Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 301–315 results in New York, NY-NJ metro
- 0.10%APY$10 a year on $10,000
Requirements
Product: If unable to maintain a minimum daily balance of $100.00, a $5.00 monthly maintenance fee will be imposed.
Offer: Monthly maintenance fee waived if minimum daily balance of $100.00 is maintained.
0.10% interest rate · $5 monthly fee · Effective Sep 18, 2026
Rate checked
More details - North Jersey Federal Credit UnionMoney MarketMoney Market · $1,000 min · 0.10%–0.20% by balance
Credit union · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: Membership eligibility applies. Requires maintaining membership share ($5.00 par value). Minimum average daily balance of $1,000.00 required to avoid a service fee. Limit of 6 transfers/withdrawals per month.
Offer: Tiered rate applies to the full balance of the account once the balance range is met. Dividends compounded monthly and credited monthly based on average daily balance.
0.10% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $25,000Your amount 0.10% $25,000 – $100,000 0.15% $100,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must complete payment of one share ($5.00 par value) in Savings Account as condition of admission to membership. Dividends accrue on daily balance, compound quarterly, credited quarterly. Rate may be adjusted quarterly. Up to 6 regulated withdrawal/transfer transactions per month.
Offer: Minimum balance to earn the stated APY is $10.00. Dividends compound quarterly.
0.10% interest rate · Effective Oct 6, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Rates on Savings accounts may change after the account is opened. Minimum balance to earn APY is based on a 30-day month. A minimum of $5 must be maintained in a Savings account to have access to all of our products and services. Fees may reduce earnings on the account.
Offer: Rates on Savings accounts may change after the account is opened. Minimum balance to earn APY is based on a 30-day month. A minimum of $5 must be maintained in a Savings account to have access to all of our products and services. Fees may reduce earnings on the account.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Rates on Savings accounts may change after the account is opened. Minimum balance to earn APY is based on a 30-day month. Fees may reduce earnings on the account. At your request, the balance in the account will be transferred on the date of your choice to your Share Savings account with us.
Offer: Rates on Savings accounts may change after the account is opened. Minimum balance to earn APY is based on a 30-day month. Fees may reduce earnings on the account. At your request, the balance in the account will be transferred on the date of your choice to your Share Savings account with us.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - USALLIANCE FinancialMyLife Money MarketMyLife Money Market · 0.05%–0.60% by balance
Credit union · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: Dividends paid out monthly.
Offer: Rate may change daily.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for MyLife Money Market Balance APY Up to $2,000 0.05% $2,000 – $10,000 0.07% $10,000 – $50,000Your amount 0.10% $50,000 – $100,000 0.15% $100,000 – $250,000 0.25% $250,000 – $500,000 0.40% $500,000 – $1,000,000 0.50% $1,000,000 – $100,000,000 0.60% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Rates may change daily. DD/DW term.
Offer: On the first $2,000. $1.00 required minimum balance. DD/DW term. Rate may change daily.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Savings Plus Balance APY Up to $2,000 0.05% Over $2,000Your amountAmounts > $2,000. $500 required minimum balance. 0.10% Rate checked
More details - Palisades Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.05%–0.30% by balance
Credit union · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: Minimum $2,500 opening deposit required. A $20 monthly fee will be assessed if minimum balance is not maintained. Maximum of six withdrawals allowed per statement cycle; additional withdrawals will be imposed a fee.
Offer: Tier 1 balance ($2,500 – $9,999). Minimum $2,500 opening deposit required. $20 monthly fee if minimum balance is not maintained. Max 6 withdrawals per statement cycle.
0.05% interest rate · $20 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $9,999 0.05% $10,000 – $24,999Your amount 0.10% $25,000 – $49,999 0.15% $50,000 – $99,999 0.20% $100,000 – $249,999 0.25% $250,000 and up 0.30% Rate checked
More details - Empire State BankPersonal Money MarketPersonal Money Market · $2,500 min · 0.05%–0.20% by balance
Bank · 5 branches
0.10%APY$10 a year on $10,000Requirements
Product: Minimum daily balance of $2,500 to avoid $15.00 monthly service charge. Interest is compounded daily and credited monthly.
Offer: Tier 1: $0.01 to $2,499.99 minimum daily balance to earn interest. Minimum daily balance of $2,500 to avoid $15.00 monthly service charge.
0.05% interest rate · Compounded daily · $15 monthly fee · Effective Sep 24, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $2,500 0.05% $2,500 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $100,000 0.10% $100,000 and up 0.20% Rate checked
More details - First Horizon BankMoney Market SavingsMoney Market Savings · $50 min · 0.10%–0.15% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: $50 minimum opening deposit. The monthly service charge is refunded within 3 business days when the primary or joint account holder has an active Elite Checking account, or if the total combined balance in consumer deposit accounts is at least $5,000. Otherwise, a $9 monthly service charge applies. Tiered interest at money market rates based on daily balance compounded and credited monthly.
Offer: Monthly service charge refunded within 3 business days when linked to an active Elite Checking account or with $5,000+ total combined balance in consumer deposit accounts. Otherwise $9/month.
$9 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $24,999Your amount 0.10% $25,000 – $49,999 0.10% $50,000 – $99,999 0.15% $100,000 – $249,999 0.15% $250,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Save for specific needs such as rainy day, holiday, or vacation. Minimum balance requirement is $0.
0.10% interest rate · Effective Oct 4, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership eligibility required. Requires a $5.00 opening deposit / minimum balance to establish ownership in Proponent.
0.10% interest rate · Effective Oct 4, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate · Effective Oct 2, 2026
Rate checked
More details - Somerset Regal BankTiered Statement SavingsSavings · $10 min · 0.05%–0.10% by balance
Bank · 14 branches
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: Must maintain a Somerset Regal Bank checking account to open and maintain this account. Interest is compounded daily and credited monthly.
Offer: Must maintain a checking account with Somerset Regal Bank.
Qualified rate · 0.05% interest rate · Compounded daily · Effective Oct 2, 2026
Rate by balance
Rate by balance for Tiered Statement Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 and up 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable rate account. A maintenance charge of $5.00 will be imposed every month if daily balance on any day of statement cycle falls below $1,000.00. Minimum check amount $250.00.
Offer: Variable rate subject to change at any time. $5.00 maintenance charge if daily balance falls below $1,000.00. Minimum check amount $250.00. Minimum to obtain APY is $5.00.
0.10% interest rate · $5 monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New York, NY-NJ metro
476 accounts at 181 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 3.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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New York, NY-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- BTG Pactual Bank, National AssociationBank · 1 branch
- USALLIANCE FinancialCredit union · 3 branches