Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Plattsburgh, NY metro
- Champlain National BankChamplain Money MarketChamplain Money Market · $1,000 min · 0.25%–1.26% by balance
Bank · 3 branches
0.35%APY$35 a year on $10,000Requirements
Product: The rate is variable and may change after the account is opened.
Offer: The rate is variable and may change after the account is opened.
Effective Jul 13, 2025
Rate by balance
Rate by balance for Champlain Money Market Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.35% $25,000 – $50,000 0.75% $50,000 – $75,000 1.00% $75,000 and up 1.26% Rate checked
More details - Dannemora Federal Credit UnionMoney Market AccountMoney Market Account · $5,000 min · 0.30%–0.80% by balance
Credit union · 5 branches
0.30%APY$30 a year on $10,000Requirements
Product: DFCU Savings required to become a member. Rates are variable and may change after the account is opened. Balances of less than $5,000 will not earn dividends.
Offer: Balances of less than $5,000 will not earn dividends. Rates are variable and may change after the account is opened.
Effective Sep 19, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY $5,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.40% $50,000 – $75,000 0.70% $75,000 and up 0.80% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Special savings account for dedicated goals (such as vacation, Christmas, taxes, tuition) with no monthly fees.
No monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Membership requires maintaining a minimum balance of $5.00 in a regular share (savings) account.
Offer: Minimum balance of $5 required to open, avoid service fees, and earn the stated APY.
Rate checked
More details - CVPH Employees FCUMoney Market Share AccountsMoney Market Share Accounts · $5,000 min · 0.15%–0.40% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Must maintain minimum daily balance of $5,000.00. If an account is closed prior to the end of the month in which interest is posted to each account, the accrued interest for the month will be forfeited. All rates subject to change without notice.
0.15% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Share Accounts Balance APY $5,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.20% $50,000 – $75,000 0.30% $75,000 – $100,000 0.35% $100,000 and up 0.40% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Open for as little as $5.00. Once your account reaches at least a $100 balance, you start earning money in the form of a dividend.
Offer: Regular Shares. Minimum balance of $100 required to earn dividends.
Effective Oct 1, 2026
Rate checked
More details - AmeriCU Credit UnionShare SavingsSavings · $50 min · 0.01%–0.10% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Keep a minimum deposit of one penny ($0.01) to open and maintain membership.
0.01% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Share Savings Balance APY Up to $1,000 0.01% $1,000 – $2,500 0.03% $2,500 – $5,000 0.05% $5,000 and upYour amount 0.10% Rate checked
More details - AmeriCU Credit UnionSecured Visa Savings Share AccountsSavings · $50 min · 0.01%–0.10% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: Available to members with our Secured VISA product only.
Qualified rate · 0.01% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Secured Visa Savings Share Accounts Balance APY Up to $1,000 0.01% $1,000 – $2,500 0.03% $2,500 – $5,000 0.05% $5,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Doorway to membership requirement; deposit and maintain at least $5.00. Minimum balance to earn dividends is $100. Dividends calculated on daily balance and paid monthly. Enhanced Loyalty Rewards program may increase rates.
Offer: Minimum balance to earn dividends is $100; $5 minimum to open and maintain account membership.
Rate checked
More details - UFirst Federal Credit UnionMoney MarketMoney Market · $5,000 min · 0.10%–0.20% by balance
Credit union · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: Dividends compound monthly. Minimum balance of $5,000.00 to earn dividends.
Offer: Dividends compound monthly.
0.10% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $5,000 – $10,000Your amount 0.10% $10,000 – $25,000 0.15% $25,000 – $50,000 0.20% $50,000 – $75,000 0.20% Over $75,000 0.20% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be linked to an NCSB CashBack Rewards Checking account; not available as a standalone product. If the linked checking account is closed, the account converts to a Statement Savings account. No monthly service charges.
Offer: Unqualified / base rate: applies when monthly qualifications on the linked checking account are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Sep 29, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest is compounded daily and credited monthly. ATM access available.
Offer: Must maintain a minimum daily balance of $50.00 to obtain disclosed APY.
0.05% interest rate · Compounded daily · Effective Sep 29, 2026
Rate checked
More details - North Country Savings BankMoney Market Statement Savings AccountMoney Market Statement Savings Account · $1,000 min
Bank · 1 branch
0.05%APY$5 a year on $10,0000.05% interest rate · Effective Sep 29, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Plattsburgh, NY metro
43 accounts at 13 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 1.45%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.15%
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Plattsburgh, NY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- NorthCountry Federal Credit UnionCredit union · 1 branch
- AmeriCU Credit UnionCredit union · 2 branches