Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Scottsbluff, NE metro · Few institutions in Scottsbluff, NE metro: choose a wider area in the filters
- 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Pinnacle BankPinnMarket Personal AccountPinnMarket Personal Account · $1,000 min · 0.35%–2.27% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Rates apply to accounts opened online only; branch rates may vary. $10 monthly maintenance fee is waived if minimum daily balance remains at or above $1,000. Up to 6 pre-authorized transfers/withdrawals permitted per month/statement cycle; $3 service charge per withdrawal in excess of 6.
Offer: Online only. Monthly fee waived with $1,000 minimum daily balance.
0.35% interest rate · $10 monthly fee
Rate by balance
Rate by balance for PinnMarket Personal Account Balance APY $1,000 – $10,000 0.35% $10,000 – $50,000Your amount 0.75% $50,000 – $250,000 1.00% $250,000 – $1,000,000 1.36% $1,000,000 and up 2.27% Rate checked
More details - Pinnacle BankPinnMarket Personal AccountSavings · $1,000 min · 0.35%–2.27% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Minimum $1,000 daily balance to avoid $10 monthly service charge. Up to six withdrawals per month fee-free.
Offer: Rate for $1,000-$9,999.99 balance.
0.35% interest rate · $10 monthly fee
Rate by balance
Rate by balance for PinnMarket Personal Account Balance APY $1,000 – $10,000 0.35% $10,000 – $50,000Your amount 0.75% $50,000 – $250,000 1.00% $250,000 – $1,000,000 1.36% $1,000,000 and up 2.27% Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Rate is available only for accounts opened online and may vary. Accrues daily and pays quarterly. $1.00 monthly service charge if balance falls below $100 any day of the calendar month. Includes up to 6 withdrawals per month/statement cycle at no charge, with a $1.00 charge per withdrawal in excess of 6. Pre-authorized transfers limited to 6 per month or statement cycle.
Offer: Rate available only for accounts opened online. Monthly fee of $1.00 waived if balance remains above $100. Up to 6 free withdrawals per month, $1.00 per withdrawal thereafter.
$1 monthly fee
Rate checked
More details - Meridian Trust Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.05%–2.00% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Tiered Rate account: dividend rate applicable to a tier applies to the full balance in the account. Membership required.
0.05% interest rate · Effective Jul 11, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,499 0.05% $2,500 – $9,999 0.25% $10,000 – $24,999Your amount 0.30% $25,000 – $49,999 0.35% $50,000 – $99,999 0.40% $100,000 – $149,999 1.00% $150,000 and up 2.00% Rate checked
More details - 0.18%APY$18 a year on $10,000
Requirements
Offer: Requires a minimum average daily balance of $50.00 in the account for the dividend period to earn dividends. Dividends compounded and credited quarterly.
0.18% interest rate
Rate checked
More details - Meridian Trust Federal Credit UnionMomentum Money MarketMomentum Money Market · $0 min · 0.10%–6.00% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Limit one Momentum Money Market Account per primary Social Security Number. Credit Union membership required. APY applies only to the portion of the account balance within each tier resulting in a Blended APY.
Offer: Rate applies to first $2,000 of balance. Split-rate / tier-portion APY.
Rate by balance
Rate by balance for Momentum Money Market Balance APY Up to $2,000 6.00% $2,000 – $5,000 2.50% $5,000 – $10,000 0.50% $10,000 and upYour amount 0.10% Rate checked
More details - 0.08%APY$8 a year on $10,000with conditions
Requirements
Product: Requires a Premier Checking relationship. $1,000 minimum deposit to open account. No minimum daily balance or monthly fee. Transfer funds, withdraw money or write checks up to 6 times per monthly cycle for free. Rates determined by primary account holder's county of residence in Deposit Footprint (applied to Douglas County, NE 68102).
Qualified rate · 0.08% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $5,000 0.08% $5,000 – $25,000Your amount 0.08% $25,000 – $100,000 0.10% $100,000 – $500,000 0.10% $500,000 – $1,000,000 0.12% $1,000,000 – $2,500,000 0.12% $2,500,000 and up 0.12% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Credit union membership required. Fees could reduce earnings on the account.
Offer: Minimum balance to earn APY is $100.
0.05% interest rate · Effective May 1, 2026
Rate checked
More details - 0.04%APY$4 a year on $10,000with conditions
Requirements
Product: Requires a Free Checking, Access Debit Account, or Premier Checking Relationship. $1,000 minimum deposit to open account. No minimum daily balance or monthly fee. Transfer funds, withdraw money or write checks up to 6 times per monthly cycle for free. Rates determined by primary account holder's county of residence in Deposit Footprint (applied to Douglas County, NE 68102).
Qualified rate · 0.04% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.04% $5,000 – $25,000Your amount 0.04% $25,000 – $100,000 0.06% $100,000 – $500,000 0.06% $500,000 – $1,000,000 0.08% $1,000,000 – $2,500,000 0.08% $2,500,000 and up 0.08% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: No checking relationship required. $1,000 minimum deposit to open account. No minimum daily balance or monthly fee. Transfer funds, withdraw money or write checks up to 6 times per monthly cycle for free. Rates determined by primary account holder's county of residence in Deposit Footprint (applied to Douglas County, NE 68102).
0.02% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - U.S. BankU.S. Bank Elite Money MarketU.S. Bank Elite Money Market · $0 min · 0.01%–3.40% by balance
Bank · 1 branch
0.01%APY$1 a year on $10,0000.01% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for U.S. Bank Elite Money Market Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amount 0.01% $25,000 – $50,000 3.40% $50,000 – $100,000 3.40% $100,000 – $500,000 3.40% $500,000 – $10,000,000,000 3.40% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Scottsbluff, NE metro
15 accounts at 5 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 1.50%
- Banks, typical
- 0.08%
- Credit unions, typical
- 0.14%
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Nebraska
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Cornhusker BankBank · 9 branches
- PenFed Credit UnionCredit union · 3 branches
- Metro Credit UnionCredit union · 5 branches