Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Syracuse, NY metro
- 3.15%APY$315 a year on $10,000
Requirements
Product: Must be opened online.
Offer: Maintenance fee waived with e-statement delivery. Preferred Rate.
$4 monthly fee · Effective Oct 7, 2026
Rate checked
More details - Ukrainian Federal Credit UnionMoney MarketMoney Market · $500 min · 0.10%–3.30% by balance
Credit union · 1 branch
2.02%APY$202 a year on $10,000Requirements
Product: No monthly maintenance fee. Minimum balance and minimum balance to earn dividends is $500. Limit of 3 withdrawals per month before a fee is imposed, with a minimum of $100 per withdrawal.
Offer: Minimum daily balance and balance to earn dividends is $500. Up to 3 withdrawals per month before a fee is imposed; minimum $100 per withdrawal.
0.10% interest rate · No monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Balance APY $500 – $2,500 0.10% $2,500 – $25,000Your amount 2.02% $25,000 – $100,000 2.53% $100,000 – $250,000 3.04% $250,000 – $1,000,000 3.30% Rate checked
More details - Oswego Teachers Employees Federal Credit UnionHigh Yield SavingsSavings · $2,500 min · 0.25%–3.14% by balance
Credit union · 1 branch
1.41%APY$141 a year on $10,000Requirements
Product: Day-of-deposit, day-of-withdrawal account. Minimum deposit is $2,500.00.
0.25% interest rate
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $2,500 0.25% $2,500 – $10,000 1.31% $10,000 – $25,000Your amount 1.41% $25,000 – $50,000 1.61% $50,000 – $100,000 2.63% $100,000 – $200,000 2.73% $200,000 – $1,000,000 3.04% Over $1,000,000 3.14% Rate checked
More details - G.P.O. Federal Credit UnionMoney Market ShareMoney Market Share · $50 min · 0.05%–1.60% by balance
Credit union · 1 branch
1.30%APY$130 a year on $10,000Requirements
Product: Membership eligibility required. Variable rate, compounded and posted monthly. Dividends calculated using daily balance method. Account balances below $2,000 minimum earn 0.20% less than posted regular share rate.
Offer: Variable rate. Minimum balance to earn stated APY is $50.01.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Share Balance APY Up to $2,000 0.05% $2,000 – $20,000Your amount 1.30% $20,000 – $50,000 1.40% $50,000 and up 1.60% Rate checked
More details - G.P.O. Federal Credit UnionMoney Market ShareMoney Market Share · $2,000 min · 1.30%–1.60% by balance
Credit union · 1 branch
1.30%APY$130 a year on $10,000Requirements
Product: Membership eligibility required. Variable rate, compounded and posted monthly. Dividends calculated using daily balance method. Account balances below $2,000 minimum earn 0.20% less than posted regular share rate.
Offer: Variable rate.
1.29% interest rate · No monthly fee · Effective Aug 3, 2026
Rate by balance
Rate by balance for Money Market Share Balance APY $2,000 – $20,000Your amount 1.30% $20,000 – $50,000 1.40% $50,000 and up 1.60% Rate checked
More details - AmeriCU Credit UnionHigh Rate Money MarketHigh Rate Money Market · $0 min · 0.25%–3.00% by balance
Credit union · 9 branches
1.25%APY$125 a year on $10,000with conditionsRequirements
Product: Membership eligibility required. Insured by NCUA. Rates may change after the account is opened. Fees may reduce earnings. Minimum balance requirements apply to each tier.
Offer: Premium APY earned by enrolling in e-statements and having a recurring ACH direct deposit of at least $250 per month during the monthly qualification cycle.
Qualified rate · 0.25% interest rate · Effective Apr 1, 2026
Rate by balance
Rate by balance for High Rate Money Market Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 1.25% $25,000 – $50,000 1.50% $50,000 – $100,000 2.00% $100,000 – $250,000 2.50% $250,000 – $1,000,000 2.75% $1,000,000 and up 3.00% Rate checked
More details - Together Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.16%–1.66% by balance
Credit union · 1 branch
1.21%APY$121 a year on $10,000Requirements
Product: Interest compounds daily on balances of $1,000 or more and pays monthly. No monthly fee.
Offer: Interest is calculated using daily balance method, compounded daily, credited monthly. Rate applies to minimum $1,000 to $9,999.
