Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 106–120 results in San Francisco, CA metro
- 0.20%APY$20 a year on $10,000
Requirements
Product: Dividend rates are variable and subject to change after the account is opened. There is no minimum balance requirement to obtain the disclosed annual percentage yield (APY).
0.20% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Dividend rates are variable and subject to change after the account is opened. There is no minimum balance requirement to obtain the disclosed APY.
0.20% interest rate · Effective Oct 16, 2026
Rate checked
More details - SeaWest Coast Guard Federal Credit UnionRegular SavingsSavings · $0 min · 0.15%–0.35% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: No monthly fees or charges. Federally insured up to $250,000.
Offer: Average daily balance $0.01 – $99.99.
0.15% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $100 0.15% $100 – $2,500 0.15% $2,500 – $10,000 0.15% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.25% $50,000 – $100,000 0.30% $100,000 and up 0.35% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $25.00 minimum balance to open, maintain account and earn dividends. $25 is member share and not available for transactions. Linked to Checking for free overdraft protection. No monthly fees.
0.20% interest rate · No monthly fee · Effective Sep 1, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000with conditions
Requirements
Product: $100.00 opening deposit required with new-to-Tech CU money (deposited from an external source within 21 days of account opening). $0.01 minimum balance to maintain account and earn dividends. No monthly maintenance fee. Must open and accompany a Tech CU Checking Account on membership for qualified tier rates; if qualifying transactions are not posted during the calendar month, unqualified rates apply. Blended tiered APY. Overdraft protection not available. Limited to one per membership. Not available on Business, IRA, or HSA.
Offer: Unqualified accounts: if all qualifying transactions are not posted during the calendar month, entire balance earns this rate.
Qualified rate · 0.20% interest rate · No monthly fee · Effective Sep 1, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Interest compounded daily, paid quarterly. $15 monthly maintenance charge waived with $5,000 daily balance requirement. If account is closed before interest is credited, accrued interest is forfeited. Maximum 6 preauthorized withdrawals/transfers per month ($10 per excess item).
Offer: Interest compounded daily, paid quarterly. $15 monthly fee waived with $5,000 daily balance.
0.20% interest rate · Compounded daily · $15 monthly fee
Rate checked
More details - Sheet Metal Workers Local 104 Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.14%–0.30% by balance
Credit union · 1 branch
0.19%APY$19 a year on $10,000Requirements
Product: Dividends are paid monthly based on the aggregate balance in the account. Up to six withdrawals monthly without penalty. A minimum balance of $2,500 is required to earn dividends.
Offer: Dividends paid monthly based on aggregate balance.
0.14% interest rate · Effective 2026-10
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 0.14% $10,000 – $25,000Your amount 0.19% $25,000 – $50,000 0.25% $50,000 and up 0.30% Rate checked
More details - State Bank of India (California)Money Market Deposit Account (MMDA)Money Market Deposit Account (MMDA) · $500 min · 0.15%–0.35% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Required Minimum Balance to Open: $500. Monthly maintenance fee of $10 is waived if you maintain the minimum balance requirement of $100.
Offer: MMDA Balance Tier 1. Monthly maintenance fee waived with $100 minimum balance.
0.15% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Deposit Account (MMDA) Balance APY $500 – $50,000Your amount 0.15% $50,000 – $100,000MMDA Balance Tier 2. 0.25% $100,000 – $250,000MMDA Balance Tier 3. 0.30% $250,000 and upMMDA Balance Tier 4. 0.35% Rate checked
More details - BAC Community BankSelect Money MarketSelect Money Market · $2,500 min · 0.15%–0.75% by balance
Bank · 4 branches
0.15%APY$15 a year on $10,000Requirements
Product: $15 monthly service charge waived when an average balance of $2,500 is maintained in the account. Limit of 6 withdrawals per monthly statement cycle ($12 each additional debit). Online account opening available for existing customers.
