Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Pella, IA metro
- 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Nicolet National BankMVP Money Market Account (MVP MMA)MVP Money Market Account (MVP MMA) · $10,000 min · 0.01%–2.65% by balance
Bank · 2 branches
1.30%APY$130 a year on $10,000with conditionsRequirements
Product: A separate Nicolet National Bank checking account with direct deposit of payroll or social security is required in order to qualify for an MVP Money Market account. Subject to Credit Approval.
Offer: $10 monthly service charge if available balance falls below $10,000.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for MVP Money Market Account (MVP MMA) Balance APY Up to $9,999 0.01% $10,000 – $49,999Your amount 1.30% $50,000 – $149,999 2.10% $150,000 – $499,999 2.15% $500,000 – $999,999 2.45% $1,000,000 and up 2.65% Rate checked
More details - 1.26%APY$126 a year on $10,000with conditions
Requirements
Product: A Leighton Interest or Leighton Cash Back account is required to have a Leighton Savings rewards account. Limit one Leighton Savings rewards account per SSN. Available on consumer purpose accounts only.
Offer: Applies to balances up to $100,000.00 when qualifications are met in Leighton Interest or Leighton Cash Back account during the monthly qualification cycle (at least one ACH debit transaction post and settle, at least 12 debit card purchases post and settle, and enrolled in online banking with eStatements). Maintenance fee of $1.00 per withdrawal after 6 per statement cycle.
Qualified rate · 1.26% interest rate · Effective May 1, 2026
Rate by balance
Rate by balance for Leighton Savings Balance APY Up to $100,000Your amount 1.26% Over $100,000 0.25% Rate checked
More details - Marion County BankMoney Market AccountMoney Market Account · $2,500 min · 1.05%–1.75% by balance
Bank · 5 branches
1.05%APY$105 a year on $10,000Requirements
Product: Minimum deposit to open is $2,500.00. Interest is compounded and credited monthly. A minimum balance fee of $15.00 is imposed every statement cycle if the balance falls below $2,500.00 any day of the cycle.
Offer: Fee of $15.00 waived if balance remains at or above $2,500.00 every day of the statement cycle. Interest compounded and credited monthly.
1.04% interest rate · $15 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $50,000Your amount 1.05% $50,000 – $100,000 1.20% $100,000 – $250,000 1.45% $250,000 – $500,000 1.55% $500,000 – $1,000,000 1.60% $1,000,000 and up 1.75% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Must be tied to a primary checking account at LSB. Limit of one Bonus Savings account per household; not eligible with a Leighton Savings rewards account.
Offer: Maintenance fee of $1.00 per withdrawal after 6 per statement cycle; $1.00 minimum balance fee if balance falls below $50.00 during the statement cycle.
Qualified rate · 0.05% interest rate · Effective May 1, 2026
Rate by balance
Rate by balance for Bonus Savings Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 1.00% $25,000 – $50,000 0.30% $50,000 and up 0.35% Rate checked
More details - Community 1st Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.70%–1.75% by balance
Credit union · 2 branches
0.70%APY$70 a year on $10,000Requirements
Product: Dividends are calculated by the daily balance method and compounded monthly. Minimum daily balance to earn must be maintained each day to obtain disclosed APY (fee if balance drops below minimum). Rates may vary after account opening.
Offer: Minimum daily balance to earn must be maintained each day to obtain disclosed APY.
0.70% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 and upYour amount 0.70% $25,001 and up 0.85% $50,001 and up 1.15% $100,001 and up 1.40% $250,001 and up 1.75% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Must be linked to either a C1st Cash or C1st Cash Back checking account. To qualify per monthly qualification cycle, you must: 1) make 15 debit card (non-ATM) transactions; and 2) be enrolled in and receive eStatements. Monthly qualification cycle is defined as the calendar month.
Offer: Qualifications not met in either checking account; all balances in the C1st Saver earn 0.03% APY.
