Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Plattsburgh, NY metro
- UFirst Federal Credit UnionHigh Yield Money MarketHigh Yield Money Market · $0 min · 0.25%–4.00% by balance
Credit union · 3 branches
4.00%APY$400 a year on $10,000intro rateRequirements
Product: Dividends compound monthly. Minimum balance of $0.01 to earn dividends. Limited to one per member and will only apply for new money to the credit union. Money withdrawn and re-deposited from UFirst will not be eligible. Up to 3 withdrawals a month; no minimum balance required.
Offer: Dividends compound monthly. Limited to one per member and applies only for new money to the credit union.
Promotional rate · 0.25% interest rate
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $5,000 0.25% $5,000 – $50,000Your amount 4.00% Over $50,000 0.50% Rate checked
More details - 3.56%APY$356 a year on $10,000with conditions
Requirements
Product: Must be linked to an NCSB CashBack Rewards Checking account; not available as a standalone product. If the linked checking account is closed, the account converts to a Statement Savings account. No monthly service charges.
Offer: Qualified rate: requires meeting monthly qualifications on linked CashBack Rewards Checking (at least 10 debit card purchases post and clear per cycle, at least 1 ACH direct deposit or ACH external withdrawal post and clear per cycle, and enrollment in electronic statements via EagleNET).
Qualified rate · 3.50% interest rate · No monthly fee · Effective Sep 29, 2026
Rate checked
More details - 3.56%APY$356 a year on $10,000with conditions
Requirements
Product: Must be linked to an NCSB Premium Rewards Checking account; not available as a standalone product. If the linked checking account is closed, the account converts to a Statement Savings account. No monthly service charges.
Offer: Qualified rate: requires meeting monthly qualifications on linked Premium Rewards Checking (at least 10 debit card purchases post and clear per cycle, at least 1 ACH direct deposit or ACH external withdrawal post and clear per cycle, and enrollment in electronic statements via EagleNET).
Qualified rate · 3.50% interest rate · No monthly fee · Effective Sep 29, 2026
Rate checked
More details - Dannemora Federal Credit UnionFree Kasasa SaverSavings · $5 min · 0.75%–2.00% by balance
Credit union · 5 branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Must have a linked Kasasa Cash or Kasasa Cash Back account; DFCU Savings required to become a member; limit 1 account per member.
Offer: Qualifications met in linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle (at least 15 debit card purchases, enrolled in eStatements, log into Online Banking).
Qualified rate · 1.98% interest rate · No monthly fee · Effective Sep 19, 2025
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Up to $50,000Your amount 2.00% $50,000 and upQualifications met in linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle; 0.75% Rate checked
More details - NorthCountry Federal Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 1.40%–2.75% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Requirements
Product: Membership requires living, working, attending school, or worshipping in eligible VT, NH, or NY counties, or immediate relative of existing member, with a $5 minimum balance maintained in a share (savings) account. Up to six electronic transfers out or check withdrawals per month, unlimited teller transactions.
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $9,999 1.40% $10,000 – $24,999Your amount 1.50% $25,000 – $49,999 1.55% $50,000 – $99,999 2.10% $100,000 – $249,999 2.35% $250,000 and up 2.75% Rate checked
More details - AmeriCU Credit UnionHigh Rate Money MarketHigh Rate Money Market · $0 min · 0.25%–3.00% by balance
Credit union · 2 branches
1.25%APY$125 a year on $10,000with conditionsRequirements
Product: Membership eligibility required. Insured by NCUA. Rates may change after the account is opened. Fees may reduce earnings. Minimum balance requirements apply to each tier.
Offer: Premium APY earned by enrolling in e-statements and having a recurring ACH direct deposit of at least $250 per month during the monthly qualification cycle.
Qualified rate · 0.25% interest rate · Effective Apr 1, 2026
Rate by balance
Rate by balance for High Rate Money Market Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 1.25% $25,000 – $50,000 1.50% $50,000 – $100,000 2.00% $100,000 – $250,000 2.50% $250,000 – $1,000,000 2.75% $1,000,000 and up 3.00% Rate checked
More details - Adirondack Federal Credit UnionHigh Yield SavingsSavings · 0.01%–1.25% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Adirondack Federal Credit Union must be primary financial institution. No fees associated with these accounts that could reduce earnings, and no penalties for early withdrawals.
