Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–26 results in Sterling, IL metro
- Cornerstone Credit UnionInsured High Yield Money MarketInsured High Yield Money Market · $5,000 min · 0.20%–2.75% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Minimum balance requirements apply to average daily balance to earn stated dividends. Dividends are compounded daily and paid monthly. Fees could reduce earnings on your account. Three free withdrawals per month.
Offer: Minimum balance requirements apply to average daily balance to earn stated dividends. Dividends are compounded daily and paid monthly. Three free withdrawals per month.
Compounded daily · Effective Oct 1, 2026
Rate by balance
Rate by balance for Insured High Yield Money Market Balance APY $5,000 and upYour amount 0.20% $50,000 and up 0.70% $100,000 and up 1.90% $250,000 and up 2.50% $500,000 and up 2.75% Rate checked
More details - Advantage One Credit UnionMoney Market AccountMoney Market Account · $2,500 min
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: No fee for being below the minimum balance. No monthly service fee. Minimum average daily balance of $2,500 to earn dividends. Up to three withdrawals allowed monthly without charge (minimum withdrawal of $250.00). Dividends compounded daily, paid monthly to the account. Federally insured up to $250,000 by the NCUA.
Offer: Minimum average daily balance of $2,500 to earn dividends. Paid monthly.
0.15% interest rate · Compounded daily · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Multiple savings accounts can be set up within the same membership. Dividends are compounded daily and paid quarterly. Minimum balance requirements apply to average daily balance to earn stated dividends.
Offer: Minimum balance requirements apply to average daily balance to earn stated dividends. Dividends are compounded daily and paid quarterly.
Compounded daily · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Regular savings accounts require an initial deposit of $25 and represent ownership/share in Cornerstone Credit Union. Dividends are compounded daily and paid quarterly. Minimum balance requirements apply to average daily balance to earn stated dividends.
Offer: Minimum balance requirements apply to average daily balance to earn stated dividends. Dividends are compounded daily and paid quarterly.
Compounded daily · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Low minimum balance of $25.00.
Offer: Dividends paid monthly.
0.10% interest rate
Rate checked
More details - Midland States BankMoney Market Account (MMA)Money Market Account (MMA) · $2,500 min · 0.07%–0.16% by balance
Bank · 2 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: $15 monthly service charge is waived with a daily balance of $2,500. Minimum daily balance to earn interest is $0.01.
Offer: Standard APY. Monthly fee of $15 is waived with a $2,500 daily balance.
Qualified rate · $15 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Account (MMA) Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $250,000 0.10% $250,000 – $1,000,000 0.13% $1,000,000 and up 0.16% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Requires enrollment in eStatements. Limit one account per SSN/ITIN.
Offer: Base rate applied to all balances if linked Kasasa checking qualifications are not met during the cycle.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 14, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest rate is variable and may change after account opening. Fees may reduce earnings. Minimum balance requirement and opening deposit waived for minors (17 and under) and seniors 65 years of age or older.
Offer: $3 monthly service fee applies if balance falls below $50; balance requirements and minimum opening deposit are waived for minors (17 and under) and seniors 65 years of age or older. Interest rate is variable and may change after opening. Fees may reduce earnings.
0.05% interest rate · $3 monthly fee · Effective Oct 1, 2026
Rate checked
More details - U.S. BankU.S. Bank Elite Money MarketU.S. Bank Elite Money Market · $0 min · 0.01%–3.40% by balance
Bank · 1 branch
0.01%APY$1 a year on $10,0000.01% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for U.S. Bank Elite Money Market Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amount 0.01% $25,000 – $50,000 3.40% $50,000 – $100,000 3.40% $100,000 – $500,000 3.40% $500,000 – $10,000,000,000 3.40% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Sterling, IL metro
26 accounts at 8 banks and credit unions · checked Oct 16
- Typical
- 0.30%
- Top 10% from
- 1.69%
- Banks, typical
- 0.35%
- Credit unions, typical
- 0.18%
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Sterling, IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Select Employees Credit UnionCredit union · 1 branch
- Advantage One Credit UnionCredit union · 1 branch