Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 106–120 results in Providence, RI-MA metro
- 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must have a linked Kasasa Cash or Kasasa Cash Back checking account. Limit of one account per SSN. Membership restrictions apply.
Offer: When linked Kasasa Cash or Kasasa Cash Back checking qualifications are not met. Applied to entire balance.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership Requirement: The minimum required to open this account is the purchase of a share in the credit union.
Offer: Minimum balance required to open an account is $1, to earn the stated Annual Percentage Yield is $100.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $5.00 monthly service fee waived if $200 daily balance is maintained (or for designated 18/65 qualifying accounts).
Offer: Minimum balance to earn interest/APY is $100.00. Monthly fee waived with $200.00 daily balance or if designated as 18/65 Qualified Account.
0.05% interest rate · $5 monthly fee · Effective Sep 21, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Passbook only. Present passbook in-person at a branch to make withdrawals/transfers. $5.00 monthly service fee waived if $200 daily balance is maintained (or for designated 18/65 qualifying accounts).
Offer: Minimum balance to earn interest/APY is $100.00. Monthly fee waived with $200.00 daily balance or if designated as 18/65 Qualified Account.
0.05% interest rate · $5 monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Minimum balance to open is $1.00; minimum balance to obtain disclosed APY is $10.00.
0.05% interest rate · No monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must have passbook to make a withdrawal at the branch.
Offer: Must have passbook to make a withdrawal at the branch.
0.05% interest rate · No monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Traditional statement savings account required for credit union membership. Interest is compounded and paid quarterly. A minimum maintained balance of $5.00 is required to maintain membership and earn APY. Card access is not available.
Offer: Compounded and paid quarterly. Requires a $5.00 minimum maintained balance to maintain membership and earn the stated APY.
0.05% interest rate
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More details - 0.05%APY$5 a year on $10,000
Effective Feb 1, 2019
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More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends are calculated on the Average Daily Balance and monthly.
Offer: A balance of $100.00 or more will earn dividends.
Effective Feb 1, 2019
Rate checked
More details - Saint Michaels Federal Credit UnionRegular (Shares) SavingsSavings · $5 min
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Dividends credited quarterly. Variable rate accounts: dividend rate may change after account is opened. Fees may reduce earnings.
Offer: Dividends credited quarterly.
0.05% interest rate · Effective Aug 3, 2026
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More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
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More details - St. Anne's Credit UnionOnline New Member Savings SpecialSavings · $5 min · 0.03%–5.85% by balance
Credit union · 12 branches
0.03%APY$3 a year on $10,000Requirements
Product: Available online to new members only. Consumer accounts only. Variable rate subject to change after account opening.
Offer: APY of 5.85% paid on daily balance up to $1,000.00.
Effective Mar 15, 2023
Rate by balance
Rate by balance for Online New Member Savings Special Balance APY Up to $1,000 5.85% $1,000 and upYour amount 0.03%* Rate checked
More details - Citizens BankCitizens Private Client® Money MarketCitizens Private Client® Money Market · $0 min · 0.03%–3.50% by balance
Bank · 67 branches
0.03%APY$3 a year on $10,000Requirements
Product: Rates apply to new accounts and may not apply to existing accounts. Variable APY subject to change daily. Rates accurate for Rhode Island (ZIP 02903).
Offer: Preferred Rate; Preferred Rates require $25,000 not currently on deposit with Citizens.
Effective Sep 25, 2026
Rate by balance
Rate by balance for Citizens Private Client® Money Market Balance APY Up to $9,999 0.03% $10,000 – $24,999Your amount 0.03% $25,000 – $49,999 3.50% $50,000 – $99,999 3.50% $100,000 – $249,999 3.50% $250,000 – $499,999 3.50% $500,000 – $999,999 3.50% $1,000,000 – $2,999,999 3.50% $3,000,000 and up 3.50% Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Variable rate account; interest may change at bank discretion after opening. Monthly maintenance fee waived with a minimum daily balance of $200. Minimum daily balance of $20 required to earn interest. Includes ATM/debit card access and digital banking tools.
0.03% interest rate · Effective Sep 9, 2026
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More details - 0.03%APY$3 a year on $10,000
Requirements
Product: $25 minimum to maintain membership in the Credit Union. Dividends will be paid on balances over $50.
Offer: Dividends will be paid on balances over $50. $25 minimum to maintain membership in the Credit Union.
0.03% interest rate · No monthly fee · Effective Feb 14, 2025
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Providence, RI-MA metro
137 accounts at 46 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.10%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.13%
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Providence, RI-MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Shoreham BankBank · 3 branches
- Coastal1 Credit UnionCredit union · 19 branches
- Ocean State Credit UnionCredit union · 6 branches