Credit union · NCUA insured
Santo Christo FCU Savings Rates
Santo Christo FCU’s best savings rate is 0.05% APY on $10,000, with its Insured Savings Account. Rates checked October 15, 2026.
How Santo Christo FCU’s savings rates compare
Compared with banks and credit unions near Providence, RI-MA, where Santo Christo FCU has the most branches. $10,000, best rate first.
This credit union’s best
Santo Christo FCU
0.05%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $5
Insured Savings Account
Top rate
St. Anne's Credit Union
4.95%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $495
2nd-highest rate
Alltrust Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $400
Santo Christo FCU savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Santo Christo FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Insured Savings Account
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (1)
- santochristocu.com/rates/savings-rates · captured Sep 18, 2026
Share Account
0.05%APY
Dividends are calculated on the Average Daily Balance and monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upA balance of $100.00 or more will earn dividends.$100 and up | 0.05% | $5 | A balance of $100.00 or more will earn dividends. |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
Christmas Savings Club
0.05%APY
Helps save money during the year for Christmas gift giving, a winter vacation, or special purposes.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceEarns the same rate as a savings account.Any balance | 0.05% | $5 | Earns the same rate as a savings account. |
Sources (2)
All captured Sep 18, 2026
Who can join Santo Christo FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work, or attend school in and businesses located in Fall River MA, Somerset MA, Swansea MA, Westport MA, or Tiverton RI.
Membership information collected October 5, 2026.