Offer: Less than $2,500
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $2,500 0.01% $2,500 – $74,999Your amount$2,500 - $74,999 1.25% $75,000 – $149,999$75,000 - $149,999 0.40% $150,000 and up$150,000+ 0.25% Rate checked
More details - Adirondack Federal Credit UnionShare 15 Money MarketShare 15 Money Market · 0.01%–1.25% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Membership eligibility requires living, working, worshiping, or attending school in Essex, Franklin, St. Lawrence, or Clinton counties.
Offer: No fees that could reduce earnings; no penalties for early withdrawals.
0.01% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share 15 Money Market Balance APY Up to $2,500 0.01% $2,500 – $74,999Your amount 1.25% $75,000 – $149,999 0.40% $150,000 and up 0.25% Rate checked
More details - 1.10%APY$110 a year on $10,000with conditions
Requirements
Product: Pairs with Kasasa checking account; monthly checking rewards are transferred to Kasasa Saver.
Offer: Qualifying APY when monthly qualifications are met. No minimum balance or service fee.
Qualified rate · No monthly fee
Rate checked
More details - Plattsburgh City School District Federal Credit UnionShare SavingsSavings · $5 min
Credit union · 1 branch
0.45%APY$45 a year on $10,0000.50% interest rate
Rate checked
More details - AmeriCU Credit UnionHigh Rate Money MarketHigh Rate Money Market · $10,000 min · 0.40%–1.00% by balance
Credit union · 2 branches
0.40%APY$40 a year on $10,000with conditionsRequirements
Product: Membership eligibility required. Insured by NCUA. Rates may change after the account is opened. Fees may reduce earnings. Minimum balance requirements apply to each tier.
Offer: Standard APY applied if premium qualification requirements are not met.
Qualified rate · 0.40% interest rate · Effective Apr 1, 2026
Rate by balance
Rate by balance for High Rate Money Market Balance APY $10,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.50% $50,000 – $100,000 0.60% $100,000 – $250,000 0.80% $250,000 – $1,000,000 0.90% $1,000,000 and up 1.00% Rate checked
More details - AmeriCU Credit UnionMoney Market SavingsMoney Market Savings · $0 min · 0.01%–1.00% by balance
Credit union · 2 branches
0.40%APY$40 a year on $10,000Requirements
Product: This variable rate savings option pays dividends compounded and paid monthly. Rates may change after the account is opened. Rates subject to change without notice. Fees may reduce earnings on account.
0.01% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $500 0.01% $500 – $1,000 0.01% $1,000 – $2,500 0.03% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.50% $50,000 – $100,000 0.60% $100,000 – $250,000 0.80% $250,000 – $1,000,000 0.90% $1,000,000 and up 1.00% Rate checked
More details - North Country Savings BankMoney Market Advantage AccountMoney Market Advantage Account · $1,000 min · 0.25%–1.01% by balance
Bank · 1 branch
0.40%APY$40 a year on $10,000Requirements
Offer: Tier 1- Minimum Daily Balance $1,000.00
0.25% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Money Market Advantage Account Balance APY $1,000 and up 0.25% $10,000 and upYour amount 0.40% $25,000 and up 0.50% $75,000 and up 1.01% Rate checked
More details - Champlain National BankChamplain Privilege Money MarketChamplain Privilege Money Market · $25 min · 0.27%–1.29% by balance
Bank · 3 branches
0.37%APY$37 a year on $10,000Requirements
Product: The rate is variable and may change after the account is opened.
Offer: The rate is variable and may change after the account is opened.
Effective Jul 13, 2025
Rate by balance
Rate by balance for Champlain Privilege Money Market Balance APY Up to $10,000 0.27% $10,000 – $25,000Your amount 0.37% $25,000 – $50,000 0.77% $50,000 – $75,000 1.04% $75,000 and up 1.29% Rate checked
More details - SeaComm Federal Credit UnionMoney Market AccountMoney Market Account · $100 min · 0.10%–1.00% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Dividends are calculated daily, paid monthly, and tiered based on balance.
Effective Apr 14, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY $100 – $2,500 0.10% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.35% $25,000 – $50,000 0.45% $50,000 – $100,000 0.60% $100,000 and up 1.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Plattsburgh, NY metro
43 accounts at 13 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 1.45%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.15%
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Plattsburgh, NY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- NorthCountry Federal Credit UnionCredit union · 1 branch
- AmeriCU Credit UnionCredit union · 2 branches