Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 391–405 results in New York, NY-NJ metro
- The First Bank of GreenwichPlatinum Savings AccountSavings · $1 min · 0.05%–3.14% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: $5.00 monthly service charge waived if average daily balance per statement cycle of $25,000 is maintained. Linked Platinum Checking account required to earn higher rate. On promotional page: required minimum deposit of $25,000.00 of new money not currently on deposit, and linked Platinum Checking with $2,500 minimum average balance or direct deposit to earn promotional APY and avoid $5 monthly fee.
Offer: With checking
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Platinum Savings Account Balance APY Up to $25,000Your amount 0.05% $25,000 and upPromotional rate without linked Platinum Checking account; required minimum deposit of $25,000 in new money 3.14% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum daily balance of $500 required to avoid $5.00 monthly service charge.
Offer: Minimum daily balance of $500 required to avoid $5.00 monthly service charge
0.05% interest rate · $5 monthly fee · Effective Sep 24, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $2,500 0.05% $2,500 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $100,000 0.10% $100,000 and up 0.20% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum deposit of $50 ($100 for joint accounts) to establish membership. Dividends compounded and credited quarterly. Account transfer and withdrawal limitations apply.
Offer: Minimum opening deposit $100.00; minimum balance to avoid a service fee $100.00; minimum balance to earn stated APY $50.00.
0.05% interest rate · Effective Sep 27, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends compounded daily and paid monthly. Higher dividends paid on balances over $50,000. Rates are prospective and subject to change.
0.05% interest rate · Compounded daily · Effective Oct 1, 2020
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Compounded quarterly
0.05% interest rate · Compounded quarterly · Effective Jul 1, 2024
Rate checked
More details - The Bank of PrincetonPremier Money MarketPremier Money Market · $2,500 min · 0.05%–3.00% by balance
Bank · 13 branches
0.05%APY$5 a year on $10,000intro rateRequirements
Product: $2,500 daily minimum balance required to earn interest and to avoid a $15.00 monthly service charge.
Offer: $2,500 minimum balance to obtain APY.
Promotional rate · 0.05% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Premier Money Market Balance APY $2,500 – $49,999Your amount 0.05% $50,000 and upExclusive Premier Money Market Account offer of 3.00% APY valid on NEW MONEY ONLY. 3.00% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership requires opening a Share Savings Account with a minimum deposit of $5.00 (par value of one share). Join via Financial Fitness Association (FFA) or Novartis Pharmaceuticals employee/contractor. Balances under $100 do not receive dividends.
Offer: Balances under $100 do not receive dividends. Dividend rate 0.05%. Variable rate, compounded daily and credited monthly.
0.05% interest rate · Compounded daily · Effective Oct 31, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum balance of $50 is required to earn dividends. Dividends paid quarterly.
Effective Jan 1, 2022
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Lifetime membership. Dividends paid monthly. Minimum account balance of $100.00.
Offer: Dividends paid monthly. Minimum account balance $100.00.
0.05% interest rate
Rate checked
More details - Lakehurst Naval Federal Credit UnionRegular SavingsSavings · $5 min · 0.05%–0.20% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: A savings account at L&N establishes credit union membership and makes you eligible for all credit union services. Immediate family members and household members living in the same residence are also eligible to join. Dividends earned daily and paid quarterly.
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $9,999 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $100,000 0.15% $100,000 and up 0.20% Rate checked
More details - Union Building Trades Federal Credit UnionRegular Share AccountSavings · $5 min
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: A minimum deposit of $5 is required to open the Regular Share Account. Key to membership with Union Building Trades Federal Credit Union.
Effective Apr 23, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No minimum balance or monthly maintenance fees. Variable rate account; rates and terms subject to change without notice. Dividends calculated on daily balance and credited monthly. Membership eligibility applies.
Offer: No minimum balance. No monthly maintenance fee. Dividends calculated on daily balance and credited monthly.
No monthly fee
Rate checked
More details - Town of Hempstead Employees Federal Credit UnionPrimary SavingsSavings · $5 min
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Required for TOHEFCU membership.
Offer: Dividends paid monthly, calculated daily. $5.00 minimum balance.
0.05% interest rate · Effective Sep 1, 2026
Rate checked
More details - Suffolk Credit UnionShare Savings AccountSavings · $5 min · 0.00%–0.05% by balance
Credit union · 10 branches
0.05%APY$5 a year on $10,000Requirements
Product: Requires maintaining a $5.00 minimum daily balance to avoid a $1.00 monthly service fee. Minimum $100 balance required to earn dividends. Account transfer and withdrawal limitations apply.
0.00% interest rate · $1 monthly fee
Rate by balance
Rate by balance for Share Savings Account Balance APY Up to $100 0.00% $100 and upYour amount 0.05% Rate checked
More details - Greater Metro Federal Credit UnionRegular Share Savings AccountSavings · $5 min · 0.00%–0.05% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Must open with initial minimum deposit of $5.00 and maintain a $5.00 balance to remain a member in good standing. Compounded daily, credited monthly.
Offer: Daily balance below $500.00.
0.00% interest rate · Compounded daily
Rate by balance
Rate by balance for Regular Share Savings Account Balance APY Up to $500 0.00% $500 and upYour amount 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New York, NY-NJ metro
477 accounts at 181 banks and credit unions · checked Oct 22–23
- Typical
- 0.25%
- Top 10% from
- 3.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
New York, NY-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- BTG Pactual Bank, National AssociationBank · 1 branch
- USALLIANCE FinancialCredit union · 3 branches