Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Paducah, KY-IL metro
- WBH Federal Credit UnionRegular and Special Shares AccountSavings · $25 min · 0.10%–0.40% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000intro rateRequirements
Product: All members must have a regular savings account and maintain a minimum balance of $5.00 to remain a member. $25.00 opening balance required. Variable rate that may change without notice after opening. Fees may reduce earnings.
Offer: Variable rate; fees may reduce earnings.
Promotional rate · 0.10% interest rate · Effective Jan 1, 2023
Rate by balance
Rate by balance for Regular and Special Shares Account Balance APY Up to $5,000 0.10% $5,000 – $10,000 0.20% $10,000 – $20,000Your amount 0.30% $20,000 and up 0.40% Rate checked
More details - C-Plant Federal Credit UnionSuper Shares AccountSavings · $1,000 min · 0.25%–0.50% by balance
Credit union · 5 branches
0.25%APY$25 a year on $10,000Requirements
Product: Tiered rate savings account. If balance falls below $1,000, the remaining balance is transferred to the regular/Membership Savings rate. Six withdrawals or transfers to another institution or third party allowed per cycle.
Offer: If balance falls below $1,000, remaining balance earns Membership Savings rate.
No monthly fee · Effective Jan 20, 2026
Rate by balance
Rate by balance for Super Shares Account Balance APY $1,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.30% $50,000 – $75,000 0.35% $75,000 – $100,000 0.50% $100,000 – $250,000 0.50% $250,000 and up 0.50% Rate checked
More details - C-Plant Federal Credit UnionSuper Shares AccountSuper Shares Account · $1,000 min · 0.25%–0.50% by balance
Credit union · 5 branches
0.25%APY$25 a year on $10,000Requirements
Product: If balance falls below $1,000, the remaining balance earns the regular/Membership Savings rate. Up to six third-party withdrawals/transfers per month.
Offer: If balance falls below $1,000, the remaining balance is transferred to Membership Savings rate
No monthly fee · Effective Jan 20, 2026
Rate by balance
Rate by balance for Super Shares Account Balance APY $1,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.30% $50,000 – $75,000 0.35% $75,000 – $100,000 0.50% $100,000 – $250,000 0.50% $250,000 and up 0.50% Rate checked
More details - C-Plant Federal Credit UnionKasasa SaverSavings · $0 min · 0.25%–0.50% by balance
Credit union · 5 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Qualifications to earn top rate: at least 12 debit card purchases post and settle, enroll in and agree to receive e-statements, and enroll/log into online banking per monthly qualification cycle. Limit 1 account per SSN.
Offer: When qualification criteria are met in linked checking account during monthly qualification cycle.
Qualified rate · 0.50% interest rate · No monthly fee · Effective Jan 20, 2026
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $10,000 0.50% $10,000 and upYour amountWhen qualification criteria are met; 0.25% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - Community Financial Services BankCommunity SavingsSavings · $100 min · 0.05%–0.25% by balance
Bank · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: No minimum balance requirements; free ATM card; interest compounded daily and paid quarterly.
0.05% interest rate · Compounded daily
Rate by balance
Rate by balance for Community Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $100,000 0.15% $100,000 – $250,000 0.20% $250,000 and up 0.25% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes membership with C-Plant Federal Credit Union. Inactive savings accounts will be closed 30 days after dropping below par value of $5. Maintain a $5 minimum balance to avoid a $5 inactive account fee.
Offer: Dividends paid quarterly on balances of $5 or more. Maintain $5 minimum balance to avoid $5 inactive account fee.
0.10% interest rate · Effective Jan 20, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Linked to VISA Debit Card with Personal Checking account for easy access. No minimum balance required.
Offer: No minimum balance required.
Qualified rate · Effective Sep 14, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Qualifications to earn top rate: at least 12 debit card purchases post and settle, enroll in and agree to receive e-statements, and enroll/log into online banking per monthly qualification cycle. Limit 1 account per SSN.
Offer: Base rate applied to all balances if qualification criteria are not met.
Qualified rate · 0.02% interest rate · No monthly fee · Effective Jan 20, 2026
Rate checked
More details - U.S. BankU.S. Bank Elite Money MarketU.S. Bank Elite Money Market · $0 min · 0.01%–3.40% by balance
Bank · 4 branches
0.01%APY$1 a year on $10,0000.01% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for U.S. Bank Elite Money Market Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amount 0.01% $25,000 – $50,000 3.40% $50,000 – $100,000 3.40% $100,000 – $500,000 3.40% $500,000 – $10,000,000,000 3.40% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly maintenance fee can be waived by maintaining a minimum daily ledger balance of $300 or more, scheduling a recurring preauthorized internal transfer of $25 or more per statement cycle into the Truist One Savings Account, being under 18 years of age (primary owner), or having any related Truist personal checking account (excluding Truist Confidence Account). $5 withdrawal limit fee assessed for each withdrawal over 6 per statement cycle (max 6 fees).
Offer: $5 monthly maintenance fee waived with $300 minimum daily ledger balance, $25+ recurring monthly internal transfer, minor under 18 primary owner, or related Truist personal checking account (excl. Confidence Account). $5 fee per withdrawal over 6 per statement cycle.
0.01% interest rate · $5 monthly fee · Effective Sep 28, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Requires a Truist Confidence Account to open. $0 monthly maintenance fee. $0 overdraft fees. $5 withdrawal limit fee assessed for each withdrawal over 6 per statement cycle (maximum of 6 fees per statement cycle).
Offer: Requires a Truist Confidence Account. $0 monthly maintenance fee. $5 fee per withdrawal over 6 per statement cycle.
Qualified rate · 0.01% interest rate · No monthly fee
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Available to Truist personal banking clients. Monthly maintenance fee of $12 waived by maintaining a minimum daily ledger balance of $15,000 or more. Contact local branch for special promotional offers.
Offer: Standard interest rate and APY. Monthly fee of $12 waived with minimum daily ledger balance of $15,000 or more.
0.01% interest rate · $12 monthly fee · Effective Sep 28, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Paducah, KY-IL metro
30 accounts at 10 banks and credit unions · checked Sep 25–Oct 22
- Typical
- 0.30%
- Top 10% from
- 2.00%
- Banks, typical
- 0.18%
- Credit unions, typical
- 0.30%
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Paducah, KY-IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Signet Federal Credit UnionCredit union · 3 branches