Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Ruston, LA metro
- Centric Federal Credit UnionSave Better SavingsSavings · $25 min · 0.50%–4.01% by balance
Credit union · 3 branches
4.01%APY$401 a year on $10,000with conditionsRequirements
Product: To earn rewards rates, 12 debit card transactions must post and settle, 1 ACH credit must occur, and member must enroll in e-statements during each Monthly Qualification Cycle on linked Spend Better or Earn Better account. If qualifications are not met, all balances earn base rate of 0.05% APY. Balances over $50,000 earn 0.50% dividend rate on portion over $50,000, resulting in 4.01% to 0.50% APY. Limit one account per SSN. Domestic ATM fees reimbursed up to $25 per cycle.
Offer: Qualifying rate for balances up to $50,000 when monthly qualifications (12 debit card transactions, 1 ACH credit, e-statements) are met on linked Spend Better or Earn Better checking account.
Qualified rate · 3.94% interest rate · No monthly fee · Effective Aug 25, 2025
Rate by balance
Rate by balance for Save Better Savings Balance APY Up to $50,000Your amount 4.01% $50,000 and up 0.50% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 1 branch
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 1 branch
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - 3.04%APY$304 a year on $10,000
Requirements
Offer: APYs are variable and may change at any time without notice. Fees may reduce earnings.
3.00% interest rate · Effective Dec 11, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $250,000Your amount 3.04% $250,000 – $500,000 3.25% $500,000 – $1,000,000 3.45% $1,000,000 and up 3.71% Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Opening deposit minimum of $100. Monthly service charge of $5 is waived if a daily balance greater than $500 is maintained each day of the service charge cycle.
Offer: Premium rate requires a qualified related b1BANK checking account with at least one customer-initiated debit or credit transaction posted within the last 3 business days of the prior interest cycle through 3 business days before the end of the current interest cycle. Monthly service charge of $5 is waived with a daily balance greater than $500.
Qualified rate · 2.96% interest rate · $5 monthly fee · Effective Apr 28, 2026
Rate checked
More details - CNext - Century Next BankPriority SavingsSavings · $50 min · 0.50%–3.00% by balance
Bank · 2 branches
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Limit one account per SSN. Available to Louisiana and Arkansas residents only. Linked to a Priority Checking account and cannot be opened without one.
Offer: If monthly qualifications are met on Priority Checking. Balances up to $30,000 receive 3.00% APY.
Qualified rate · No monthly fee · Effective Jul 21, 2023
Rate by balance
Rate by balance for Priority Savings Balance APY Up to $30,000Your amount 3.00% $30,000 and up 0.50%* Rate checked
More details - 2.78%APY$278 a year on $10,000with conditions
Requirements
Product: Tiered interest rates based on total banking relationship. $15 monthly service charge waived with a minimum daily balance of $10,000, or a combined relationship balance of $25,000 3 business days before the last service charge cycle date. Up to 8 free debits or transfers per statement cycle; each additional debit is $10.00.
Offer: Premium rate tier requires an active b1BANK checking account with at least one customer-initiated debit or credit transaction 3 business days before the end of the interest cycle period. $15 monthly fee waived with $10,000 daily balance or $25,000 combined relationship balance.
Qualified rate · 2.75% interest rate · $15 monthly fee · Effective Dec 12, 2025
Rate by balance
Rate by balance for MAX Money Market Balance APY Up to $25,000Your amount 2.78% $25,000 – $100,000 3.03% $100,000 – $250,000 3.07% $250,000 – $1,000,000 3.12% $1,000,000 – $5,000,000 3.18% $5,000,000 and up 3.18% Rate checked
More details - 2.50%APY$250 a year on $10,000
Requirements
Product: Allows up to six transactions during the month. An $8 service charge is assessed if the number of transactions is exceeded or if the minimum monthly balance of $2,500 is not maintained.
Offer: Monthly fee of $8 waived with a minimum monthly balance of $2,500 or greater and 6 or fewer transactions per month.
0.00% interest rate · $8 monthly fee · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Max Balance APY Up to $500 0.00% $500 – $2,499 1.00% $2,500 – $9,999 2.25% $10,000 – $50,000Your amount 2.50% $50,000 – $250,000 2.75% $250,000 and up 3.00% Rate checked
More details - 2.50%APY$250 a year on $10,000
0.00% interest rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Max Balance APY Up to $500 0.00% $500 – $2,499 1.00% $2,500 – $9,999 2.25% $10,000 – $50,000Your amount 2.50% $50,000 – $250,000 2.75% $250,000 and up 3.00% Rate checked
More details - 1.50%APY$150 a year on $10,000with conditions
Requirements
Product: Available only if a Rewards Checking or Cash Back Checking account is maintained.
Offer: Requirements met; requires maintaining a Rewards Checking or Cash Back Checking account.
Qualified rate · 1.50% interest rate · No monthly fee · Effective Oct 1, 2025
Rate by balance
Rate by balance for Rewards Savings Balance APY Up to $25,000Your amount 1.50% $25,001 and up 0.15% Rate checked
More details - Centric Federal Credit UnionMoney Market SavingsMoney Market Savings · $500 min · 0.00%–4.00% by balance
Credit union · 3 branches
1.00%APY$100 a year on $10,000Requirements
Offer: Minimum balance required to earn dividends.
0.00% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY $500 – $2,499 0.00% $2,500 – $49,999Your amount 1.00% $50,000 and up 4.00% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Offer: Minimum balance to earn interest is $10,000. Monthly service charge of $20 is waived with $5,000 minimum daily balance.
$20 monthly fee
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Offer: $5 monthly service charge waived with $300 minimum daily balance.
$5 monthly fee · Effective Jul 21, 2023
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Establishes membership with Carter Credit Union. Includes 2 free withdrawals per month ($10 charge for each additional withdrawal).
0.25% interest rate · No monthly fee · Effective May 1, 2023
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Quarterly service charge is refunded within 3 business days when linked to Essential Checking account or Advantage Checking account or if the daily balance is at least $250; otherwise a $5 quarterly service charge is applied.
Effective Sep 28, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Ruston, LA metro
36 accounts at 10 banks and credit unions · checked Oct 6–16
- Typical
- 0.15%
- Top 10% from
- 3.02%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.25%
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Ruston, LA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Centric Federal Credit UnionCredit union · 3 branches