Qualified rate · 0.03% interest rate
Rate by balance
Rate by balance for C1st Saver Balance APY Any balance 0.03% Up to $15,000Your amountQualifications met (15 debit card non-ATM transactions and eStatements enrolled/received). 0.50% $15,001 and upQualifications met. Balances over $15,000 earn 0.25% APY on the portion of the balance over $15,000, resulting in 0.50% APY to 0.28% APY depending on the balance. 0.25% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Must link to a Kasasa Cash or Kasasa Cash Back checking account. To earn qualifying rates, enrollments must be in place and the following must post and settle to the linked checking account during each Monthly Qualification Cycle: at least 12 debit card purchases, enrolled in and agree to receive e-statements/online banking, and 1 ACH transaction per month. Automatic transfers of Kasasa Cash/Cash Back earnings. No minimum balance to earn rewards. Limit of 1 account per social security number.
Offer: Qualifying rate for daily balances up to and including $20,000.00 when linked Kasasa Cash or Kasasa Cash Back account qualifications are met.
Qualified rate · 0.50% interest rate · No monthly fee · Effective Jan 16, 2026
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $20,000Your amount 0.50% $20,000 and up 0.25%* Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: Minimum balance to open account is $10.00. Avoid a $7 monthly service charge by maintaining a balance of $1,000 or more.
Offer: Minimum balance to obtain APY is $0.01. Avoid $7 monthly service charge by maintaining a balance of $1,000 or more.
0.31% interest rate · $7 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.31% $1,000 – $50,000Your amount 0.45% $50,000 – $100,000 0.65% $100,000 – $500,000 0.81% $500,000 and up 1.10% Rate checked
More details - 0.43%APY$43 a year on $10,000
Requirements
Product: Minimum balance to open account is $10.00. $15 monthly service charge if balance falls below $25,000.
Offer: Minimum balance to obtain APY is $0.01. $15 monthly service charge if balance falls below $25,000.
0.43% interest rate · $15 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $25,000Your amount 0.43% $25,000 – $100,000 0.73% $100,000 – $250,000 1.09% $250,000 – $1,000,000 1.20% $1,000,000 and up 1.37% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Compounded monthly. The annual percentage yield may change at any time, at our discretion, after the account has been opened. Additional restrictions and fees may apply. Fees charged may reduce the earnings on the account.
Offer: Compounded monthly. Variable rate.
0.30% interest rate · Compounded monthly · Effective Sep 29, 2026
Rate by balance
Rate by balance for Tiered MMDA Balance APY $1,500 and upYour amount 0.30% $75,000 and up 0.50% $250,000 and up 1.00% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Interest compounded and credited quarterly. Transfers limited to 18 per quarterly statement cycle ($0.75 per excess debit). $3.00 monthly service charge if balance falls below $100 on any day.
Offer: Quarterly compounding. Service charge of $3.00 imposed if balance falls below $100.00 on any day of the statement cycle.
0.25% interest rate · $3 monthly fee · Effective Sep 29, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $5 monthly service charge if available balance falls below $100. $100 minimum deposit to open. Minimum $100.00 to earn interest. Unlimited deposits and transfers.
Offer: $5 monthly service charge waived if available balance remains at or above $100. $100.00 minimum to earn interest. Interest is compounded quarterly and credited quarterly.
0.15% interest rate · Compounded quarterly · $5 monthly fee
Rate by balance
Rate by balance for Personal Savings Balance APY $100 – $5,000 0.15% $5,000 and upYour amount 0.20% Rate checked
More details - Nicolet National BankMoney Market Account (MMA)Money Market Account (MMA) · $1,000 min · 0.10%–0.20% by balance
Bank · 2 branches
0.20%APY$20 a year on $10,000Requirements
Offer: $10 monthly service charge if available balance falls below $1,000.
0.10% interest rate · $10 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Account (MMA) Balance APY $1,000 – $4,999 0.10% $5,000 and upYour amount 0.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Pella, IA metro
34 accounts at 10 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 1.20%
- Banks, typical
- 0.11%
- Credit unions, typical
- 0.33%
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Iowa
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
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