Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 211–225 results in New York, NY-NJ metro
- Greater Alliance Federal Credit Union“Don't Touch It” Savings AccountSavings · $5 min
Credit union · 3 branches
0.35%APY$35 a year on $10,000Requirements
Product: Designed to help members reach savings goals. Direct deposit, digital banking, phone, or branch deposits/transfers permitted without withdrawal fee penalty.
Offer: Minimum opening deposit $5.00.
0.35% interest rate · No monthly fee
Rate checked
More details - Greater Alliance Federal Credit UnionPrimary SavingsSavings · $25 min · 0.00%–0.35% by balance
Credit union · 3 branches
0.35%APY$35 a year on $10,000Requirements
Product: Tiered rate account; dividend rate for a tier applies to the entire balance. Minimum balance to avoid a $15.00 monthly service charge is $100 (waived for members under age 18 / under age 21 with a Youth account). Minimum opening balance is $25 ($25 minimum balance to maintain membership). Must live, work, worship, go to school, volunteer, have immediate family as member, or do business in Bergen & Passaic Counties.
Offer: Minimum balance to earn dividends is $100. Monthly fee of $15.00 applies if balance is less than $100.00 (waived for members under age 18 / under age 21 with a Youth account).
0.00% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Primary Savings Balance APY Up to $99 0.00% $100 – $1,500 0.25% $1,500 – $10,000 0.30% $10,000 and upYour amount 0.35% Rate checked
More details - Community Financial ServicesMoney MarketMoney Market · $2,500 min · 0.35%–0.55% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,0000.35% interest rate · Effective Jun 9, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $24,999Your amount 0.35% $25,000 – $99,000 0.45% $100,000 and up 0.55% Rate checked
More details - Empire State BankEmpire Builder SavingsSavings · $2,500 min · 0.05%–0.30% by balance
Bank · 5 branches
0.30%APY$30 a year on $10,000Requirements
Product: Minimum daily balance of $5,000 required to avoid $15.00 monthly service charge.
Offer: Minimum daily balance of $5,000 required to avoid $15.00 monthly service charge
0.05% interest rate · $15 monthly fee · Effective Sep 24, 2026
Rate by balance
Rate by balance for Empire Builder Savings Balance APY Up to $5,000 0.05% $5,000 – $250,000Your amount 0.30% $250,000 and up 0.05% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: $5,000 daily minimum balance required to avoid a $25.00 monthly service charge. Interest earned on every dollar.
0.30% interest rate · $25 monthly fee
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: A minimum balance of $5,000 must be maintained in the account each day to avoid a monthly service charge of $25.00. Interest earned on every dollar.
Offer: A minimum balance of $5,000 must be maintained in the account each day to avoid a monthly service charge of $25.00.
0.30% interest rate · $25 monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: $5 quarterly service charge refunded within 3 business days when linked to Essential Checking account or Advantage Checking account or if the daily balance is at least $250.
Offer: $5 quarterly service charge if daily balance falls below $250; refunded within 3 business days when linked to Essential Checking or Advantage Checking.
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Branch only. Minimum opening deposit and balance of $2,500. Interest compounded daily, posted monthly.
Offer: Interest Compounded Daily | Posted Monthly. Branch only. Minimum balance $2,500.
0.25% interest rate · Compounded daily
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Establishes Qside membership. Minimum deposit and balance of $25. Dividends credited monthly.
Offer: Dividends credited monthly.
0.15% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Up to $2,500 0.15% $2,500 and upYour amount 0.25% Rate checked
More details - Ridgewood Savings BankPowerFlex Money Market AccountPowerFlex Money Market Account · $1,000 min · 0.20%–0.35% by balance
Bank · 37 branches
0.25%APY$25 a year on $10,000Requirements
Product: Check writing capabilities. The $15 monthly maintenance fee is waived if a balance of $1,000 is maintained at the end of the statement cycle.
Offer: The $15 monthly maintenance fee is waived if a balance of $1,000 is maintained at the end of the statement cycle.
0.20% interest rate · $15 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for PowerFlex Money Market Account Balance APY Up to $10,000 0.20% $10,000 – $25,000Your amount 0.25% $25,000 and up 0.35% Rate checked
More details - Central Jersey Federal Credit UnionMaster Savings (Share) AccountSavings · $100 min
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Available to CJFCU members. Minimum required opening deposit is $5.00. Minimum of one transaction per year is required to maintain active account status. Savings accounts with no activity for 1 year will be charged a $10.00 monthly dormant account fee until the account reaches a zero balance, at which time it will be closed. Paper statements are $2.00 per statement (ages 65 and older excluded). Free online banking with eStatements.
0.25% interest rate · Effective Feb 1, 2025
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: No minimum opening deposit requirement. Minimum of one transaction at least every six months is required to remain active. Limit of six automatic electronic withdrawals permitted per month. Savings accounts with no activity for 1 year are charged a $10.00 monthly fee until reaching zero balance and closing.
Offer: Minimum balance to earn the stated APY is $100.00. No minimum opening deposit requirement.
0.25% interest rate · Effective Feb 1, 2025
Rate checked
More details - Freedom BankChoice Money Market Account (Personal)Choice Money Market Account (Personal) · $0 min
Bank · 5 branches
0.25%APY$25 a year on $10,000Requirements
Product: Variable rate account; interest is compounded daily and paid monthly. No minimum balance to open and no monthly service charges.
0.25% interest rate · Compounded daily · No monthly fee · Effective Oct 7, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Available to individuals who are primary residents of NJ and currently living in NJ or former NJM Bank customers who currently maintain an existing deposit account and who are primary residents of and live in Bucks County, PA.
0.00% interest rate · $3 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $100 0.00% $100 – $25,000Your amount 0.25% $25,000 and up 0.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New York, NY-NJ metro
476 accounts at 181 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 3.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
New York, NY-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- BTG Pactual Bank, National AssociationBank · 1 branch
- USALLIANCE FinancialCredit union · 3 branches