Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Sturgis, MI metro
- 4.00%APY$400 a year on $10,000intro rate
Requirements
Product: Personal accounts only. $5 monthly maintenance charge waived with at least a $300 average daily collected balance, or by maintaining a Flagstar personal checking relationship, or if the primary account owner is 24 years of age or younger.
Offer: Standard non-promotional rate applies to balances under $10,000 ($0.01 or greater). $5 monthly maintenance fee waived if average daily collected balance is at least $300, or with an owner relationship on a Flagstar personal checking account with a balance of at least $0.01, or if primary account owner is 24 or younger.
Promotional rate · $5 monthly fee · Effective Oct 17, 2026
Rate by balance
Rate by balance for Flagstar Ready Savings Balance APY Up to $10,000 0.05% $10,000 and upYour amountMust be a new personal savings client and deposit new money. $1 minimum opening deposit. Reverts to standard non-promotional rate after 180 days. Early account closure fee may apply if closed within 180 days. 4.00% Rate checked
More details - 3.75%APY$375 a year on $10,000
Requirements
Product: No fee with balances over $1,000.
Offer: Earn up to 3.75% APY. No fee with balances over $1,000.
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 1 branch
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 1 branch
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Product: Every $25 deposited gives a chance to win cash prizes.
Effective Oct 15, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must have a linked Thrive Rewards Checking or Thrive Cash Back Checking account. Limit of 1 account per primary Social Security Number.
Offer: Applies to daily balances up to and including $100,000 when qualifications in the linked Thrive Rewards Checking or Thrive Cash Back Checking account are met during the Monthly Qualification Cycle (at least 15 debit card transactions of at least $3.00 each, at least 1 direct deposit or ACH transaction, and enrollment in e-statements).
Qualified rate · No monthly fee · Effective Jul 17, 2024
Rate by balance
Rate by balance for Thrive Savings Balance APY Up to $100,000Your amount 2.00% $100,000 and up 0.50%* Rate checked
More details - 1.75%APY$175 a year on $10,000with conditions
Requirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking account.
Qualified rate · Effective Oct 15, 2026
Rate checked
More details - Arbor Financial Credit UnionPremier SavingsSavings · $0 min · 1.20%–2.45% by balance
Credit union · 1 branch
1.20%APY$120 a year on $10,000Requirements
Product: One Premier Savings account per member. No minimum balance required to open.
Offer: One Premier Savings account per member.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Premier Savings Balance APY Up to $15,000Your amount 1.20% $15,000 – $50,000 1.20% $50,000 – $100,000 1.85% $100,000 – $175,000 2.35% $175,000 and up 2.45% Rate checked
More details - 0.70%APY$70 a year on $10,000
Requirements
Product: Interest accrues daily, paid monthly. Minimum $1,000 account balance to earn dividend/interest.
Offer: Minimum balance must be met to earn dividend.
Rate by balance
Rate by balance for Money Market Plus Balance APY $1,000 – $10,000Your amount 0.70% $10,000 – $25,000 0.75% $25,000 – $50,000 0.85% $50,000 – $100,000 1.50% $100,000 – $200,000 2.15% $200,000 – $250,000 2.25% Over $250,000 2.50% Rate checked
More details - OMNI Community Credit UnionMoney MarketMoney Market · $2,500 min · 0.25%–0.60% by balance
Credit union · 5 branches
0.25%APY$25 a year on $10,000Requirements
Product: Interest is compounded monthly and features tiered rates. $2,500 minimum balance to earn interest. $0 minimum opening deposit.
Compounded monthly · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $25,000Your amount 0.25% $25,000 – $50,000 0.30% $50,000 – $100,000 0.35% $100,000 – $200,000 0.50% $200,000 and up 0.60% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Personal accounts only. Initial minimum opening deposit to earn higher rate is $25,000. Account must be funded within 90 days of approval date. Early closure fee may apply if closed within 180 days. $15 monthly service charge waived with at least a $10,000 average daily collected balance or with a Flagstar personal checking relationship.
Offer: Tier 1 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or if owner of a Flagstar personal checking account with balance of at least $0.01.
$15 monthly fee
Rate by balance
Rate by balance for Flagstar Performance Savings Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier 2 balance rate. 0.10% $25,000 – $50,000Tier 3 balance rate. 3.20% $50,000 – $100,000Tier 4 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $100,000 – $500,000Tier 5 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $500,000 and upTier 6 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: May be opened for budgeting purposes or special purchases.
Effective Oct 15, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: KCCU membership requires a regular savings account with a minimum deposit of $5.00, equal to one share in the credit union.
Effective Oct 15, 2026
Rate checked
More details - OMNI Community Credit UnionSmart SavingsSavings · $1,000 min · 0.05%–0.15% by balance
Credit union · 5 branches
0.10%APY$10 a year on $10,000Requirements
Product: Tiered rates compounded daily and paid monthly. $0 minimum opening deposit. $1,000 minimum balance to earn interest. Unlimited withdrawals.
Offer: Interest compounded daily and paid monthly.
Compounded daily · Effective Oct 5, 2026
Rate by balance
Rate by balance for Smart Savings Balance APY $1,000 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.13% $50,000 and up 0.15% Rate checked
More details - OMNI Community Credit UnionRegular SavingsSavings · $100 min · 0.03%–0.10% by balance
Credit union · 5 branches
0.10%APY$10 a year on $10,000Requirements
Product: Tiered rates compounded daily and paid monthly. $5 minimum opening deposit. $100 minimum balance to earn interest. Unlimited withdrawals.
Offer: Interest compounded daily and paid monthly.
Compounded daily · Effective Oct 5, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY $100 – $5,000 0.03% $5,000 – $10,000 0.08% $10,000 and upYour amount 0.10% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Sturgis, MI metro
26 accounts at 8 banks and credit unions · checked Oct 16–17
- Typical
- 0.10%
- Top 10% from
- 3.20%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.10%
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Sturgis, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- KCCUCredit union · 1 branch
- Flagstar BankBank · 2 branches
- Arbor Financial Credit UnionCredit union · 1 branch