Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in Phoenix, AZ metro
- 0.20%APY$20 a year on $10,000
Requirements
Product: Monthly service fee ($5.00) can be avoided by satisfying one of the following: monthly electronic transfers of at least $10 from personal checking account with BOK Financial, maintain monthly average collected balance of $250, or link to a Premier Checking account (accounts are not automatically linked). 0.05% bonus interest rate available when linked with Select Checking or Premier Checking (bonus interest rate is not automatically applied and must be requested).
Offer: Applicable to Arkansas (AR). Monthly fee of $5.00 waived with $250 monthly average collected balance, monthly electronic transfer of at least $10 from BOK Financial personal checking, or link to Premier Checking.
0.20% interest rate · $5 monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Dividends accrue from date of deposit and are compounded and credited monthly based on the average daily balance. Rates may change monthly as determined by the Board of Directors. No minimum opening deposit required.
Offer: Minimum $25 to earn APY. No monthly service fee.
0.20% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Bank of ColoradoMoney Market AccountMoney Market Account · $1,000 min · 0.20%–1.76% by balance
Bank · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: $15.00 monthly service charge applies if account balance falls below $1,000 minimum at any time during monthly cycle. Up to 6 withdrawals per month allowed. Rates listed are available for accounts opened online only.
Offer: Opened online only. $15.00 monthly service charge waived if balance stays at or above $1,000.
0.20% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $25,000Your amount 0.20% $25,000 – $100,000 0.45% $100,000 – $500,000 0.70% $500,000 – $1,000,000 0.75% $1,000,000 – $3,000,000 1.26% $3,000,000 and up 1.76% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: APY is variable and may change after account is opened. Interest compounded quarterly and earned each day the balance is $50 or more. $2 monthly service fee is waived if a minimum average monthly balance of $50 is maintained. Includes 6 free withdrawals or debits per calendar month.
Offer: Interest compounded quarterly. $2 monthly service fee waived with $50 minimum average monthly balance.
0.20% interest rate · Compounded quarterly · $2 monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000with conditions
Requirements
Product: Three qualifiers required for premium rate: at least 1 automatic ACH payment or ACH direct deposit post and clear per qualification cycle, at least 12 debit card transactions post and clear per qualification cycle, and enroll and receive electronic statements. Earns base rate of 0.20% APY on all balances if qualifications are not met.
Offer: Base rate on all balances if qualification requirements are not met.
Qualified rate · No monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $10 one-time, non-refundable membership fee applies. Provides membership to First American Credit Union. Dividends calculated daily, paid quarterly.
Offer: Minimum $25 to open, minimum $250 to earn dividends.
0.15% interest rate · Effective Apr 1, 2026
Rate by balance
Rate by balance for Savings Account Balance APY $250 – $9,999 0.15% $10,000 and upYour amount 0.20% Rate checked
More details - American Southwest Credit UnionFLEX Money Market AccountFLEX Money Market Account · $2,000 min · 0.15%–1.50% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: No monthly account fees. Minimum $2,000 opening balance (no minimum after opening). Dividends are calculated using the daily balance method and paid quarterly.
Offer: Compounding period is quarterly. Term: Quarterly.
0.15% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for FLEX Money Market Account Balance APY $2,000 and upYour amount 0.15% $20,000 and up 1.00% $50,000 and up 1.25% $100,000 and up 1.50% Rate checked
More details - MidFirst BankTitanium Money MarketTitanium Money Market · $100 min · 0.10%–0.30% by balance
Bank · 22 branches
0.15%APY$15 a year on $10,000Requirements
Product: $10 monthly service charge, waived with $5,000 average daily balance. $100 minimum deposit to open account online.
$10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Titanium Money Market Balance APY Up to $9,999 0.10% $10,000 – $24,999Your amount 0.15% $25,000 – $49,999 0.15% $50,000 – $74,999 0.15% $75,000 – $249,999 0.20% $250,000 – $499,999 0.25% $500,000 and up 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000
Effective Oct 14, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Effective Oct 14, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Effective Oct 14, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Effective Oct 14, 2026
Rate by balance
Rate by balance for Performance Savings Balance APY Up to $9,999 0.10% $10,000 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Interest is compounded daily and credited on the last day of the statement cycle for Money Market accounts. Variable-rate account.
Offer: $1,000 minimum balance to earn interest and avoid $10 monthly service charge.
0.15% interest rate · Compounded daily · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $14,999Your amount 0.15% $15,000 and up$1,000 minimum balance to avoid $10 monthly service charge. 0.20% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Membership required ($5 minimum deposit to open and maintain account). Variable rates.
Offer: No monthly maintenance fee. Earns dividends.
No monthly fee · Effective Oct 2, 2026
Rate checked
More details - Sierra Pacific Federal Credit UnionRegular SharesSavings · $0 min · 0.10%–0.14% by balance
Credit union · 1 branch
0.14%APY$14 a year on $10,0000.10% interest rate · Effective Jul 30, 2024
Rate by balance
Rate by balance for Regular Shares Balance APY Up to $10,000 0.10% $10,000 and upYour amount 0.14% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Phoenix, AZ metro
179 accounts at 66 banks and credit unions · checked Oct 15–22
- Typical
- 0.20%
- Top 10% from
- 2.35%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Phoenix, AZ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 5 branches
- AERO FinancialCredit union · 7 branches
- Goldwater BankBank · 1 branch