1.15% interest rate · Compounded daily · No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $9,999 1.16% $10,000 – $24,999Your amount 1.21% $25,000 – $49,999 1.36% $50,000 – $99,999 1.51% $100,000 – $249,999 1.56% $250,000 and up 1.66% Rate checked
More details - The Summit Federal Credit UnionMoney MarketMoney Market · $1,500 min · 1.10%–1.60% by balance
Credit union · 2 branches
1.20%APY$120 a year on $10,000Requirements
Product: Must be a member of The Summit Federal Credit Union ($5.00 par value share in Primary Savings required for membership). Average daily balance of at least $1,500 required to earn dividends. A monthly Account Maintenance Fee of $5.95 applies to the member's account unless exempt (e.g., monthly Combined Balance is $2,500 or greater, age 22 and younger, age 65 and older, accounts open less than 3 months, 10 or more monthly debit card POS transactions posted during the month, non-profit organizations, or checking with at least one direct deposit received per quarter).
Offer: Tiered rate applied to full balance based on average daily balance.
1.09% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,500 – $10,000 1.10% $10,000 – $25,000Your amount 1.20% $25,000 – $50,000 1.30% $50,000 and up 1.60% Rate checked
More details - Oswego County Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.00%–2.53% by balance
Credit union · 5 branches
1.16%APY$116 a year on $10,0001.00% interest rate · Effective May 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 1.00% $10,000 – $25,000Your amount 1.16% $25,000 – $50,000 1.26% $50,000 – $100,000 1.36% $100,000 – $250,000 2.27% $250,000 and up 2.53% Rate checked
More details - Access Federal Credit UnionMoney Market SavingsMoney Market Savings · $5,000 min · 0.25%–1.60% by balance
Credit union · 1 branch
1.15%APY$115 a year on $10,000Requirements
Product: Must maintain a minimum balance of $5,000 in your account each day to obtain the disclosed annual percentage yield for that day.
Offer: Must maintain a minimum balance of $5,000 in your account each day to obtain the disclosed annual percentage yield for that day.
0.25% interest rate · Effective Oct 8, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $5,000 – $10,000 0.25% $10,000 – $25,000Your amount 1.15% $25,000 – $50,000 1.60% $50,000 – $100,000 1.60% $100,000 and up 1.60% Rate checked
More details - Empower Federal Credit UnionPremium Money MarketPremium Money Market · $2,500 min · 1.05%–2.35% by balance
Credit union · 14 branches
1.15%APY$115 a year on $10,0001.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Premium Money Market Balance APY $2,500 – $10,000 1.05% $10,000 – $250,000Your amount 1.15% $250,000 and up 2.35% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Must be 18 years of age or older and an Oswego County Federal Credit Union member with accounts in good standing. Business and Trust accounts are not eligible.
Offer: Dividend earned if held for full 12-month term. Each $25 deposit (up to $250 per month) earns an entry into monthly (up to $100) and quarterly (up to $5,000) cash prize drawings (up to 10 entries per month).
Rate checked
More details - Visions Federal Credit UnionFlex Money MarketFlex Money Market · $5,000 min · 1.00%–2.00% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,0001.00% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Flex Money Market Balance APY Up to $100,000Your amount 1.00% $100,000 – $250,000 1.25% $250,000 – $500,000 1.50% $500,000 – $1,000,000 1.75% $1,000,000 and up 2.00% Rate checked
More details - Broadview Federal Credit UnionMoney MarketMoney Market · $1 min · 0.10%–3.05% by balance
Credit union · 4 branches
1.00%APY$100 a year on $10,000Requirements
Product: Broadview membership is required. A $1 initial deposit is required to open an account. Rates are variable and may change after account is opened. Fees and other conditions may reduce earnings.
Offer: Rate is variable and may change after account is opened.
0.10% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.10% $2,500 – $10,000 0.75% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.50% $50,000 – $100,000 1.90% $100,000 – $250,000 2.25% $250,000 – $500,000 2.50% $500,000 – $1,000,000 2.75% $1,000,000 and up 3.05% Rate checked
More details - Broadview Federal Credit UnionHigh Yield SavingsSavings · $0 min · 0.10%–3.05% by balance
Credit union · 4 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Features tiered rate structure: the more you save, the more you earn. Broadview membership required. Rate may be variable and subject to change.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $2,500 0.10% $2,500 – $10,000 0.75% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.50% $50,000 – $100,000 1.90% $100,000 – $250,000 2.25% $250,000 – $500,000 2.50% $500,000 – $1,000,000 2.75% $1,000,000 and up 3.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Syracuse, NY metro
93 accounts at 35 banks and credit unions · checked Oct 6–22
- Typical
- 0.15%
- Top 10% from
- 1.15%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.25%
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Syracuse, NY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- G.P.O. Federal Credit UnionCredit union · 1 branch
- AmeriCU Credit UnionCredit union · 9 branches
- Auburn Community Federal Credit UnionCredit union · 1 branch