposit Account Balance APY $2,500 – $9,999 0.20% $10,000 – $49,999Your amount 0.25% $50,000 – $74,999 0.30% $75,000 and up 0.35% Rate checked
More details - Solvay BankMoney Market AccountMoney Market Account · $15 min · 0.15%–0.75% by balance
Bank · 10 branches
0.25%APY$25 a year on $10,000Requirements
Product: Avoid the $5 monthly service fee by maintaining a $2,500 minimum average daily balance. 15¢ per transaction when minimum balance is not met.
Offer: Minimum daily balance to obtain APY is $0.01. Avoid the $5 monthly service fee by maintaining a $2,500 minimum average daily balance.
0.15% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 0.15% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.35% $50,000 – $100,000 0.45% $100,000 – $250,000 0.65% $250,000 and up 0.75% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Must live, work, worship, volunteer, or go to school in Oswego County (or be an eligible family/household member). Minimum balance to open is $5.00. Dividends compounded and credited quarterly; minimum average daily balance of $100 required to earn dividends.
Offer: Minimum balance of $5 required. Dividends earned on average daily balances of $100 to $4,999.
0.25% interest rate
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: Minimum $100.00. Variable rate account; rate may change after account is opened. Fees could reduce earnings.
Effective Oct 6, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Primary membership savings account option. Membership eligibility required.
Offer: Requires $5 minimum balance and $100 average daily balance for dividend/interest rate.
0.20% interest rate · No monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Membership eligibility required.
Offer: Requires $5 minimum balance and $100 average daily balance for dividend/interest rate.
0.20% interest rate
Rate checked
More details - Together Credit UnionAccelerate It SavingsSavings · $100 min · 0.20%–5.00% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: Must be 19 years of age or older (or 22 years or older per rates disclosure) and have an open checking account located under the same membership number; converts to Regular Savings if checking account is closed. One account per SSN or TIN. Membership eligibility required.
Offer: Requires open checking account under the same membership number. $100 average daily balance required for dividend/interest rate.
Qualified rate · 4.89% interest rate · Effective Jun 1, 2025
Rate by balance
Rate by balance for Accelerate It Savings Balance APY $100 – $5,001 5.00% $5,001 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Add-on account for special goals requiring an existing primary membership savings account. Membership eligibility required.
Offer: Requires $100 average daily balance for dividend/interest rate. $0 minimum balance requirement.
0.20% interest rate · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Syracuse, NY metro
93 accounts at 35 banks and credit unions · checked Oct 6–22
- Typical
- 0.15%
- Top 10% from
- 1.15%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.25%
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Syracuse, NY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- G.P.O. Federal Credit UnionCredit union · 1 branch
- AmeriCU Credit UnionCredit union · 9 branches
- Auburn Community Federal Credit UnionCredit union · 1 branch