Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Peoria, IL metro
- 3.45%APY$345 a year on $10,000with conditions
Requirements
Product: Requires an active INB checking account. Variable APY as of 10/16/2026.
Offer: Tier 1 bonus rate requires an active INB checking account with at least one direct deposit of payroll, Social Security, retirement, or disability income per statement cycle.
Qualified rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - CEFCUInsured Money Market Account (IMMA)Insured Money Market Account (IMMA) · $2,500 min · 2.40%–2.70% by balance
Credit union · 15 branches
2.40%APY$240 a year on $10,000Requirements
Product: Opening deposit and account minimum is $2,500. Balance required to avoid a fee is $2,500. $200 minimum on withdrawals to avoid a fee.
Offer: Tier 1 rate. Balance required to avoid a fee is $2,500.
2.37% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Insured Money Market Account (IMMA) Balance APY $2,500 – $25,000Your amount 2.40% $25,000 – $50,000Tier 2 rate. 2.50% $50,000 – $100,000Tier 3 rate. 2.60% $100,000 and upTier 4 rate. 2.70% Rate checked
More details - Cooperative Choice Network Credit UnionMoney MarketMoney Market · $25 min · 1.01%–2.63% by balance
Credit union · 3 branches
2.32%APY$232 a year on $10,000Requirements
Product: Rate applies to entire balance. Fees could reduce earnings on the account. Rate may change after the account is opened.
1.00% interest rate · Effective Sep 1, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 1.01% $2,500 – $25,000Your amount 2.32% $25,000 – $50,000 2.43% Over $50,000 2.63% Rate checked
More details - 1.66%APY$166 a year on $10,000
1.55% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for REGULAR SAVINGS Balance APY Up to $1,000 1.56% $1,000 – $10,000 1.61% $10,000 and upYour amount 1.66% Rate checked
More details - 1.65%APY$165 a year on $10,000
Requirements
Product: Optional named savings folders for separate goals; same published rate table as Holiday Saver Account. Rates subject to change daily.
Offer: TIER-1; min. to earn APY $0.01. Shared Holiday Saver schedule.
1.54% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for My Use Account Balance APY Over $0 1.55% $1,000 and upTIER-2; to earn APY $1,000.00. 1.60% $10,000 and upYour amountTIER-3; to earn APY $10,000.00. 1.65% Rate checked
More details - 1.41%APY$141 a year on $10,000
1.25% interest rate
Rate by balance
Rate by balance for Tiered Plus Share Balance APY Up to $1,000 1.26% $1,000 – $10,000 1.31% $10,000 – $50,000Your amount 1.41% $50,000 and up 1.51% Rate checked
More details - 1.26%APY$126 a year on $10,000
Requirements
Product: Minimum requirement - $20.00 balance.
1.25% interest rate
Rate checked
More details - Cooperative Choice Network Credit UnionSub-Share Savings AccountSavings · $5 min · 0.95%–1.06% by balance
Credit union · 3 branches
1.01%APY$101 a year on $10,000Requirements
Product: Allows members to save for special events while earning the same dividends as the Share Savings Account. Requires no minimum balance. Not accessible through an ATM.
Offer: Earns the same dividends as the Share Savings Account.
0.95% interest rate · Effective Sep 1, 2025
Rate by balance
Rate by balance for Sub-Share Savings Account Balance APY Up to $1,000 0.95% $1,000 – $10,000Your amount 1.01% Over $10,000 1.06% Rate checked
More details - Cooperative Choice Network Credit UnionShare Savings AccountSavings · $5 min · 0.95%–1.06% by balance
Credit union · 3 branches
1.01%APY$101 a year on $10,000Requirements
Product: Membership in the credit union is established by depositing and maintaining at least $5.00 in this account. Dividends are compounded daily and paid monthly. Tiering Method A: pays on the full balance in the account the stated interest rate that corresponds to the applicable deposit tier.
0.95% interest rate · Compounded daily · Effective Sep 1, 2025
Rate by balance
Rate by balance for Share Savings Account Balance APY Up to $1,000 0.95% $1,000 – $10,000Your amount 1.01% Over $10,000 1.06% Rate checked
More details - 1.01%APY$101 a year on $10,000with conditions
Requirements
Product: Linked to Forward Checking account. Limit one Forward Checking and Forward Savings account per Social Security Number. Interest earned and ATM fees reimbursed from Forward Checking transfer to Forward Savings. No monthly service fee.
Offer: Applies to all balances if qualifications are met each monthly qualification cycle in the Forward Checking account (at least 10 debit card purchases post and settle, at least 1 automatic payment or direct deposit post and settle, agree to receive and able to review electronic statements).
Qualified rate · No monthly fee · Effective Jun 23, 2023
Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Bank of FarmingtonPremiere Money MarketPremiere Money Market · $1,000 min · 0.80%–1.51% by balance
Bank · 2 branches
0.90%APY$90 a year on $10,000Requirements
Product: APY may change after account opening. Fees could reduce the earnings on this account.
Offer: APY may change after account opening. Fees could reduce the earnings on this account.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Premiere Money Market Balance APY $1,000 – $10,000 0.80% $10,000 – $25,000Your amount 0.90% $25,000 – $50,000 1.11% $50,000 – $100,000 1.21% $100,000 – $150,000 1.31% $150,000 – $250,000 1.41% $250,000 and up 1.51% Rate checked
More details - Farmers State BankPioneer Peak Money MarketPioneer Peak Money Market · $1,000 min · 0.00%–1.41% by balance
Bank · 1 branch
0.90%APY$90 a year on $10,0000.00% interest rate · Effective Jun 1, 2026
Rate by balance
Rate by balance for Pioneer Peak Money Market Balance APY Up to $1,000 0.00% $1,000 – $10,000 0.80% $10,000 – $25,000Your amount 0.90% $25,000 – $50,000 1.00% $50,000 – $100,000 1.10% $100,000 – $150,000 1.21% $150,000 – $250,000 1.31% $250,000 and up 1.41% Rate checked
More details - First Security BankMoney Market AccountsMoney Market Accounts · $2,500 min · 0.75%–1.25% by balance
Bank · 3 branches
0.75%APY$75 a year on $10,000Requirements
Product: Minimum average daily balance of $1,500 to avoid a $10 service fee. Minimum average daily balance to earn interest $2,500. Transactions limited to 6 per statement period.
Offer: MM Tier 4. Minimum average daily balance of $1,500 to avoid a $10 service fee.
0.75% interest rate · $10 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,500 and upYour amount 0.75% $25,000 and upMM Tier 3. 0.80% $50,000 and upMM Tier 2. 0.85% $100,000 and upMM Tier 1. 1.25% Rate checked
More details - 0.60%APY$60 a year on $10,000with conditions
Requirements
Product: Rates are available to Power Plus Checking customers.
Offer: Available to Power Plus Checking customers.
Qualified rate · 0.20% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Premier Money Market Savings Balance APY Up to $1,000 0.20% $1,000 – $10,000 0.40% $10,000 – $50,000Your amount 0.60% $50,000 – $250,000 0.80% $250,000 and up 1.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Peoria, IL metro
69 accounts at 30 banks and credit unions · checked Oct 6–22
- Typical
- 0.20%
- Top 10% from
- 1.06%
- Banks, typical
- 0.15%
- Credit unions, typical
- 1.26%
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Peoria, IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Cooperative Choice Network Credit UnionCredit union · 3 branches
- PPECUCredit union · 1 branch
- Peoria Hiway CUCredit union · 1 branch