Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–4 of 4 in Sterling, IL metro · median 5.14% APR
- 4.49%APRas low as · up to 8.74%
4.49% APR, up to 8.74%
Auto loan score 89 · Carrot Score 88
Rate checked · Auto loans rates on its site
Rates and branches - 4.80%APRas low as
Terms
As Low As
Auto loan score 86 · Carrot Score 88
Rate checked · Auto loans rates on its site
Rates and branches - 5.49%APRas low as
Terms
Applies to NEW: 2025 - 2026 vehicles. Payment per $1,000 borrowed is $19.10. Interest rate will vary depending on credit score, term, and year of auto. Subject to credit and underwriting approval.
Auto loan score 67 · Carrot Score 66
Rate checked · Auto loans rates on its site
Rates and branches - Cornerstone Credit UnionNew/Used Cars, Trucks & Vans (2023-2024) · up to 60 months
Credit union · 1 branch
5.74%APRas low asTerms
Rate available to highly qualified members. Payment of $192.12 based on $10,000 financed.
Auto loan score 65 · Carrot Score 75
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Sterling, IL metro
4 banks and credit unions · checked Oct 16
- Typical
- 5.14%
- Top 10% up to
- 4.58%
- Banks, typical
- 5.49%
- Credit unions, typical
- 4.80%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Sterling, IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Select Employees Credit UnionCredit union · 1 branch
- Advantage One Credit UnionCredit union · 1 branch