0.15% interest rate · $15 monthly fee · Effective Oct 1, 2025
Rate by balance
Rate by balance for Select Money Market Balance APY $2,500 – $100,000Your amount 0.15% $100,000 – $250,000 0.20% $250,000 – $500,000 0.30% $500,000 – $1,000,000 0.40% $1,000,000 and up 0.75% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Interest is compounded daily and credited on the last day of the statement cycle for Money Market accounts. Variable-rate account.
Offer: $1,000 minimum balance to earn interest and avoid $10 monthly service charge.
0.15% interest rate · Compounded daily · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $14,999Your amount 0.15% $15,000 and up$1,000 minimum balance to avoid $10 monthly service charge. 0.20% Rate checked
More details - 0.13%APY$13 a year on $10,000with conditions
Requirements
Product: Monthly maintenance fee is $25, waived for the first two account cycles after opening or when meeting one of the following requirements during the monthly account cycle: average daily ledger account balance of $50,000 or more; combined average daily ledger balance of $50,000 or more in related deposit balances; or maintaining an account relationship with Exchange Bank Trust and Investments. Excessive withdrawal fee of $15 applies per withdrawal over six withdrawals or transfers per monthly cycle.
Offer: Premier Plus Rewards Program Platinum tier for balance of $24,999 or less.
Qualified rate · 0.13% interest rate · $25 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Signature Plus Savings Balance APY Up to $24,999Your amount 0.13% $25,000 – $99,999 0.13% $100,000 – $249,999 0.18% $250,000 – $499,999 0.20% $500,000 – $999,999 0.19% $1,000,000 and up 0.23% Rate checked
More details - 0.13%APY$13 a year on $10,000with conditions
Requirements
Product: $100 opening min ($0 for CUTMA). No monthly fee. Premier Plus Rewards adds 0.01% Silver, 0.02% Gold, 0.03% Platinum to base rate if combined deposits >= $25k and Premier Plus Checking held.
Offer: Premier Plus Platinum tier (requires combined deposits >= $25k).
Qualified rate · 0.13% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.12%APY$12 a year on $10,000with conditions
Requirements
Product: $100 opening min ($0 for CUTMA). No monthly fee. Premier Plus Rewards adds 0.01% Silver, 0.02% Gold, 0.03% Platinum to base rate if combined deposits >= $25k and Premier Plus Checking held.
Offer: Premier Plus Gold tier (requires combined deposits >= $25k).
Qualified rate · 0.12% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.12%APY$12 a year on $10,000with conditions
Requirements
Product: Monthly maintenance fee is $25, waived for the first two account cycles after opening or when meeting one of the following requirements during the monthly account cycle: average daily ledger account balance of $50,000 or more; combined average daily ledger balance of $50,000 or more in related deposit balances; or maintaining an account relationship with Exchange Bank Trust and Investments. Excessive withdrawal fee of $15 applies per withdrawal over six withdrawals or transfers per monthly cycle.
Offer: Premier Plus Rewards Program Gold tier for balance of $24,999 or less.
Qualified rate · 0.12% interest rate · $25 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Signature Plus Savings Balance APY Up to $24,999Your amount 0.12% $25,000 – $99,999 0.12% $100,000 – $249,999 0.17% $250,000 – $499,999 0.19% $500,000 – $999,999 0.18% $1,000,000 and up 0.22% Rate checked
More details - 0.12%APY$12 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citigold Private Client relationship tier (requires $800,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citigold Private Client tier.
Qualified rate · 0.12% interest rate · $4.50 monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in San Francisco, CA metro
225 accounts at 80 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 2.77%
- Banks, typical
- 0.12%
- Credit unions, typical
- 0.25%
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San Francisco, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 1st Nor Cal® Credit UnionCredit union · 5 branches
- American Airlines Federal Credit UnionCredit union · 1 branch
- CommunityAmerica Credit UnionCredit union · 4 branches